One penny is a penny more than you would have had.

When you think about it, you do raise a good point. It may not seem like much at first, but when you add pennies, in the end, it can amount to quite a bit. It might take some time, but eventually, it does add up.

I agree with you. Whenever I'm out walking and I see a coin on the floor I always pick it up because hey, it's free money and it's a few cents more than what I had a minute ago. I take the savings where I can get it. After all, any savings or extra money here and there all adds up.

Yup. I completely agree with you. Even a mere 1 cent/penny if saved each day could end up being a lot of money in the long run. But I guess more people these days would just like to see the bigger notes and coins. It is hard enough to earn money so it would be a waste to throw any of it away, even if it's just a small penny.

I agree. I put all my change in a piggy bank and by the end of the year that piggy bank money pays for a good portion of our vacations. We wouldn't be able to go on vacation some years if it wasn't for my piggy bank savings, so small amounts when put all together certainly can add up to a nice amount of money. Just take time to save it and it will add up over time.

hi megamatt. definitely agree with you on this one. usually, i try to find ways to save. regardless if i save a penny, a dollar, or ten dollars, it is still money saved that i can use for other needs. too often, we think of big time savings like waiting for a windfall of money to start saving. not realizing the importance of compound interest in saving. what little that you save today will grow big after time. it doesn't matter if you save 10%, 20%, or 50% of your total income, what's important is that you start saving now. always, been a great believer that more than the amount that you save, one equally important aspect is the time that you leave the money for it to grow interest. i'm all for frugal living. i do this for myself but more importantly for my daughter.

I completely agree with you. I am a little surprised, however, at the number of people that responded to this that have said that they also agree. In fact, I have not read any response that did not agree with you. However, I know for a fact that there are people that do not agree, because I see them purposely dropping coins on the ground, especially pennies, when they receive them as change. I don't mind, because I will pick them up and keep them. I have noticed, though, that in the current economy there are not as many people doing this as there were before.

I agree with you and many of the responders that every penny counts when one is wanting to save money. The old adage,"Pennies add up to dollars' is really true. Granted, it may take some time, but what harm is there in putting that penny in a container and adding to it with other found pennies until you have a dollar! Ha! Now, that being said, my grandmother had a belief that if a penny was heads up it was good luck to pick it up, but if it was tails up it was bad luck and you should just walk on and not pick it up!!! I don't subscribe to that belief and I pick up all coins that I see on the ground. Frugal living really changes one's outlook!!

yup there are so many simple ways to save money like flipping off the light switch after you leave the room. i do that at work. what i wonder is why building leaves so many lights on after hours?

I totally agree with you. I save up most of my coins here too. My 5 and 10 peso coins are usually put in a box. There was one time when I got nothing to spend. I dug on my coins and voila I got something to buy for food and groceries. Sometimes we neglect these pennies but where can we get the big bills if not from these small pennies right?

For me yes we need how to save money at all keep p the good work.

Yes,you are right,I agree with you totally,one penny is simply one penny,but you save one penny for 100 times,you make a dollar.any great wealth started from small ones,little streams make a big river,so I think saving the money as possible as you can is just a good habit,we'd better spend our money with good reason,and make it worthwhile,especially in recent times,the whole world is suffering the economic crisis,so I think this also will help us to live though this very special time.

Each penny is important for its own worth. If you go to the store and you don't have enough money, you won't have it unless you pay the exact amount of money. It can be a few pennies it differs. I value every penny as precious gold.

I definitely agree with you - one of the things I've been trying not to spend so much on is chocolate bars. A lot of the time, if I'm at the shop anyways, I think "Oh it's only 50p" and buy it...but it adds up. Using the change lying around, I buy smaller chocolate bars, like Freddo's or the thin Dairy Milks at 15-20p which leaves me at least 30p better off than I would have been, and over a month that's nearly a tenner! Every little thing does make a difference, and if you feel like you're making an effort with one thing (ie not buying chocolate) you're tempted to make an effort all around "Well, I've been so good this month, if I buy that it'll undo everything".

because if there's no penny no money just think about it . we tend to think that saving a penny wont worth , but it can save a lot more than just what u think

Absolutely. I pick up all the coins I find as well as aluminum cans to recycle. They both add up faster than one would think. It's true that a penny is hardly worth anything, but do it a hundred times and you'll have a dollar. Also, doing things to save a penny adds up, too. Shopping carefully, controlling use of utilities and comparing services as well as merchandise can really add up.

I don't disagree. At times when you manage to save money, no mater how small the amount, it can feel like you're not doing good enough. But, all those savings add up over the long-term. Sure when you see you've saved some money... it may go to somethine else and feel like you really haven't saved. But, the reality is in the end when it all comes out in the wash, you will actually have more money then you would have had if you hadn't found a way to save. Which in the end is all that matters anyway.

Absolutely I agree as savings is something that adds up with time. That add up means more later. So a penny or $1 every now again turns into a nest egg did not anticipate on having otherwise.

I collect pennies and it does add up over time, I also do a lot to earn extra money online and it's surprising how much you can earn online if you consistently try to earn money. I'm going to get a lot of money next month because all my earnings are finally reaching payout. It's great feeling, knowing I'm earning money online even though it all seems small it adds up over time.

This is true. Any great wealth started with the accumulation of small ones. Those little savings will eventually grow as long as you save it with discipline. Of course, you don't just save it but grow it by investing once you accumulated enough of those pennies. Some really don't noticed that those small, frequent pennies not saved are should have been a big investment in the future. I do have the habit of saving coins before. Any small change I get from riding public transport goes to my piggy bank. I used to do this and it was rewarding when you have accumulated a big amount from them.

Once cent turns to five and the fifteen cents and so forth. I pick up all the change I find and put it into a bottle and sum it up at the end of the month if I need spare change. I usualy do. I mean it is amazing how much people just let fall out of their pockets and you KNOW they know it fell and they just did not care. I save 51.25 last month doing this and saving change from all store jaunts. Helped pay a bill!