Will You Call Someone To RESCUE For MONEY?

I do not call my friends or relatives when I have a normaal money problem. Usually I solve it by myself and it means being more frugal whan buying the usual things at home or paying more attention to saving in bills. But health issues are different. I don´t usually have to call anyone; they offer me things. Now I´m ill with cancer, my family is helping me by just transfering some moneey into my Bank account without talking about the subject. My friends go with me to my chemos and stay with me all the while. They have volunteered and made a sort of schedule so as to know who goes with me when. There´s no embarrasement, only a deep feeling of thanks that I cannot put into words.

hi neildc I am sitting here thinking I fell a really bad fall the day after this Valentines day and had it not been for my hmo gap insurance I dread to think what could have become of me, while i still have 350 dollars copay on the ambulance for two different times my insurance paid for 30 days at rehab hospital and all my physical therapy,I had no friends who could have loaned me that money and my son is my only close relation and hes only working part time. now with this ambulance bill I am forced to just pay twenty dollars a month for as long as it takes. I have no one to borrow from, my friends are not wealthy so I will just do the best I can. that fall was totally unexpected,unwanted and the sick part is that the first ER sent me home without even checking that I could walk which I could not. the xrays showed no broken bones so that was that.so this all necessitated a second trip to my own doctors hospital Emergency room via ambulance to get the care I needed for my injured knee I was i n such pain it was unbelievable.Yes its so embarrassing having to ask relatives for help.

That is a good question, as I have never had to call anyone for help financially. I guess if it happened to me, I would ask my dauhgter first for a loan.she is only 18, so I wouldn't ask if it was alot of money. If it was a substantial amount, I would ask my parents for a loan. I would rather not put myself in that position, so I try to cut costs, and not buy things i can't afford.

Hi neil! I always call my mother first whenever I need money. But she's really my last resort. As much as I can pay for my own, I will even if it means withdrawing money from my savings until it falls below the maintaining balance which I don't really like whenever it happens. I also loan money from our cooperative but I don't do it as much as I can because I don't like to be paying a credit every year. Sometimes I sell stuffs so I can raise money. If there is nothing left for me to get extra money, that's the only time I run to my mother.

It do not remember the events happen in the past that made me ask for financial help from my relatives. I know what to expect to them, they will either refuse or will honestly say they can't help us. But some of them offer support but not financially that is why I am still happy about that. I can ask help from a friend, I have a certain friend who is always there for monetary sake but with little amount, but now I have so many loans from him I do not ask his help. That is why before , our family try to save little amount of money so that when emergency came we can have emergency funds. Right now we do not have something like that.

Hi Neil, Yes, it's always embarassing to borrow money. I find that sometimes friends are more willing to lend than relatives. I know I have met more generous souls among friends than relatives who are more interested in getting money out from you and preserving their own interests.

Neil, I understand it is embarrassing to ask family for help, but that is who helps me when I am having a difficult time. My brother has been a terrific helper when we have had some family emergencies.

I have had a time I have had to ask my brother for money took me awhile to paqy him back but when it comes to push and shove ya do what ya have to do

I've asked family in the past but I am really uncomfortable with that. I much prefer to go without and live simply, even frugally so I can be self reliant. It means a lot of sacrifice but to some, I probably look wealthy. In many ways I am not well off at all but compared to some others, I live a good life. Basically Neil, you have to find some more money as a regular income or you have to get rid of some expenses, you just can't afford to borrow money that has fees attached.

Aren't there any places where you can cut down? I have found that surveys and article writing make me quite a bit. Gift cards and money in Paypal. Every little bit helps. Be glad you have a job and maybe you can find something else also. Does your wife work?

I relate to the need for more money that’s for sure! I have my parents but I would have to be in real dire straits to call them and ask for money because I pride myself in not having had to do it in the thirty years since I left home. These days we rely on our credit card for the difficult times which may not be the wisest financial move but it helps us whenever we are short of funds. I would rather use the credit card than ask a family member or friend for help.

