Do you spend more money at the end of the year?

It sure does seem like that way for me. Then again with the holidays and all of the insanity that goes along with, it is like a crowbar that pries open the pocket book and causes the money to fly out. Granted, I try to reign in some more destructive spending impulses but with all of the things, its hard to reign in much of anything to say the least. Of course, the remaining months of the year, I make up for it, by cutting as many mores as absolutely feasible. There are just going to be a lot of times where that money that I save is a cushion that I can fall back o towards the end of the year. Still as the holidays get rather closer, there comes a time where more money is going to get shaken from my clenched fists.

Yes, like many other people I also tend to spend more on year ends because that's also the time for me and my husband to have a vacation and visit my parents in my hometown. Since I know our schedule, I try my best to save some months before the year ends and also I try to look for promos for our airplane tickets, that way we are able to save good amount that we can use to buy other things. Aside from having the vacation, that's also a time for me to treat my parents out and just enjoy the time with them...and of course we need to spend some money again for such enjoyment but that's just fine since we can earn that money back again but the happiness and fun that we will be having is just priceless!

Hi Scheng, usually by end of the year, i tends to spend a little more money to buy gifts for exchange among family members. Just to make the little ones happy. Besides that, we do spend a little for decorating our home as well. Since things are getting expensive year by year, so we always trying to buy things according to our budget. But usually in the end, i tends to spend a little extras. Sometimes, it is really hard to spend according to our budget.

It's only natural we spend the most at the end of the year, I think most shops get half or even more of their yearly revenue around Christmas time. I think I spend probably 30-40% more in December than any other months. Not just for gifts for others, but gifts for myself too:) you know, somehow you feel you deserve to spend more on yourself when it's Christmas:) and then there's also all the food we eat during that time.. By the way, I can't wait for Christmas this year!!:)

Yes, every single year. when I was a student, I would save money from my allowance so I have money to buy gifts. When I already had a job, I use my December bonus to but gifts and new stuff. =)

Yes. I guess everyone would agree to this. People spend a whole lot of money by the end of the year. It's better to save money and work harder now since it's almost December.

Due to Christmas and a major birthday on 19th December plus my car I spend more money at the end of the year. I have many people to buy cards and presents for. I have to get a MOT for my car to prove that it is road worthy, renew my car insurance and get new road tax. At the end of last year I had all that expense plus a trip in January to Colombia. So I spent lots more in December 2010 and January 2011.

Well I do not have a set pattern of money spending. There are times when I tend to spend more during festival season. However, that is also not the case. Sometimes, I randomly get heavy expenses, which are unexpected, and my expenses go up. Regards,

Yes, this is a well observed pattern of spending. Also, vacations and other activities with me and my family usually come up during this time too. So extra spending is really initiated by the last quarter of the year. I really don't work extra hard in the latter part of the year compared to the earlier parts. I just take into account and plan the spending for such a time. I do forecasts and budget my money even at the start of the year to eventually build up the needed money to spend during the year end.