The guilt should come before you do or buy something, not afterwards.
By suspenseful
@suspenseful (40192)
Canada
April 16, 2012 11:10am CST
I am sure that many of you do something or buy something (and I am not talking about illegal) such as finally go to the trip to someotherplace, or saved enough to buy that fancy whatchamacallit (note I did not say the obvious, the particular item because then no one would answer except those who had bought that particular thing.) But has anyone of you considered that you would be a fool if you bought it and then when consequences happened such as losing a job soon after, you said to yourself, "If I had listened to myself I would have not done or bought that."
But what if you did not get that inside warning,or what if no one had said to you to think about it or asked if you could afford it? What if you had saved and could afford it, bought or went on that trip to, and then as soon as the money came in, bad things happened. If you had already gone on that trip around the world, you could not ask for a refund saying the food was crazy. If you had returned the Food Processor or whatever it was (I did not buy a Food Processor.) you will not get back the full price and if it had a little thing wrong with it first, they would have allowed you so much off.
So would you not think like I do, why did someone or several people told me that I should not have gotten it or those things.
2 people like this
10 responses
@GardenGerty (160883)
• United States
17 Apr 12
Let's just see if I am understanding where you are coming from. There was something you wanted, you argued with yourself about whether or not you would get it. Maybe even played a "what if" game and thought of all that could go wrong in the future. In the end, you decided to get it. You are saying that once you have bought it, do not feel guilty, the past cannot be undone, enjoy your purchase since you have it. I would agree with that. All the pros and cons should be set aside once you have made your purchase. Do not second guess yourself.
2 people like this
@GardenGerty (160883)
• United States
18 Apr 12
It sounds like a practical item to have, but if you did not buy it because of these other expenses, then maybe it will have even better features when you do buy it. Any time I have any money ahead I end up with repairs.
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@suspenseful (40192)
• Canada
18 Apr 12
The thing is that this was the only time to buy it. I would have had to pay more for a data plan. Also those repairs and fixing up things are there from before and I usually have money set aside from them. I think it is everything coming at once and I go by the theory that if I had not bought it then, then when I save money for it the next time, things will go wrong because it was not taken seriously that I needed it.
1 person likes this
@suspenseful (40192)
• Canada
17 Apr 12
The thing is that I did not argue with myself and considered whether I needed it or not or whether it was a waste of time. What happened was that I water a particular item that could do several things. Now last year and the year before, that item could not do the things that I wanted. For instance, I wanted it to include a camera and also be easy for me to read. I wanted it in case I had to go on a trip to be able to accommodate the Lite data plan, but as I sometimes say in 2011 it had not been invented yet. I also wanted something that would substitute for a laptop and also could accommodate a book and especially a Bible, so if someone had poor eye sight, I could hand it to them so they could read rather then take along a book that was very heavy.
It was just when I had the money to buy it, I got a knock on the door with a summons to appear in court and I would be fined so much for something that happened back in January, I got an email from my sons that I owe over $3,0000 in income tax, I had planned to go on a retreat, but they wanted the money a month ahead of time instead of me bringing the check along since it was for the middle of May. And the latter, I did not know about booking and pay8ing ahead of time when my friend told me about the retreat and there were friends who already went to the first retreat, and no one informed me.
So you know why I ask upset. I have bought junk stuff, and I expected for something to go wrong then. I will not go on what happened when I had to get my tooth fixed. Seems like with most people, when they do something wrong and buy something junky, they get in trouble, bit with me it is buying necessities.
2 people like this
@megamatt (14291)
• United States
18 Apr 12
Some people don't think their actions through too much. They don't think, "this is going to cost my money that I can't really afford to spend." That is what I think people are selling you these things are counting on. The fact that most people do not simply think. They do not regret, until the purchase is made and it is too little, too late.
There are times where we don't have to buy those luxuries, but we are convinced that we should. We are convinced that we cannot live without them. Or perhaps we just convince ourselves that it is just something that we cannot live without them. We only regret these things, when we feel the consequences for spending the money. That is why it is most advisable to think all purchases through.
