My credit card company offer me a money

If there are no hidden extra costs, take it. Even if you put it in a bank for a year at 3%, you'll make money off it.

Grab it jade and lend it to me. Make it fast before I change my mind otherwise you do not have investment. I can take care of your money Common! You know where to find me, right!

Good luck with investing online. that is very risky. I have done it and the company gained my trust and paid me a few times. I then, invested a much larger amount and they closed down and I lost all of my money.

I am always being offered money. Credit cards are a way of slowly turning us into slaves. I prefer to save and then invest. If I lose, it´s my money I am risking and not the Bank´s money that I will have to pay later on.

I was also offered several times by my credit card company of cash loan but I declined all their offers. I didn't need it and I did not want to pay for the interest. Do check though. The .99% is monthly so that's around 11.88% in a year so if you plan to invest it, the earnings from investments should be more than that. Otherwise, I think you will still incur some losses. But I have to agree that the .99% interest is low. Good luck with the decision making .

For me, i will not do it that, i have credit before and i got it close because always annoying me to pay the money ,and i don't like the interest from them is fast growing.

I wouldn't take that loan if you need it. Providing of course that call was really from your credit card company and not someone who is posing as your credit card company. There are really just a lot of times where people call up, offering potential loans, but they are not who they are claiming that they are to say the very least. I am against taking any loans out. My student days taught me that loans are not something that are really something that I want to really deal with. If you don't even need the money, there is really less of a chance to really have a legit reason to really take that loan out. It just really does seem a bit absurd to take a loan out that you really do not need.

I encourage you to think it over before you borrow and invest money. Plan carefully before you do anything, for it can make you or break you. It can be the opportunity that you are waiting for, so be careful with it.

If I were you I will check again with the customer service at the bank. Sometimes those telemarketer are not telling the whole deal. Are there really just 0.99% for 12 months or something like admission fee will come up. Once I got an offer to take a 6 months loan with no interest (0%) but the bank will charge some fees, so I have said no. Good luck and be careful.

Maybe you lucky or maybe not. Perhaps the happiest in the world is one that free from debt, in other words Have Financial Freedom. Basically the finance can be analogues to human health. Health start from one self, it also applies to your financial health. You should think carefully before take those offer !!!! There's no free money, no free interest.....I have experience about this marketing strategy...offer debt with minimum interest at the beginning.....not flat mode Please, make a perfect plan with those money !!!

If you have your own savings, no need to take the loan. As much as possible, start your own business or investment debt-free and if it is already giving you a good profit and you think that you know enough with regard to handling it, then that maybe is the time to take a loan for additional capital. You can always try applying for a loan so you need not to hurry and confuse yourself for now :)

I am afraid that there is a catch, while being offered money like that especially with a small interest rate sounds good, I'm truly wondering if there isn't something they aren't telling you. If you are good with investing you could easily make the money back and repay the loan plus the interest and have extra to do with as you please, but there is always a risk of investing that things could go wrong. Make your choice carefully and wisely based on what is right for you.

i am not sure to say sorry or congratulation to you. but havong debt to bank when you dont need the money is not good idea except you can use it for investment and you can manage the money well. warren buffet, the owner or walmart doesnt recommned youth to have credit card.

i dont what i have to say, good news or bad news. i think having loan is not good idea when we dont need they money. warren buffet doesnt recommend the youth to have credit card. but if you are confident that you can use the money for something good, like investmen, its ok