I feel so tired...

Other than smoking, I don't spend a penny on luxuries, yet we are currently living hand to mouth and it's not easy. It's a real challenge to your own sanity. I keep living and continue on in the hope and faith that some day things will change. I'm not sitting around waiting for it to happen either, I am actively trying to change my situation but nothing ever seems to work out. I am working part time at the moment and my other half is unable to get a job since the downturn, before which he was employed as a plasterer. He is on benefits at the moment. I will be made full time in a few months when another employee goes on maternity leave, but for the extra money I will receive, he will lose his benefits and as a result with me working full time, we'll still be in the exact same financial situation... Very frustrating.

Stay relax and feel at ease.uR BODY NEEDS THAT SOMETIMES.jUST LIKE A CAR ,NEEDS REST ........WHEN ALWAYS USED,IT WILL BE FLAT....SO U MUST REST SOMETIMES.....

It is very difficult to save money. It requres 3 things: 1: hard work 2: planning 3: sacrifice The first thing to do is to keep record of everything you spend money on for a month. Make several categories and write down everything you spend. I usually have categories such as food, smokes, telephone bill, credit card payments, and misc expenses. It will vary based on what your expenses are. after a month look at where you are spending money and see where you can trim it down. This is a very good exercise to see where you are really spending your money. I found that I spend a lot of money on fast food. When I actually added up how much I was spending I was shocked. It wasnt worth it. Then you have to create a budget and stick with it. Cut back on spending where you can and put that money in a savings account. Its really amasing what you can live without. I am an extreme example but I do not have much anymore. 1. I uninsured my car for the winter. Its too cold for me to drive and too expensive. I saved $260 a month on insurance and probably $100 a month on gas. 2. eat out less. I have been teaching myself how to cook and preparing meals ahead of time. this saves me a lot of money. 3. cut the cell phone bill. I downgraded my cell phone so I only have text messaging on my phone. I use work and friends phones to call locally when I must and text my friends and family long distance. I save $40 a month 4. DONT BUY ANYTHING UNLESS YOU REALLY NEED IT. This is a big one. Most items we do not really need. Before you buy something, think, can this old one do for now. and do i need to replace it. for example: I had a laptop that was 5 years old. A few buttons came off but I could still just press the board underneath and the letter would work. I used my computer for a year like this. It was also really slow. I finally broke down and bought a new one. It was only $500. It was also Christmas time so my mom bought a lot of it as a gift. since january the only items I bought were: fleece pants ( i needed them because it was sooo cold outside and my knees always got cold) a fleece jacket ( i had lost my other one) and a balaclava ( i walk everywhere and at -40 your face starts to freeze).... that is all i have bought other than food. Sometimes I choose not to go for drinks because it isnt in my budget. I get sad at times and miss my car or sad at missing out on social events. I just remind myself of my goal and why Im saving money. You have to sacrifice other things in order to save. I also work really hard. I have two jobs right now and work 7 days a week between the two. I have been able to do this for 2 months. Luckily, a fulltime position which pays way more became available. I can now work one fulltime job and make more per a month. I also do a lot of oddjobs. I housesit and dogsit for people. In december I made $400 doing this. I also do cleaning and babysitting. I signed up to do volunteer ambulance service. I get paid some money for doing this and they pay for my first aid training. I also signed up to be on call for substitute teaching at the local school. also, i live with a family. I rent a room from them for cheap. Its a great deal because it includes everything and I dont have to buy furniture or anything. I have a home phone and internet included. However, I have a very small room and a small bed. I also have to adjust to living with two people that I dont know well. It has worked out well because these two have treated me like one of the family. I work nights and the lady works days so we arent around each other too much. The point of all of this. I am saving up to go to ireland for 3 weeks with my mother in september. I have wanted to do this for a long time. after that I want to travel for 2 years without working to south america. Basically i am going to work super hard and sacrifice for an amasing life experience with no work for 2 years.

Yes, that happens to me too. When I have more money, there is always something unexpected that we need to buy or spend on. The plan to buy new phones, and new clothes finally didn't come off. It seems that money comes and evaporates easily. We can hardly save it for a rainy day.

Its great way to spent money. Why you are feeling tied? You can earn from a lot money if you work hard.

Exactly. I feel so so so tired and stressful lately. Not enough salary.Lot of bill to pay. And earning is much harder than spending.

yup i know what you mean. i work part time due to health issues and hubby doesnt make much either. its tough living pay cheque to pay cheque.

I have that same problem. I've been trying to move to a new city for several years. I have a goal of $3000 to cover moving expenses (deposit, first month's rent, utility hookups, groceries... etc) and every time I get almost to that goal, I lose my job or my computer breaks or something else happens and I get to start over. Good luck :)

I am finally in a place where I am starting to feel financially secure. The rise of gas prices has me a bit worried, but right now I am working close to home, but the high cost of fuel will also increase every other expense. i do understand the feeling.

hi friend,i have problem like you,i have not lot money,everyday i tried to search manysite to make money,i wont to get more money to buy something what we want.

In this situation of your life right now do you feel that you missed something to get you where you wanted? It sounds to me like you are working so hard to earn money yet loses it right-away to restore your health. When everything seems so tough, ask help from God. He alone can give you all you wanted in your life right now.

i know how this feels, i was saving up to buy a new tv, i eventually got it on finiance because i wanted it sooner9big mistake) within 2 days i had to get new work clothes compleatly, there not cheap. 5 pairs of trousers and 5 shirts eventually works out abit, needless to say i ended up loosing the money for the tv, a year and a half later its still biting me in the butt. though i suppose we learn from our mistakes

I know the feeling, Ive got the same problem, I do 12 shifts throughout the week and still have no money by the end of payday, perfect example (landed on the right day) today is my payday, after tax and stuff Ive got £912 then Ive got my rent, clothes, nappies, food etc.. for my son, Ive got my partner to look after and myself, I havent even got a car. What Ive been looking at is ways to make money online, in some cases it is possible but it pays so little, there is a a formula though which makes things seem alittle easier when trying to earn money online, find something quick and simple that you can do over and over that will earn you a dollar a time, do that a million times and you're a millionaire. Stupid and simple but potentally worth while.