we just have to be very careful in lending money to friends

@hotsummer (13837)
Philippines
November 20, 2011 7:47pm CST
there are some people or friends who are just nice because they also want to borrow money but don't thme to pay back. i got one friend , my family knows her family because she was our neighbor when i was just like 4 or 3 years old. and we got much older she visited our home. and so my mom knows her family. so my mom didn't lend her the money because she was my friend. but because she knows her as the kid of her good neighbor before. as my mom is very choosy on my friends that i bring at home. so that is why i left visit me after all she is not really my personal friend but actually a friend or play mate of my sister when they were very young. so it feels like i am not bring a friend but someone they know more personally than me. but then she didn't pay the money at all worth about $600
2 people like this
10 responses
• Indonesia
21 Nov 11
I loan my money to someone else and I knew the risk when to loan it to someone. There two possibilities, returned or not returned. Money is a case sensitive and with money, our relationship can't be ruined or be broken.
1 person likes this
@airkulet (2700)
• Philippines
21 Nov 11
yes that is true especially when you lend money with a relatives expect a payment no more
@vexxus (712)
• Philippines
22 Nov 11
I agree to both of you, money is root of all evil, we better choose the people we want to lend the money, they might not lend you anymore and even don't trust you.
@junmae (1586)
• Philippines
21 Nov 11
I had also a friend who borrowed money from me but until now, she didn't bother to pay the amount. I was so disappointed because she always promised me to pay but she always had an excuse not to pay for it. It makes me more mad at her when I saw her buying new expensive stuff for herself. I confronted her one day about the payment, since then she never talked to me and started avoiding me. I never stopped asking her the payment because it is money and I know she is capable to pay me but she didn't even care.
1 person likes this
@airkulet (2700)
• Philippines
21 Nov 11
As of me I only choose a friend that I know has a capacity of paying back. If a friend of mine I know that he/she couldn't possibly pay me back I just use some alibis
@SIMPLYD (90722)
• Philippines
21 Nov 11
I choose my friends to whom i lend money. I also limit the amount i lend to them. I only lend an amount, that if and whenever my friend will not pay me , it will not hurt so much on my budget.
@airkulet (2700)
• Philippines
21 Nov 11
lending money for too high needs some proof or documents for signatory so that you will have a protection when the creditor don't pay you. You can sue him/her if she failed to pay on due time
@airkulet (2700)
• Philippines
21 Nov 11
I also lend money to earn for interest and I let them sign first a waiver about it
@nat77012 (64)
• United States
22 Nov 11
Yeah we have to be careful with lending our money to our friends. Sometimes when I give it they pay me back the following day but sometimes they act like they didn't hear you or you never gave them any. That's why I don't just give money unless it's my family who really needs it. (I hate it when I'm at school and random people ask me for money. I'm thinking to myself "I DON'T EVEN KNOW YOU!" But I politely say I don't have any to GIVE.)
• Philippines
21 Nov 11
Yes i experienced things that same as you. And I always get dissapointed to my friends everytime they contact me on the phone. ask hows thing going with me. and in the end . it ends up barrowing money. i had 2 friends who lend money to me. but till now they not pay me back. and acts nothing happen. Thats why I learned something from them. They always there because they know they can get something. Its so hard to find a good true friend. who i can called bestfriend.
@Cutie18f (9551)
• Philippines
21 Nov 11
That sucks. I had encountered one such person before, I never actually recognized her but she said we were neighbors and playmates and she mentioned a lot of names, the names of the members of my family and so I thought maybe we were really neighbors. Then she took me aside and asked if she could borrow money. She mentioned a certain amount which I did not have at that moment and she said she was willing to accept any amount I'd lend her. Because I had some little extra cash at that time, I gave it to her but I knew that there was no chance of me getting paid for it. It was a very small amount but I considered it as help anyway.
@Dymo75 (340)
• New Zealand
21 Nov 11
Quite. Although I have never had any money to lend, I would never lend it to anyone but my family, then even only to my closest family. Capitalism brings the best and worst in people, I think.
@varier (5685)
• Indonesia
21 Nov 11
I highly realize that by the time I lend my money to someone, I have to be prepare that she/he don't return my money. But it doesn't mean I don't want to lend my money at all. I still consider to lend my money to my close family and friend. But I can't afford to lend them more than $50. It is out of my ability :p. And also, I would never lend money to anyone who ever lend my money before and haven't returned it yet. So, yeah, you are right; we have to be really careful..
@woheri (88)
• Indonesia
21 Nov 11
i also have any experience as you. As could as possible i would to avoid my other or anyone to borrow anything to me belong money. The most of them, often to pay back.