Expenses

hello thanks, No matter how we tried to control and budget our income, we cannot do anything with the price increasing each day. The only thing that I can control is using my car. Thu, I hate commuting due to dust and smoke,I have to do it to save gas which is too costly nowadays. but with other things, I am not good with conserving anymore. Have a good day

I am very concerned and definitely try my best to control my buying. I do comparison shopping and try to buy things on sale. I also use coupons. A few months ago, I was able to get $400 worth of groceries for only $115 by shopping sales and using coupons. I felt like I won the lotto that day!!

I have always been quite good at only bying what I need but, what I used to do was buy extra of things that run out sooner, say like milk and bread and then freeze so much of it but, to be honest it was taking up too much freezer space so instead I just buy that as and when I need it now instead!

This is where competitors come in giving us more choices and helps us decide how to budget our money. For those who stick with the old brands, they have to suffer from the increasing prices, but for those who are wiser and willing to take risks and save money, they open their mind to new products. It's a matter of demand and supply. Economics. If one is good in thinking how to save money, then it's something that one need not worry about. This is constant change.

hi, we can have a plan for the expenses but because of unexpected price hike of some products,our expenses plan break and we all need to do is to adjust what we plan for our expenses.so still its more nice to save money until we cant predict increasing of prices.

yes, all product prices are increasing almost everyday and we still have the same low salaries. this is the reason why i list the things that i need to buy in the grocery so that i wont be tempted to buy other things that is really not needed.

I am a bit bothered by it...and have started to watch my spending. Like using coupons...waiting for sales. The only thing I feel like I can't control is the price of gas. I don't go through alot but still it just seems so high!

Hi thanks. It is a bitter truth the cost of every product is become dearer but the earnings are still on the same. I really can’t understand what to do with the increased cost of living. I can’t find any unnecessary things in day to day life for cutting down. In addition there is health problems occur many often. I learnt it from many friends and other contacts, all are facing health issues and now it becomes a major concern through out the place.

Hello thanks ! The thing is, in Romania, the prices are higher then Germany and in some cases even England. The ironic thing is that our salaries here are 10 times smaller then those there. We buy coupons for high discounts for going out (cinema, restaurant, pool, ice skating ) pretty much everything that we believe has a fair (and real) value compared to the salaries here.

I dont buy things that i dont need and or say i want that because a want a need are two different things. I also have started christmas shopping and started about two months ago to get things done early and not run out of money buying things last minute as well. I also use coupons when im grocery shopping and always look for the better deal on things as well and get the cheapest of the cheapest when it comes to buying things as well. Now im working on mylot soi can order a christmas present online for my boyfriend and i have been saving my money in my paypal account to order this and will probably only have to spend about 5 dollars on it and that will be good and it will help me out too.

I used to worry about prices, but found that worry is a useless emotion. So now I just plan better and figure out ways to increase my income in order to afford the things I really love. There's always money and if others can afford common wants in life, so can I. Instead of programming myself on what I can't have, I now tell myself I can have whatever I want and just go for it.

Hi thanks: In my case, my technique to improve my private economics is by having a strict budget where I save some money, I know exactly what I need and how I am going to use my money. I think that when you have planned the way you use your money you can find the answers and the best prices to your need which is very important these days. ALVARO

Over the long term, wages have not been keeping up with inflation. A few decades ago, in Western countries, it was normal for a man to have a normal job and be able to buy a house and support a wife who didn't work and raise a couple of children and still save for retirement. Now, often both of a couple work and they can't afford to have children nor pensions. White people are being replaced by immigrants of other races in these countries as a result. I'm not racist (I'm talking about Western countries because I know less about the rest of the world - I know there are very serious problems in some places) but I do think there's been a sneaky genocide against the European race, partly by economics and partly but family planning which has mainly been directed at Europeans and Chinese. Not only are prices going going up but an increasing number of products are mysteriously disappearing. Small farms are increasingly been replaced by agro-business. There's increasing hostility against people who want to raise food in their gardens (I heard of a woman who was actually sent to prison for it recently) or grow "organic" food. You just can't grow organic food if the GMO seed from your neighbors' blows onto your fields and you get sued but the seed company for copywrite infringement. Basically the whole system is being set up so it fails your needs and prevents you from helping yourself.

Hi I have retired early by a few years, my retirement age will be 65 when I will receive state pension. I have always had an household budget and for some years have held it on computer. I look at what we buy and try to find the best place to buy that, plus looking for special offers. The highest costs are usually things we can't change much like local tax and household power. Most power companies charge about the same but I have fitted a new gas boiler and made the house more insulated and have really noticed how much gas is saved because of that. We had an extra freezer in the garage, that being there is only two of us in the house, we didn't need. Also because we are both home we can buy fresh more often so we don't have to have an extra freezer keeping items frozen and adding more value to them. Better meal planning also decreases what we have to hold in the freezer. This has also shown as a saving on the electric bill. By being more efficient we are really getting on top of expenditure.

hi friend, I'm concerned but I do not let it bother me that much, I have lived to realize that prices will always go up no matter what as long as the prices of oil keeps going up and there is inflation. I think the best approach is to find other means to increase income by finding other means to earn in order to off-set the inevitable rise in prices especially of basic goods and commodities. Ah yes don't spend on something that you do not really need cause that should go to savings, have a nice day

Yes this is so true. Even of they are compared to just last year, things have gone so much expensive now. I wonder if there'll be time where we can't even afford to have a decent meal. I have had a bit of cuts backs on some stuffs and I don't but things that aren't necessary. I used to buy unnecessary stuffs just coz they were beautiful and appealing before!