i think it is time to get an insurance
By katrinapaz
@katrinapaz (2436)
Philippines
March 25, 2012 5:14am CST
hello there mylotters! i think that it is time for me to get an insurance. I have heard that insurance will keep my money, provide me a higher interest and also offer death or health benefits in case of hospitalization. I am just afraid because there are a lot of insurance companies that pose these services and then later on they become bankrupt. do you have any insurance my dear mylotters? is it really worth it? i want to look for a nice and cheap insurance that i can afford and since i am still young. help me out please..
1 person likes this
2 responses
@SomeCowgirl (32191)
• United States
25 Mar 12
It seems to me as if you are talking about health insurance. I do not have health insurance myself, but I do know that there are many sites out there for US residents wherein you can get quotes on it. If I were to get everything that is needed for me (such as maternity though I am not yet pregnant) it would cost around $400.00 to do so. Companies here in the US offer insurance and take it out of your pay. I would much rather not do that.
Yes insurance is better to have so you can go to the doctor's instead of the hospital, or so that you do not have to pay so much out of pocket. I would just say to go and look at the competitors in your country and see what they have to offer.
@katrinapaz (2436)
• Philippines
29 Mar 12
thank you for the advice some cowgirl! yes, I will surf the internet and look for companies in our country that offers insurance and I will compare which is the best with the least cost. I do like to have health insurance so that I dont have to pay a lot when I have to see the doctor or buy medicines.
@katrinapaz (2436)
• Philippines
30 Mar 12
i do respect your opinion lifes! but then insurance is also helpful when we dont have money or if we would want an investment and savings for life. take care and happy mylotting! 
@frontvisions101 (16043)
• Philippines
26 Mar 12
Some people actually earn money from insurances. I don't know how exactly but it's more like investing on a bank. I have an insurance because of my work but I'm not sure how it goes, to tell you the truth. All I know is if I get hurt, I get to use the money invested on it.
@frontvisions101 (16043)
• Philippines
30 Mar 12
You should definitely move to a new company. That company sounds like it's not even legit.
@katrinapaz (2436)
• Philippines
29 Mar 12
hello there front visions. its good that you do have inusrance because of your work. I guess your employer is paying for it as part of your benefits. I am sad because my employer does not give that benefit. I dont know why, maybe because we only have a small company. I will just look for nice insurance companies online. thank you and happy mylotting.
