Do you have enough money for your retire life?

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It is a hot topic today. Though when I was a freshman in the college, I was told to make out a plan to save enough money for my retire. But I find that I can not make it. In most case, I try to save money, but something unusually happened, and I have spend money on it. I ask my mother whether she has enough money for her retire life. She tells me that she has got enough, but before the age of 45, she can not save any money for her retire plan, for a big family need her to support. I needed money for my college education, my grandma needed money to cure illness. After i graduated from college, my mother can have some money left, so she began to save for her retire life. And three years ago, my grandma died, left my mother an apartment. My mother rented the apartment and get some money from it. Now my mother's cash flow is very well. To many other people, they do not have any time for themselves to save money, so how they lead their retire life without enough money???