How do YOU plan to save extra cash?

It's a great time to buy property! I supplement my fixed income by writing and can bring in about $300 a month that way. Do you have things that you can sell on eBay or somewhere else? You'd be surprised at the prices people will pay for things you don't want. You can take in a roommate if you have an extra bedroom or even ask your parents if you can move back in with them for a few months while you save rent money for your house. I hope you find a way to get your house!

How could I save extra cash as prices of gas and foods have rocketed beyond my reach. The minute I start my car it means money to reach my destination. With the unpromising global economic situation, I have no choice but to tighten my belt and probably would need to look for part time jobs just to have some savings.

I make money online daily with all kinds of sites. I cash them all out throughout the year. I either leave my money in my Paypal account or transfer it to my bank account in savings or checking and sometimes they send me a check. I work onle every single day. We want and need that money so I joined a lot of sites and they all pay me throughout the month.

yes, we all want to augment our income. and we are looking at the internet to seek opportunities that may give some extra bucks for us. we hear people earning well here online. everyday, i would say i am learning on how to go about it. for now, i continue to build my blogs which earn a small bit every month. i know i am on the right track, just building it every content.

Cut out all extracurricular activities, such as going out to the movies, renting movies, etc. If you have cable or satellite tv, ditch it for now. That will give you at least 50.00 a month to save for your house. Avoid ready made coffees, eating from the vending machine, eating out until you get your house. No pizza unless you buy it at the grocery store and make it yourself in your own oven. Put your change in a jar. At work, pick up empty bottles that have a return on them and cash them in if your co-workers are going to throw them away anyway. (there are people who have bought houses with the money from bottles) Avoid buying things that are unnecessary, like soda pop, candy, snacks. Save that money. Clip coupons for the grocery store, and always look for sales. If you buy the good stuff, for now settle for store brands unless you absolutely cannot stand it. (I am like that with Hellmans--it HAS to be that, or nothing!) Avoid impulse purchases. Do you really need it, can you live without it? Ask yourself this every time you want to spend money. Good luck! I hope you can soon be able to purchase a home of your own. There are some great deals out there, and I hope you are able to get one!

I don't earn money,not at all. i don't work but i do get monthly allowance from my parents. What I do to save money is, I put 30% of my pocket money in my saving account as soon as I get it. And then I forget about it coz what you don't have, you will not spend. And taking money out of the saving account is a lot of fuss too so that helps as well. The rest will be spent so quickly I know. So yeah you might try this trick. It does help believe me.

Well, a lot of times lately I am always needing to find ways to make some Extra money. It always seems like I have a bill that I have troubles paying and just need to find a way to get some extra money to help pay it. I do so many things it seems to try and make extra money online and offline and sometimes it just never seems to be enough. But I have never given up and from time to time finding ways to just start saving all my extra change in a jar somewhere can really start adding up and help for sure.

I am writing on a freelance site, when they have articles for me. I am going to join another one like it. You do not say if you have a job. You can take it so far as to cash in cans, or you can make and sell things. It all depends on your time and talent.

I know this discussion was 8 months ago, but hoping you have been able to save up some more cash!! We were in the same boat - and now we are on our way to owning a house (we're waiting for escrow to close). But still, more cash would be helpful - because now we're going to have to pay for everything (maintenance, gas, etc). As we're waiting to move, I'm trying to get rid of stuff. I intend to sell them cheaply on Craigslist or the like . . . so it's a quick sale. I have tons of kids stuff . . . and instead of trying to sell these items individually, I'm just going to put up a take-all price (dirt cheap). This way I get "some" cash and clear out some old stuff that's taking up room. Don't eat out. Restaurant bills suck up money. And you figure even if you get cheap fast food, you're not doing your health any favors. So try not to eat out period if you can help it! My parent in laws are going to lose their house - mostly likely before the year ends. They are going to need to liquidate their stuff because there is no way my mother in law is going to be able to keep it all (we think she will end up in a one bedroom apartment). They have antiques, art work, and other valuables. Selling stuff you have and don't need or won't be needing would be a good way to get some cash. If you're not into your gold jewelry anymore, sell them to places that take gold for cash. Make use of coupons at the grocery store - and really make the effort to become a good shopper. Every bit helps and you'd be surprised how much you can save if you plan your shopping ahead of time with coupons in hand. I'm a stay-at-home mom, and making what I can online. But we all know there's only so much we can make online. So since I'm not getting too rich this way, I go the other way since I'm not really gaining cash . . . I just try to spend the least amount possible by saving where I can. Good luck and hope you get that house if you haven't gotten it already!!!

I've always treated saving as a form of payment. So whenever I get paid from my regular work, I always remember to pay myself first. Nowadays, it's automatically debited from my account even before I see my 'net' pay. A few months ago, I've also put up a business to suppliment my income. It's coming in slowly, but I hope that it'll become a big financial help soon.

A couple more points: Vegetables and fruit are expensive in supermarkets (bananas and broccoli may not be as bad from that point of view as other vegetables), even in LIDL or Aldi (You've heard of that one, haven't you?). You may be able to find some nice Turkish or Tamil-staffed mini "supermarkets" that sell them for less (and their prices vary amongst themselves) - and one makes nice relationships with these people too. If you cycled into Huyton, you might find prices lower than in St Helen's (I'm assuming you're not on the Isle of Wight) - but make sure you lock your bike SECURELY and everything movable to the bike! A nice small shop might even let you bring the bike in.

