financial problem, should i help?

@chum24 (569)
Philippines
February 3, 2012 7:47am CST
hi my lotters!! i'm a independent student so i live in boarding house. one of my board-mates which is also my friend but were not close,she has financial problem and she want to borrow money for me, she cannot contact her parents because at their place don't have signal she will wait to contact her parents. however at my side if i will make her borrow money i think my allowance wont be enough for me because i am a nursing student i have lots of contribution and i have duty this week. what do you think should i borrow her money???
1 person likes this
15 responses
• Philippines
3 Feb 12
well it's up to you if you want to lend some to her it's quite hard because you may not have enough money tell her that it would be difficult on your part lending money to her just be honest I'm sure she'll understand
@chum24 (569)
• Philippines
3 Feb 12
okay i probably i will tell her i need money too for my needs especially in my duty. yeah right honest still the best and i don't think so she will get mad at me because i never lend her money.okay later i will tell her.
• Philippines
4 Feb 12
thanks for listening to my advice :) and have fun with your duties :) take care
@tatzkie23 (770)
• Philippines
4 Feb 12
It's not bad to help someone in need, but in your case, you can just tell to your friend that you don't have enough money to lend her. As you said, you think that your allowance is not enough for you and you've got a lot of expenses. She'll understand you if she's your real friend.
@chum24 (569)
• Philippines
5 Feb 12
yeah is not bad. yeah i dont have extra money to lend her so maybe i just tell her the truth. yeah its not enough because of my duty
@emdjay23 (1575)
• Philippines
3 Feb 12
Maybe I guess you should just tell her that you don't have enough money to lend her some.. As a student, sometimes we have to budget our money and things like that would be very difficult to handle.. Though you may see her kinda pity but that's life you can't shoulder everything specially that you only have enough..maybe help her contact her parents.
@chum24 (569)
• Philippines
3 Feb 12
she can't contact her parents because they do not have signal in their hometown. and if she has money i must tell that she need to budget her money. for now on i just help in foods we share eating even though in a small amount ;]
@adhyz82 (36249)
• Indonesia
2 Jun 12
if you think your duty require much money, i don`t think help your friend now is wise for you..
@stringer321 (5644)
• Kiryat Ata, Israel
22 Feb 12
I know its 3 weeks after you have started the discussion but maybe for the future you can get some ideas about this situation. I hope she had a good reason for causing you that dilemma. If she knows you have some doubts about giving her money , she is supposed to not ask you for money. Maybe you are feeling used and she is not a real close friend with you but she needs you for that money. Maybe you can help her to find a job so she can help herself ? Maybe she can do a scholarship activity ? Maybe you can help her with the homeworks so she need less money for private teachers ? Maybe you can give her some dollars and tell her to ask for the rest from more friends around ? Maybe she could save money if she give up or sacrifice some hobbies that waste time and money ? (like smoking , eating outside , go out for fun shopping ...). Maybe you can tell her about making money on the internet , tell her to be your referal on some websites and pay her the money you get paid from her activities as cash ? ( maybe it's good for the future )
@WakeUpKitty (8694)
• Netherlands
3 Feb 12
No don't borrow her money. You can help someone in financial need in other ways. Make a list and write down how she spends her money wisely. Give advice how to safe. If she is hungry give her food but don't borrow her money. Less chance you get it back, big chance the friendship/kindness towards you is over. Take care of yourself first. If you have plenty of money left over you can give it if you don't need it.
@chum24 (569)
• Philippines
3 Feb 12
okay thank you for that advice. you are right okay starting tomorrow i will told her and if she is hungry she can share food to me. yeah! i must take care of my self first before others. and if i have plenty of money she can borrow it .
@kalav56 (11464)
• India
4 Feb 12
'Charity begins at home". You are living on a tight budget yourself and it is not your issue to bother about her financial difficulties. Did she help you when you were in difficulty? First safeguard your own self and as someone had pointed out, the maximum you can do is to share a bit of your food.
@MoonGypsy (4606)
• United States
4 Feb 12
if you can't do it, you just can't. i know that you want be nice. that is probably a big part of you, to have a kind heart. on the other hand, we must all learn to establish boundaries. even with our friends and love ones. i could understand if you had the money to burn, and you knew you weren't going to do anything in particular. that's one thing. if your funds are limited for only you, then that's the way it is cause that's who it was meant for. if it makes you feel better consider letting her borrow some money after you have done all you needed and wanted to do (if you can). if not, or if she doesn't want to accept, then let her know that you are sorry you wish you could help her some more. i have i gave some good suggestions. good luck.
@jdyrj777 (6528)
• United States
4 Feb 12
Loaning money to friends often turns out badly. You should make some excuse to get out of that one. Tell her you are waiting for money from home yourself. She needs to wait for her family as well. You are not responsible for her.
@GemmaR (8517)
4 Feb 12
I have lent money to my friends in the past, and I have to say that it has never ended well at all. Once, I lent £100 to one of my closest friends, and it took him months to pay me back. He said that he would have the money back to me in just a couple of days and he didn't, which meant that I went overdrawn in my bank account and was charged almost £30 for the money that he owed to me. He wouldn't pay me that extra £30 even though it was his fault for keeping the money for longer, so this has taught me that I should never give money to friends because it might not end well even if you think you can trust them 100%.
@andy77e (5156)
• United States
4 Feb 12
What kind of financial problems? How long have you known her? What kind of life does she live? Is she responsible? I would not loan her any money, unless *you* can live without that money. If you have plenty of cash, and can afford to lose your money, then you have to decide if it's worth you giving her the money. If you do not, the answer is no. Say "I do not have money to loan. Sorry". And be ready to lose a friend. Because she may not like you now. But if you loan her the money, and she doesn't pay you back, you will lose a friend anyway. So better to keep your money. Besides, if she's your friend, she should still be your friend if you don't loan her the money. If not loaning her money causes her to not be your friend, then she never was a friend anyway. She just saw you as someone she could use. Keep your head up. Be happy. Move forward in life. It's all good in the end.
@micha5088 (554)
• Malaysia
5 Feb 12
You should just tell her nicely about your situation. I am sure if you have extra money you would loan her some. But since you are tight yourself and have just enough to cover everything yourself, it is best you don't borrow her any money. But unless she needs money urgently like buying daily necessities such as food , so that she will not get starved, or if she is in medication and needs money to buy medicine, it is yours and everyone's duty to help the poor, hungry and sick ones. Pray and hope that her parents will call her soon.
@jaime22 (51)
• Philippines
4 Feb 12
Maybe you can help here my giving her some spare foods in your ref. Or Help her to find some body to give her some spare money.
• Malaysia
4 Feb 12
hi there, if your friend is urgent in need money, i think you can consider whether want to borrow her or not? if you have the ability, i think it is ok for you to help her. but, if out of your range, then you should tell her honesty, not that you dont want to help her, it is out of your ability. i think your friend will not blame you if you tell her the truth.
• United States
3 Feb 12
I think you also have to worry about yourself. You may not have what you need for yourself. You have to really think hard about this before you do it.