How to open an American Bank Account?
By Will Zhang
@lightrain (167)
Shijiazhuang, China
January 30, 2012 9:18pm CST
Hi,friends,I am trying to sell something on ebay.com,but here I have a problem ,if I use a Chinese bank account ,not only I have to pay for 35$ for every withdraw,but also very unconvinient,Can you tell me ,is it possible for me to open an American bank account,and if possible which account do you suggest??here I am in china now!!
1 person likes this
4 responses
@owlwings (43910)
• Cambridge, England
31 Jan 12
Since the September 11th attack, this is now practically impossible and extremely expensive. You will need a huge amount of documentation to prove that you have a legitimate reason and you will need to have a substantial amount (several thousand dollars) to deposit as a security.
If you search the Internet, you will find a number of people offering 'easy' solutions (for money). Be quite clear about this: They are ALL scams and CANNOT get you a US bank account ... or certainly not a legal and real one!
2 people like this
@lightrain (167)
• Shijiazhuang, China
1 Feb 12
Hi,owlwings,thank you for your so detail information and your kind warning!!that is really very kind of you.I wish you will have everyday fluently and happily!!!
@WakeUpKitty (8694)
• Netherlands
31 Jan 12
I assume it works like this: Go to America with your ID and personal info and open an account. I assume their are costs for that too, or bank costs every year. I doubt if this is worth it? How about pay pal?
1 person likes this
@lightrain (167)
• Shijiazhuang, China
31 Jan 12
hi!thank you for your comments,but just as you said ,is it worth to go to US to open an US bank account?and what I mean is :is it possible for me to find someone to help me to open an US account ,and I do not need to go to US
1 person likes this
@wittynet (4421)
• Philippines
31 Jan 12
Hello, lightrain! 
There's no harm in asking, and of course, you'll not go to America for that. You're just asking if it's possible. Owlwings has provided a very good explanation.
There's no harm in asking, and of course, you'll not go to America for that. You're just asking if it's possible. Owlwings has provided a very good explanation.@lightrain (167)
• Shijiazhuang, China
1 Feb 12
yes!you are definitely right!Owlwing is really a good and knowledge my lotter!
