I already knew what I was going to spend this money on
By SomeCowgirl
@SomeCowgirl (32191)
United States
January 31, 2012 11:32am CST
I was stressing out because I hadn't had good hours the last two weeks but I still had a pretty good paycheck which I am glad of, and I also got my taxes back today as well. So two "paychecks" so to speak going into my account today. I thought about going to pay the moped off but I only have enough money to get to and back from the moped place and I may need it for Thursday if they end up calling me in. Thursday is a busy day at my store. They may not because when I got called in to do grocery it seemed like they really had no hours to be given out up front, which is where I usually work.
In any case, I thought that I would use the money I've also been earning online as an aside, to go towards my moped. I thought I might have to, I may still but I am not sure. Everyone knows the money from here goes out on the fifeteenth or before, and it takes about four days to reach the bank. My next payment is due on the fifeteenth. I have to have the bike paid off by March, but depending on how much money I have by the fifeteenth I may have enough to pay the bike plus the accessories, or atleast the necessary accesories and a little bit of gas.
I was planning on using this money to also maybe go out to eat with a friend since money is sort of tight lately, but at the same time I may use it towards saving up for a android tablet like I want. I really guess I don't know what I am going to use the money for. I will figure it out once the fifeteenth of the month comes around. I do have some money in savings that I can transfer if need be, and I may need to.
Trying not to do that though as it needs to be saved.
Has money been tight for you lately?
2 people like this
10 responses
@scheng1 (24649)
• Singapore
7 Oct 15
If I have unexpected money coming in, I will save and invest it.
Even if I do not invest the whole sum, I will make sure at least half of it goes into investment.
In this way, I will not feel guilty about spending the rest of it.
It makes for a good saving habit too.
It is easy to break a habit, but hard to start saving again.
@bounce58 (17385)
• Canada
3 Feb 12
I don't think I can remember a time when money wasn't tight. It has always been a struggle. Moreso these days.
Money that I get here goes to a sanity fund for me. It just goes into an account which I try my hardest not to touch. It's a security blanket that keeps me at ease knowing that there is always some place to draw upon when every other place has dried up.
@cutepenguin (6431)
• Canada
1 Feb 12
Money has been pretty tight around here. We are realizing that having a child is expensive...we've been reasonably frugal and most of the baby stuff was obtained second hand, but everything adds up and we haven't been as frugal this past year as we had the years before we had a child.
It's harder to be frugal with a child but it's more important to be.
I haven't been working as much because I keep getting sick. Still, so long as we are careful, we can meet expenses, so that's good.
@celticeagle (168855)
• Boise, Idaho
1 Feb 12
I think you will be saving alot on transportation when you get the moped running. You will need little gas and it will last awhile. One nice thing about the cycles. I think I would lean toward getting the moped payed off and the accessories you need right away and just go for it.
@JenInTN (27514)
• United States
1 Feb 12
Money is always tight. I do alright where I work but times are still tough and I can't imagine not having the income that I do. I do try to do a little something extra here and there though. Gotta enjoy it a little bit. It gets discouraging when it all goes towards bills. I have been saving a little back lately. I am going to get my daughter a baby bed.
@IntrovertShy (2780)
• Marikina, Philippines
1 Feb 12
Well, my money is tight for me and I do not want to spend it. I am still looking for a perfect money making opportunity which will give me a decent pay and this money that I earn is I am going to invest it so that it would grow and create a passive income in the future. If I am already satisfied with the passive income and I am already earning between $200 - $300 a month or more then, I could spend the money I want.
In short, I am now "free"... 
@ladygator (3465)
• United States
31 Jan 12
That sounds pretty confusing to me, so it must be extremely confusing for you. I would say to spend it on what would make you happy a little. You will work and get more money. But I always see the taxes as a treat for working so hard all year long. Your not going to spend all that on lunch, so I say go treat yourself. Then could you maybe double up on your moped payment? And not bother the money in your account, but instead add whats left after you do some other things..
~C~
@GardenGerty (161165)
• United States
31 Jan 12
I have been tight on money for a while. I am not wild about my job, but I am keeping it until I have something else. I want to spend my money about three ways when I earn it. It is unfortunate that working tends to make less time for online earning. I really get more satisfaction from my online earning. I just want to pay off some bills.
@randylovesdar (4932)
• United States
1 Feb 12
I hope you can pay off your moped so you can get around much better. I am glad that you got all your tax materials my husband is still waiting on one tax retuen and this company always gives us trouble. Last year we did not receive it until April 15th which made us very upset. This year since my husband no longer works for him if we do not receive it by Thurday we report him to the IRS. I hope we get a nice refund so we can put it in savings. That way my husband and I can get a place to rent. Things have been so rough here and my mother expects us to pay for everything which my husband and I refuse to do.
