Has your bank ever made a mistake, and give you money?

Mine happened over-the-counter, with a teller, and not an ATM. This was back in 1994 in San Francisco. You see, the afternoon before, I withdrew $100 from my account via ATM. This was so I could buy things I needed for my trip back here to the Philippines (personal things, pasalubong, etc.). But because I still had extra money left in the bank, I decided to drop by my branch the next day so I can withdraw the rest and finally (and formally) close my account with them. So I went to the teller and told him that I would be getting all my money and closing my account in the process. In the end, they gave me the money, enclosed in my "punched-out" passbook. When I was already inside the bus on my way to my aunt's home, I saw that they gave me $100 extra (the amount that I withdrew from the day before). I decided not to give it back...hehehe When I arrived here in the Philippines and gave a call to my aunt, she mentioned that the bank called and asked for me. When she told them that I already went home to the Philippines, they just said "Okay" and that was the end of it.

Unfortunately, I never had this error happening to me! But, already happened the opposite. I requested an amount of money to the ATM and no money got out, but in my account details the amount was charged. You imagine my worry, it was around $300. I had to spend many hours in the phone until everything was solved.

Hey bro!I actually did "get lucky" once. Or I should say that my bf sort of did for me. I sent him to my bank to do a transaction and the teller gave him back $50 in cash too much! He knew she was wrong and kept asking her if she was finished and did he owe her anything and she smiled and said "no" so he left and brought me home the extra money! I was ecstatic! Those kind of things never happen to me! But, he is kinda lucky so I wasn't that surprised, just happy for once he was honest enough to give me my money and not keep it for himself. I kept waiting for them to figure it out, but they never penalized me for the error!

Heyya Bounce! One time I went through the drive thru and was getting my check cashed. I had dropped $300 of the money in my lap and while I was shifting around looking for something...I don't remember what it was...the money went under my leg. I thought the lady had shorted me $300. I told her and she give it to me. I got home, got out of the car, and there it was. I just stood there feeling like an idiot. I did call down to the bank and apologized..lol...I took it back. I could have really used it but I am very careful about my karma thing

Oh you could have more money than you needed that day I've never experienced the same thing yet. But if it happens, I would be lucky because machines here are outside the bank.

it happened to me once i was expecting an amount of 2k from my mom but when i check the balance it was 20k so was thinking maybe she really meant to send me 20k instead of 2k that i asked from her few months later when we had the chance to talk thru skype since she worked abroad she said she do send me 2k. i dunno of it was banks error . but my mom said she only send me 2k maybe it was the computers error i dunno who's error it anyway since i already spend all the money. but till now i felt sorry about it.

Many times I have never considered counting or recounting right away, so my luck I would catch it later if I ever caught it, and my luck it would be shorter than it was supposed to be and be in trouble with that as well. Actually it probably saved a teller her or his job by it getting noticed right away like this, but could be an embarassment while you had to wait. Did you get any compensation for the wait time?

Hello bounce. Yes it happened once but the thing is the teller would have been blamed for it and I felt I wouldn't want that - for a person to be punished just for me to earn an extra 3$.

I've never been given too much money from a bank. However, I have been given too much change in stores and such. And I always give it back. I'd be too afraid of the bad karma I'd be creating if I kept it. I don't like things coming back to bite me in the behind, ha!

No, I never had error or money was received from the bank as well. I never counted up the money I have received from the bank, because the money was counted before by their machine, and was sure that the amount of the money I just received was the right amount, so I never counted that up again. I think no human is infallible even the computer would make an error without noticing it. So far, I have never received extra money from them then.

Unfortunately, no that has never happened to me, but let me tell you it would be nice, with all the mistakes banks make by taking away money, it would be awesome in their part for them to make an error in our favor for once.

Hope it will happen to me and i will take the money and spend it. If the bank ask me to return the money i will do it in a long period. Come on its the Bank the trusted institution to keep our money. Why do they make you wait when its their fault. Actually i have heard about cases of getting extra cash especially from the ATMs numerous times some do return the money and some just make dramas to avoid giving back cause its the Bank credibility should be responsible.

It has never happened to me, but i have heard some who drew money using ATM got more money and some got less, well those who get less complained about it, but not those who got more.. If we draw money at the counter in bank, there is no more or less, the count the currency notes using automatic counting machines usually.. I always count the money when i leave the counter or the ATM machine.. Thank you so much for sharing Happy posting, cheers. Kalyani

I think it is a strange and very rare incident. As you say that transactions records indicated the right amount you actually needed, There weren't no chance for the bank to identify the excess payment made to you. If I get such an amount I would keep the amount with me till the bank wants to repay. I haven't returned back some short in payments made by banks, for reason I haven't found it at spot and informed them.

No and No! LOL. I've never been in a bank that used a cash machine to dispense bills. I have to count bills by hand. If I was ever given more than I should.. I guess it depends on that day. Normally I try to be an honest person, but if I'm really hard up, I might just keep quiet about it.

Awww, too bad you didn't actually get the extra money!! I've heard of people looking at their accounts and noticing a large amount of extra money that they never had in there, I guess sometimes money can get put in the wrong account. I've never been lucky enough to have this happen to me, the only thing my bank does is charge me fees

Haven't encountered that kind of incident,mine was I got debited a particular amount in my account without withdrawal.I immediately call the attention of my bank and eventually they bring back the debited amount.

Never experienced that but i do hope my bank makes the same mistake they did in yours at a higher amount. Though, I always get extra change from stores. Mistakes always happen and it only depends upon a person to return the money or not.

I once got jmoney credited to my account wrongly and the bank had no idea whose it was! Another time a guy my ex worked with picked up my ex's pay cheque and paid it in as his by mistake. The bank did not pick that up and it was only in conversation that the two guys realised what had happened. It was a genuine mistake on the part of the other guy as their pigeon holes were close, but the surnames were very different.