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@suspenseful (40192)
• Canada
19 Apr 12
Now had I ordered the iPad and I did not get a summons about a fine, if my sons had phoned or emailed me and said before that IK may have to put money aside for income tax, if I had been told about the women's retreat, and if you cannot afford all it it, we will back you up, etc. and then I felt regret because really I did not need it, then it wold be because I did not.
Byt the only way I was; upset was that I may have to pay a fine, I had to use the money saved for the basement for the income tax, the money for the retreat came ahead of time. So I am; ;thinking it was false guilt and not the real guilt.
1 person likes this
@Lakota12 (42600)
• United States
19 Apr 12
WEll if its already done not much ya can do about it. When I purchase something and something wrong with it I can exchange it for another with in so manydays. ANd really how did they know things would go wrong with the product or something else that you would need that moneyfor. hell if ya saved for it thats your business
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@suspenseful (40192)
• Canada
19 Apr 12
I often wondered that, why would anyone know if I went and bought something. I have to go to pay the fine today (I was so busy with other things, the retreat, the rent money coming, the potential trial date if I could prove that it was an error, the offerings to my church that I missed, the printer running out of ink, income tax, ) well a whole lot was on my plate, that I forgot to reread the summons. Oh and I had to buy some ground round and two chicken parts for soup because I ran out. Everything happened at once. On top off that I have no small change, because unlike others with credit cards, cash burns a whole in my pocket, so now I need a ride down to the courtyard.
I keep wondering whether that was deliberate, the summons coming whenI had just downloaded the money for the iPad. I was expecting something like that in January or early February, not when the new iPads came out.
1 person likes this
@jd107nette (1454)
• Philippines
17 Apr 12
That is why we have to think it through if were going to buy something or not.
2 people like this
@suspenseful (40192)
• Canada
17 Apr 12
You did not get it. I am sure no one did. Getting the iPad was not something I should regret. It was that I had bought things I regretted, like as seen on tv, or junky clothes, but did bad things happen then? No.
1 person likes this
@lovelyn_medrano (3070)
• Philippines
17 Apr 12
Guilt normally happens after you do a certain thing that you think is not right.. or you have done something and then unexpectedly turn out badly... Likewise sometimes you will feel the guilt as well if you think of the circumstances or outcome, like analyze the possible result then you would feel guilty in doing so and more if you choose to do it despite of the possible bad effect to you or to others...
That applies also to scenarios in buying certain things that are not that necessary... or even eating foods...
We cannot avoid the guilt..
2 people like this
@suspenseful (40192)
• Canada
17 Apr 12
I am going to scream!,,, My buying the iPad was not bad. What was bad is I bought things I did not need then I would have expected after I felt guilty, that I would have gotten bad things happen, but the did not. So should I return the iPad back to apple since you all assume it was a bad thing for me to buy?
1 person likes this
@obe212003 (2299)
• Philippines
17 Apr 12
I think the guilt should a vital part before buying or getting something as it would make us realize the real value of what we're getting and the consequences of spending such amount as against of what is necessity or not, and i guess the best part would be having no regrets if you did buy it, lol!
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@suspenseful (40192)
• Canada
17 Apr 12
I did not feel any guilt before buying the iPad. It was not like when I considered going on a cruise or buying a 3d tv. Then I thought can I really wanted this? So I think that if you want something, you should get those feelings that will determine whether you will get something . For instance if I said to myself,I. Would like an iPad to show off, that would be different then I would have the guilt regret before. I would feel guiltv about beings envious to others who have what's I want.
I also had the feeling when I was younger that anyone else could do something,but not me.
1 person likes this
@danishcanadian (28955)
• Canada
1 May 12
It THIS what you're talking about?