Hi Neil! When I was still single and living with my parents, usually my parents ask for some friend's help and yes some relatives too. I know that embarrassing feeling especially when I am starting to open my mouth to ask them if they could lend us some money..(well my mom usually send me to them, sometimes she just send a letter and sometimes something to pawn). I'm just thankful that they didn't say no to my parents that even they can't afford the exact amount that we needed, they still give some. I think, when the reason for asking some financial help is due to health problems or during emergency case, relatives and friends are there to help. Now, that I am already married, I think the person that we will call for some rescue regarding money matters would be my husband's brother in law who's working abroad, not only because he's earning well there but because we know that he has a big heart for his relatives and that we know we will never be rejected and yes because we know that he has the capability to help. At this time, we don't really call for a friend's help, I don't know but we are just not comfortable about it...maybe because of my husband's work and also most friends don't believe us that we are in need financially! huh! I just hate it when they think that I have lots of money when in fact I don't really have much...just enough to survive.

I would never ask anybody for money. But i'm just lucky that every time i am in need, i need not ask but i am given. I think my brother can always sense that! He knew that i'm the type who would never ask for help. Though i have never been in the situation that i was in dire need of money. But usually every year on my son's birthday party, it's like a tradition among my siblings to offer help though i never asked them to. One sister would pay for the venue, the other would pay for food, etc. So i know that when the time comes that i would need financial help, i can turn to them and nobody else.

During those times when I needed money the most, I usually ask for help with my older brother-in-law who is so generous to us ever since. I've tried borrowing money from my friend whose work is lending but the interest is so high and I guess it's not a good decision so I stopped borrowing from them. It will just make the situation worse. I guess we should just ask from some of the relatives who are willing to help us. During these times, who will really know who loves you and will take care of you.

Luckily I have a mobile bank that I can fall on when I am in a desperate situation. My mom has always been our savior since the day we exited from her until today in our very adult age. You can't believe this but she is a lady with a golden heart and would not like to see her 10 children looking sad because of financial problems. She keeps cash at home in case of emergency needs from us. But of course I would not take advantage of her kind nature and would only ask when I am in a very desperate situation.

My parents taught me to always put 10% of my earnings into savings. Also, when budgeting they taught me to always allow another 10% for unexpected things. That meant that when doing the budget, if I could not give my tithe to the church, 10% to savings and another 10% for contingencies that I wasn't making enough money to meet the budget and it was time for another job. On the rare occasion that I needed help financially, my parent were always there. Now my father is gone and my mother has dementia and has to be cared for. I'm not sure I would call a friend or relative. Perhaps I'd go to the credit union for a loan or sell some things before going to anyone else.

u ARE SO RIGHT ABOUT MYLOT, nEIL. It has never been about the money w/me but the friends i have made on here are GREAT.I have noone to call for help if i needed it, thank heavens i don't . There has been times when i did & i usually would ask my grandmother before i would my parents.My mother was the type to throw it in your face if she did anything for u & i hated that. i guess i was too independant but i never liked asking anybody for anything.I know things happen but i always tried to live w/in my means.

Hello neildc! I feel the same too. I was broke many times because I really have so many things to pay about. The phone at home, water, my brother's tuition and also my budget for the fare in going to work everyday. I do have my pride so I keep telling myself not to call someone just for money. But if they're going to ask me about it, then I would tell them without a lie. And if they would like to help me or offer something then I would grab it. hehehehe... That's the opportunity I could have without even telling them that I truly needs help. In mylot earning money is not my first reason why i join here. Its about my free time. I kept doing the same thing during my free time. Facebooking, chatting, playing or listening to music. I want to get rid of it and do something new which is this. I really enjoy reading different posts of mylotters and their comments even though sometimes I could say nothing about it. Now I could say that I really have a worth free time enjoying reading the messages.