Insurance agent : I just want your 10 minutes

Hi Shweta! It was really bad on his part to spend one hour with you (and also had snacks at your expenses ), instead of promised 10 minutes and unnecessarily force you to buy a policy for which you were never interested. If these kind of known to people approach me, I do not entertain them and tell them point blank that am not interested in such policies and let us not waste our time. One fine day one of my friends sought an appointment with me and came to my home with one of her near relatives. His relative had joined an Insurance company and wanted some clients to increase her business. As he is a very close and nice friend, he would have thought that I won't decline the offer, therefore, he approached me. I entered into a conversation and asked so many questions to her and gave some many examples to her that ultimately she kept quite and surrendered. I said am not interested and I will not buy any policy. I had a bitter experience once in this regard. I bought an insurance/mutual fund policy from one of my cousins' brother-in-law in good faith. Later that fellow left the company and I had to face some difficulty in depositing insurance amount etc. (which he earlier promised that he would take care of). I am still continuing with that policy, in which 'returns' are not good, as he had promised. I repent my decision, but can not do anything at this stage. Nonetheless, these kind of incidents add to our experience. Have a nice day.

We often get such calls from the insurance agents, but luckily no one is our relative or neighbor. It is easy to refuse an unknown person, but its considered a moral obligation to attend the known person. Well, I think its normal on their part to contact people and request them for a meeting. As a child, I remember requesting my neighbors and relatives to buy tickets for a surprise gift at the colony fair. There was no incentive for selling those tickets, but these insurance agents get salary for their job. So, it's acceptable.

My first job was in sales, and that was a very long time ago. But what I learned from that experience is that it's impossible to do a sales call in 10 minutes. Pleasantries alone could take at least half of that time or even the whole 10 minutes. So when a person asks for 10 minutes of my time, well, that's a lie, to be blunt about it. Even experienced salespeople can't cover everything in that span of time. I usually dismiss these "requests" for my time. I mean, if a person can't be truthful up front, then I don't see the point in entertaining that person.

It feels very recently heard. I understand. even when you do not work you must be honest and very friendly, although no one asks you how you feel and whether you're tired. Yet sometimes you have to show character to not think about it very good-natured and so will respect you more. success in the future. nice day!

hello friends! yes this is definitely a good idea to get a new policy but having existing one and go for new investment as just for can't avoid an agent though i can't afford it, is impossible to me....

Once an Insurance Agent, always an Insurance Agent... Its to such an extent that their professional & personal lives tend to always collide. Believe me, when he began talking to me, I was like - "hell no"!! But again, due to courtesy or just obligation, we entertained him for an entire hour. I think its best to avoid making friends with insurance agents. Keep them at an arm's length.. a really long arm's length...

Hello Shweta, Sometimes we have to do something for the sake of friendship. It is difficult to say a ‘no’ to a known person when they want spend sometime with us to demonstrate about their business. Same time it is difficult as we can’t accept their offer or do any help for them. Still it is good as you have spent time for the neighbour even if you can’ take policies from that person. You have done a great job by making the person mentally satisfied. I do get calls in my mobile from unknown people; they want to talk to me for describing the financial plans or mutual friends. I politely tell them I am not interested. Since they are not known to me it is not difficult to say a ‘no’ to them.

Insurance policies are hard to sell. I never tried it because I know I won't be able to bring in any client because I too am not convinced of having too many insurance policies.

Yes it's true that sometimes 10minutes becomes 1 hour while talking with an Insurance agent. I can say that on our side it is a waste of time but on the other hand that insurance agent also needs money to live. He is only working for a living. Everyone needs time importantly.