What Happen's After Death?

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this question has come into my mind many times before but i just neglected it but last night something happened what made me think what actually happens after death.Last night when i was on the bike with my friend and we were having fun , cracking silly jokes , making fun of each other etc and we didn't want to end this ride fast so we were driving very slow 20 -30kmph and suddenly a car breaks the red light and hit's us , as that are hits was we both fall on the front side of the car and then on the road , my head struks on the ground very hard and heard the sound *bang* , the first moment i was very shocked HOW COME THIS IS HAPPENING* the second moment when i fall in front of the car my head struck on the road i was s*** scared , i have heard about many accidents where the person dead on the spot when his head stuck on the ground in an accidents &as my head strucks the ground everything goes black and i was thinking (man you can't die like this) get up & i get and starts walking away .THANKFULLY we both were not injured badly and i was the one who was injured more my left arm wasn't working at that time so he was driving and we start having fun again to not to think about the pain . and after i get home and lays on my bed the only question in my mind was what if i was dead at that time , would i still be thinking the way i am thinking now , would i be able to see my dead body ,i'll go to heaven or hell or everything ends when we are dead including the spirit??? and does our death somewhat depends on our will to live ??(i know my englsih isn't good but wanted to discuss this with you all so......:))