how to buy your first house????

Why does your husband not have a social security card? If he is a legal resident of the United States, he shoulds he should have one so that when he ritires, he can collect social security and you can also collect from his if he should die before you. Do you have any credit cards? If so then check hyour credit scores and try to correct them before you think about getting a house. dol not try to get a cosigner (unless it is your husband and hyou said that he is not credit worthy becaulse he does not have a social security card. Correct this so that your hour huaband can qualify for a mortaqe. Let us know how yoiu make out. You might also check with some lenders such as large banks to see what they say as to your qualifying for a mortage.

I think if I stay in my hometown, I will not have the ability to buy my own house through my whole life. If I try to find a good job in a small city, I may have the chance to buy a house of my own at the year of 35. The house price is high in China, maybe the highest in the world. A house will cost more than 20 years income, so in most case, young man will ask their parents for help. I now give up the dream to buy my own house now. But use the money to do something meaningful instead. Maybe 10 years late, when the house price goes down, I will buy a house of my own. I do not like mortage, I think it is a way to limit my freedom.