Planning for a baby

I'll be honest. We had infertility issues that wouldn't have been as much of an issue if we had started trying when we were younger. that being said, a baby is an incredible amount of work and you really can't undertake something like that until both of you and your home are ready and settled. If we had had to worry about money while settling in with our son, it would have made life very stressful.

I think you should follow whatever your heart wants. If you're not yet ready for one, you could say it to him in a nice way that you are not yet prepared because I may not be a mother myself but I have lots of friends who were early mothers and had a hard time managing because they were unprepared. Having a child doesn't only require you to be financially stable but you must be also physically and emotionally prepared for everything. :)

I can't relate to your situation right because I haven't found my partner yet.But having a child is really difficult when you are not financially prepared for it.Its not easy to raise a child.It's good that you do not rush things especially if it talks about babies.A good conversation might help you decide if you are ready and want to have a baby.Both of you must respect each other's decisions that he/she make.

I'm father of two childrens and I never looked to my finance to take the decision to make a baby with my wife. For me you don't make or plan to make a baby because you have a lot of money, you're doing it because you love each other.

its is big decision to have a baby. and one can never quote a nos as to much would be sufficient. there is no end to it. I had a number of questions in my mind during my initial period of my marriage. but then, we both decided not to worry so much about having a baby that it looses its importance. we had our baby almost after 1 year of marriage. we both were professional and currently i work as a baby sitter for my own baby and enjoying life. I do urge to work however, i would plan it after 2-3 years from now when my baby is little "ADULT"...enjoy life

I am in a stable relationship right now and my boyfriend has kids from his ex girlfriends. In our case basically having a baby is very difficult and he always says that since he has two already. You should really, consider your savings if its enough to provide a good environment to your upcoming child. I know you want the best for your kid right? You and your husband should talk about it. plan it well.

planning financially is good in order to have a child however, i have also heard that if you wait to have kids til you are financially stable, you never will have them.

Well I am not yet a mother let me tell you that. However, I do know that it takes a lot more money then anyone could ever really tell you. I've also been told myself though, that you really can never plan for it. No matter how much money you try to have set aside, it's not enough and you really never will be. If you try to wait until you have the money you will be waiting forever. Things come up and money has to be shuffled aside and pushed around to fit whatever needs to be paid. I think you should wait until the house is built and you're settled in, but as for how much you should have set aside, maybe a mother could tell you.

My partner and I are planning a baby as well, but because I am self employed, I have to make sure that we have some kind of investment that we would be able to earn money from during the months that I would be unable to work while heavily pregnant and with my new born baby. I am planning on buying a property and letting it out as this means that we would have a regular monthly income both while I was still working and then while I was unable to work as well. I think that things like this are an excellent way to make sure that you have income and money for your baby, as they cost more than we all might think.