Habitual use of health insurance

Hi tk, I think if you poor or rich, you need health insurance. But I agree with you, poor people need health insurace than rich people. I think when we enter hospital, health insurance as good as non-medical services.

Hi Tk! I work in the health insurance industry and i would tell my clients "health is wealth." health insurance benefits though promising and helpful is the least benefit that we all hope to use. We all dont want to get sick and having a health insurance benefit is an advantage. Here in our country, almost everyone in different walks of like wished to have health insurance especially for the sickly. However so, only those working in companies could be covered for pre-existing conditions like asthma and heart disease. Those individually enrolled would need higher premiums to avail it so.

It's not true that even you are rich you don't need health insurance, here where I lived rich or poor we need Medical & extended Health insurance. I and family use it all the time, it's a necessity in our daily life. Govt provide Medical but still we pay for premium insurance of $128 per month for family of 4. Extended health plan - my wife's insurance in her work is about $50 which is worth it.