In these difficult times, what other ways can you save money?

You seem to be really thrifty redphile! That's good. Well, another way of saving for grocery shopping is to make a list before actually going to the store. This limits impulse buying. Also, look for promos and discounts so you can add some more monies in your piggy bank or in your bank account.

I think in this economic depression situation. What we should do is: first,try to work hard,at the same time not lose confidence in ourselves and never give up learning new knowledge. second, we should try to find more tips to live economically, in this way, our money can be spend more wisely and efficiently. Don't buy things which have little use. Try to take buses and ride bicycle instead of drive cars; Don't go out to eat, but cook by yourself; Don't buy those famous brand items, but buy more common ones. There is another thing to pay attention to. Health, as we all know, health is the most important thing, without it, it is meaningless even you got a golden hill. If you don't take care of that, and become ill because of too tired or worried, then you can't save any money later when you got the ability to earn money.

never shop without a list; use your local library instead of buying books and cd's; shop at thrift stores; make soups and stews for meals; make your own Christmas presents, that sort of thing.

i dont have savings account thats intended for that alone. But i have a cup in my drawer full of coins. I didnt intend to do that just to save, just for fun cause its the smallest currency we have here and i dont normally use it. My way of saving is reducing the amount of grocery i make . Thats were i spend much of my money. I dont buy stuff i dont really need..

Well my ways of saving is really much like yours. But added to that, expenses are being kept to a minimum or whenever we go buy groceries, we tend to look for the sale sign or the marked-down price section so we can save. Hope this helps.

hi redphile, Saving money is really hard today especially when all products tend to be high. One way to save money for me is only buy things that are more important. Don't waste money buying clothes or jewelries that you think that are needed. Save money even a single centavo.

Having an ISA is a really good way to save money, as the interest rate is much better than other savings accounts and it is always tax free. I make sure that I use up my full ISA allowance each year and will then put the rest of my savings into another savings account until I can put it back into the ISA again. Food shopping is an amazing way that you can save money. If you buy supermarket's own brands rather than the big brands, you will be able to save a lot over the course of your life. I manage to save $30 per week from doing this, and I am sure that you would be able to do the same in your life, too.

I know the feeling about not having enough money. My husband works part-time and we barely have enough for the barest necessities. I have been looking for ways to make extra money, but have not had much luck. I have a savings account where 25.00 is deducted from my husband's VA check each month, but it is not really adding up. I try to make money on here, but have not had much luck. When I do make payout I do put it into the savings account, but this year I will proably end up putting it towards Christmas.

Since you seem to be saving some already, yet it's not enough, I suggest you look for other ways to earn money. instead of putting money in savings, try other investment opportunities. you can talk to your banker who can give you options. You can also invest in stocks if you've got the skill. You can even turn a hobby into a part time job.

I always spend much than i earned,that's a bad habit,but now that i have a great idea about saving money,as a girl ,we always saw that some products are on sale,so we just go a rush and buy them blindness.Actually we don't need that.We need to consider before buying,I think that would also be a good way for us to save extra money.

my passbook is not really effective because it is linked to my atm debit account. So during tough times, I tend to transfer funds from my passbook to my atm and withdraw it. My salary is not consistently high. It fluctuates. Sometimes it's high, sometimes it's low. aside from banks,I keep a coin bank inside my cabinet. I used to keep ten peso coin. In the office, I keep a vase which contain one peso coin. and every payday, I keep one hundred pesos and let mu supervisor handle it. Actually, BPI bank here in the Philippines encourage people to save straight from their atm where they receive salary.

regular savings account earns very little interest. if you could spare some money, try having a time deposit account. it earns interest bigger than a regular one. one thing is that you can't withdraw the money at a certain period of time.

I seldom save my money in the bank, the bank interests is much lower than inflation index. I like to invest it to the stock, my husband is alway saying,'Knowing the way to increase money value is more important than saving money.'

Limit how much you spend. Eat in more - take your lunch to work from home because eating out for lunch during the week adds up fast. Try to run all your errands in one swipe, one day a week to save gas. It's expensive to fill the tank these days. If you can, carpool to work with friends and if you take kids to school, try carpooling with 4 other neighbors so only 1 of you drives once a week instead of all of you driving your kids in separate vehicles every day. Unplug appliances you don't use all the time, like the microwave, coffee pot, can opener, etc. That will cut down your power bill tremendously. As an example, I saved $85 one month by doing just that - unplugging things. It was wonderful!

There are different ways to save money of course. As I see it, one way to save money is to reduce expenses. And, I way I have been doing to reduce expenses is to reduce wasting. For instance, I would not keep the lights in a room in my house on when I do not need it. I would not have the TV on while I am not watching it. I would not keep the radio on when I am not listening to it. These are a few things I keep reminding myself to reduce expenses.

Well to tell you I can not save money. my life is so difficult right now because I am waiting to employ me and if do not work here and in several other site can not have money. but you can save when you do it. Put money in bank interest you can win and then. nice day!

There are many practical ways I do to save money or maximize the hard earned money. When going to a certain place, I will walk if the place is not that far considering that transportation fare in our country is always increasing. It saves me money and at the same time I have a free exercise. When buying food, I go for those items that have a long shelf life and buy in places known for low prices. When buying non food items, I usually go for the brand that has a good quality (a little bit expensive) but it will go the long run. I only spend on the things I need and save as I can from my income. That's it.

You could cut coupons, sell extra stuff on ebay and make sure your not spending your money on a daily habit like coffee of pop because that definatly adds up, hope this helps.

There is the piggy bank idea, but instead put dollar bills somewhere which adds up fast. Just put 5% of your check and any extra money made into it. After a few months you can have a couple hundred dollars or more. Also set abudget so you know when you need to stop spending and begin to think more of where to put it.