HYIP program. Legit or scam?

Hi my friend, I am by no means an expert in the financial arena however like you I have been interested in HIYP investing and did a lot of research over the past two decades... So far everything that I located was either a scam or highly improbable at best... After much reading the general agreement between notable authorities on financial matters is simply this... "If it sounds to good to be true it probably is"... Think about it the interest rates at banks are sometimes below 4% if they are only charging that ammount to loan out money they are certainly not going to pay more to get your money either in the form of deposits or investments... They are here to make money... If there was a true HIYP available everyone would be doing it, you would'nt have to be searching for it so hard... Check out the CD interest rates and the loan rates at a legitimate lending institution like the dot com called Banks.

If you ask me I would say its all scam, big scam. I lost lots of money doing HYIPs in the past. I have been in lots of sites but all return to scam soon or later. So I dont recommend you hyip programs, there are lots of other more secure ways to earn money online.

I was recently scammed by hyip programs, I lost a lot of money, can anyone tell me how to get my money back? What you will do if you are scammed? Please help me.

I want to say hyip is most probably a scam but they pay. HYIP pay members in the second or third payment...This is what you need to learn about hyip. Invest in second time is enough...don't invest with those having higher interest because they maybe became scam soon... I lost more money in hyip that is why I want to share my experience about it

I am sure that there are many HYIP out there that start off legit and things don't go according to plan and they land up being a scan. I would rather invest my money in a bank, savings account or into a stock as I know that money is assured but hey, only invest what you can afford to lose.

hi mi thought of investing in HYIP ,but by reading these comments an suggestions,am in a dilemma whether to invest or not to/

I joined in many HYIP sites and invested small amounts. But I lost all the money from them.Now I am not even thinking about HYIP programs.