Angered Over Non-paying Debtors

Philippines
March 2, 2012 6:39am CST
Friends... Today, i was angered and it piped down immediately in less than a minute. I have this officemate who owes me big money 2 years ago.. Last year, she has committed to pay me little by little monthly and that she intends to give me some every payday. Two paydays have come and this debtor of mind said that she still has no money to give. Whaaaaaaaaaaaat??!! This angered me. Luckily, i fizzle down fast. Friends, are we right to be angered if someone couldnt pay even though they have committed to do so? I would like to think that there is always hope for people who are in big big debts. I just felt that it is really tiring and it sucks so much of my patience when all they could say is "sorry i got no money on me." oh shoots!
7 responses
@leighz (456)
3 Mar 12
People who borrow money all the time and not able to pay it, shold be ashamed of themselves. I have several in my list who borrowed money from me and never returned it. One was a trainer in a call center, it has been 1 year and 3months she still hasn't paid. Whenever I ask her, she would always have an aliby. It just gets more upsetting when you see their facebook updates and photos in a beach somewhere having a good vacation.
• Philippines
3 Mar 12
oh shocks! this is soooooooooo classic! I know exactly how you feel too! It is a good thing you were able to get a hold of yourself and not comment on her post like saying, "wow.. pabeach-beach na lang... wish i can go out too.. if only i had THE money!"
@stanley777 (9402)
• Philippines
3 Mar 12
That is why lending money is quite a hassle- s it is easier to just give it sometimes, as long as it's not a big amount. If there is no contract or anything, I don't think people would be repaying the money they lent- only few repay very quickly... I just ope you get paid soon.
@maezee (41988)
• United States
2 Mar 12
I think there are always people who spend their money poorly (I should know, I'm one of them! LOL) but there are always ways that person can MAKE MORE MONEY or cut back in something to start at least getting a head start on that debt. Is it a debt to you personally or what? If it's not, I would just let her worry about it. I mean, it's not like you're losing money (or sleep) over it. Happy MyLotting!
• United States
3 Mar 12
I would be angry also if someone owed me money and did not pay me back. I can understand if it was not pay day, but since it was pay day she should have paid you. I hate when people do not pay off their debts. She should have been honest with you and said as much as I would love to pay you, but something came up. You are being patient, but I know one can only take so much.
@AidaLily (1450)
• United States
2 Mar 12
She could be a chronic spender or something. I mean if you tried to take her to court then you would have to show proof of lending the money to her. Some people are terrible with money and don't take things that seriously. The best way of lending money is usually through legal contract sadly. For me, when I lend people money, IF I lend them money... I don't expect it back. If I get the money back then I am happy and more than likely willing to help them out again. If I don't then I am less likely to lend them money when I have it. After all lending someone money is a huge risk even if you are very close to the person and unlike banks most people aren't running credit checks. There is nothing wrong with being angry and upset especially if someone says they will pay back their debts but then suddenly can't.
• Canada
2 Mar 12
Do you have anything in writing showing that this is a loan that you have given to this friend that owes you money. I ask because if you have something solid as evidence the money that was given to you is in fact a loan why not approach your court system and file a small claims court claim. This will only work however if you have solid proof it won't work if its your word against theirs. Money is the root of evil especially between family and friends, it's not something I participate in if I can't get it from a bank, then I obviously can't pay it back. I wish you success in retrieving your money.
@meljessxena (2315)
• Australia
2 Mar 12
you do have the right to be angry and upset with the person. maybe she is short on money at the moment with bills but in saying that she should still try to compromise and pay you atleast something even if it is half of what her small repayments are. you may just need to say to her that you need some money as you are also short of money... its really hard situation to be in really