I do hope that after being there for 8 months this discussion is not deleted - there's a lot of valuable stuff here now.

I've been saving a lot of cash by doing some of the following: 1) Grow your own vegetables (you can do this even if you live in a city apartment) 2) If you are a guy, cut your own hair, you can get the remington clippers from argos for less than twenty pounds and I'm saving over £200 a year by doing this. 3) Turn your heating down by one or two degrees and wear a sweater. 4) Stop using expensive supermarkets, switch to Lidl, most of the products are just as good as the British supermarkets but are a lot cheaper. 5) Walk and Cycle instead of using the car or the bus, you will save money and get fitter into the bargain. 6) Once a month make a big old army sized pot of chicken soup from all the cheap vegetables you bought in Lidl and freeze some of it, that way you will not have to buy expensive tins/cans of soup to get you through the winter 7) Learn to identify wild edibles and forage for some of your food, you can do this even if you live in town, I aquired two bags full of apples from a tree in the park because no one else picks them, there are also blackberries, sloes, damsons and other wild fruit around at this time of year and most of it goes to waste because it's not being picked. 8) Go through your bank statements and check all the direct debits and standing orders, you may be wasting money on services you are no longer using, so cancel any that you find like this. 9) Make your own soap, it's not difficult and will save you spending one or two pounds a week on shower gel etc...you may also be able to barter and trade your soap bars for stuff that you need or sell them. 10) If you've got any spare cash put it into a high interest bearing account or loan it out through a peer to peer lending platform, don't leave it in the bank where it will only get 0.05% interest. 11) Buy things from car boot sales, many of the stall there are run like small shops and sell good quality useful items a lot cheaper than the big stores, you can also pick things up there to sell on ebay A few tips to be going one with, I'll post some more if I think of any.

If you are a female you could take on some extra work outside of your regular job and online earnings. You could clean houses. It is hard work but it pays really well. I do it for a living full time and I make really good money. It is a low cost way to earn too. You just get the customers to supply the cleaning supplies and so you don't need to take anything with you on the bus if you don't drive. Or just go to the houses in your neighbourhood and ask people if they want their houses cleaned and give them an amount. If that works where you live. In some countries the people are too poor to pay someone to clean their house but I know where I live it is a big business. Everyone here in Calgary has a house cleaner and they pay big bucks for it. They all work so much to pay for their houses they don't have time to clean them. Your friend littlemissy

I was getting $520 in foodstamps the past 5 months. But they cut it back to $172 a month now. That is a huge cut and so I will have to cut back on how much I eat and what we eat. No more buying blueberry morning cereal at $3.99 a box anymore and buying bananas to cut up a banana to go with my cereal. I eat a half a box of cereal each morning. I want to be able to feed my kids good food so I will just not eat much so I can feed them what they need. We wont be able to splurge on things anymore like candy bars and things like that. I'm sure I will loose some weight lol.

Earlier this year I had the same thoughts and feelings. I had been a stay at home mom, but ended up getting a part time job which was helping out a lot. I was able to save up a nice bit of money in 2 seperate bank accounts. However, when summer came we started spending that money in order to do some fun activities. Now it is fall and there are things my kids want to do, such as soccer, and play an instrument. So I'm dipping into those savings accounts to pay for these activities. I think a lot of it is my mentality. When I first began working we still lived the way we had been living before I worked. But after awhile I got used to having the extra money, so I'd do things that normally I wouldn't have. "Oh, we have extra money, I can afford to get all 3 kids into soccer." "oh, we have extra money, I can afford to get pictures done". Now I'm even getting my youngest son into daycare! I'm a bit upset with myself. I need to get back into saving and stop spending all my money. But I will say that our lives have been so different since I started working. The only part I don't like about our lives right now is where we live and the fact that we don't have a large amount of money saved up like I want to. But when we get our taxes back in the spring I plan on putting a large chunk into both of my savings accounts..

Hi gemma I am also trying to save extra cash at the moment for a deposit so that when I get a job I can afford to move to the area of the job and get a place. What I do at the moment is that I use one site daily to make some money no matter what mood i am in and I let the money build up in my paypal to £50 before i get it send to my bank. then I transfer it to a savings account. I have some things that I sell on ebay and it is quite easy to sell things on ebay but sometimes it depends on the time you put things up. Remember that in December people are looking to buy xmas presents and so it might be worth selling more stuff then. I currently get Job seekers of £135 every 2 weeks when I get that I put £10 to a side. I cannot put more aside as I have to pay my mum for food and other things at the moment. I also have a overdraft to pay back.

To save money I would recommend just socking away any online earnings people make. I have to do that myself since I'm trying to save up for a PS3 and I don't have enough money for it right now.

I'm still planning to save extra cash but nothing come my way. I need to work very hard to get money and money doesn't stay in my hands. Hope i'l get quick money and then i'l plan to save money.

Maintain a list of all your expenses for a month. After one month, make a note of the unwanted goods and extra expenses that you spent in that month. You will be surprised to see the huge amount you had spent on irrelevant stuffs. I tried this method and was able to save around Rs 6000 i.e $140/month. That is $1680 a year. Also, fix whatever extra money you have in your account for a short term and keep renewing it. Take the above example. If you fix $140 in the first month and so on for a year; you might end up with $1750 instead of $1680. It won't earn you loads of interest money but remember 'every drop makes an ocean.' All the best!