What if I saved up the perfect amount of money to take a trip to Montreal, for example? I went to Montreal, had a great time, and everything came in exactly on budget. I came home, to resume my normal life, only to have something happen dimminishing the money I had left over. I'm left realizing that had I not gone to Montreal, this financial hardship would not affect me the way it did after spending the money. Is that what you mean?
FWIW I did recently go to Montreal, but nothing has happened to my finances causing me to regret the trip, and I hope it never does.
As for your example, the way I see it is we can't spend our whole life what-iffing. We CAN do our best. Don't go to Montreal unless you have the sufficient amount of money saved. Maybe save a little extra just incase. But don't miss out on the trip, because you're scared the stock market is going to crash, the moment you get home.
On the other hand, if you KNOW the trip is going to seriously challenge your financial situation, do not go, until you will be able to afford it, under normal circumstances.
We can only do our BEST, and yes, we should listen to our gut instinct.
1 person likes this
@suspenseful (40192)
• Canada
1 May 12
Sort of. It was something I had planned and had budgetted for. I had no guilt or maybe I should not have , but figured that knock on the dor and that I would have to pay a fine was meant to make me feel like that . I had expected that I might have to pay a lot on income tax and had money put away for that, but not the fine. It was a bad unexpected and of course, had I bought something foolish, I would have deserved to feel guilty . Yes and how dare the alarm company decide that I had to ask them permission to get th iPad or in your case, how dare someone or some company consider that your trip to Montreal was not something you needed.
@gitfiddleplayer (10362)
• United States
16 Apr 12
I thinks its called "sticker shock" and then its called "buyers remorse". There have been a few things I thought would be great but they didn't (a). Live up to the hype. or (b). Meet my expectations. I know that we all have to learn from our mistakes but some people make some really expensive mistakes.
2 people like this
@suspenseful (40192)
• Canada
17 Apr 12
It has nothing to do with buyers remorse, it has to do with things going wrong and unexpected expenses coming up at the same time so yoiu think they are related to what you bought after saving for it. So I really love my IPad and if I decided to save for a cuisinart, I would use it and like it as well, but I sure would not likes it if after I saved for it, that' the income tax people' would want an audit, ot that I would get an unexpected fine or bill especially when they gave no advanced warning.
And I would like if I saved for something silly and I did not get unexpected expenses then.
The trouble is when after you get something you need and these unexpected fines or things go wrong, you are more likely to buy the junk. I
O
1 person likes this
@WakeUpKitty (8694)
• Netherlands
16 Apr 12
Inside or outside warning it's all the same. It's about the way you are raised. You should already learn as a little kid that you can not always get what you want. That you have to safe for what you really want and there is nothing wrong with that. This way you will also learn the value of something and if you get/buy it, it will make you even more happy.
If you really think that borrowing money, have big credits everywhere because you need to buy the next kind of luxury you don't really need, if you think it makes you happy you can't pay off, or you own something others like, there is a problem with the way you are raised but even more with you.
You should ask yourself why you can't feel any satisfaction, why you are greedy, why you want to own the whole world (and still don't feel happy), why the opinion of other people is so important to you (it's an illusion you will belong to the club if you own it).
Yes we all buy or take something in our lives we don't like, by advice of someone else but most people learn a lesson out of that. If you don't do so, you will always get into (big) trouble and it means you have to work on yourself.
Happiness has nothihg to do with buying a lot of stuff, it has to be inside.
The reason why people tell you not to buy something will be different and also depend on the person. Some people had bad experiences with buying stuff (lot's of debts or you never use it anymore after 1 week), others know you and want to safe you from big or needed payments, some envy you, to some buying new stuff is a waste of money, goods (why not second hand), etc.
2 people like this
@suspenseful (40192)
• Canada
16 Apr 12
I did save the money for it. After I downloaded the money for it, I did put the item on my credit card, but just to get the air miles and because well get a record of what I bought and then immediately transferred the money from my checking account to my credit card. Get it? Do I have to repeat it.
Good.
I did and am using it, The thing is that I have gone and bought stuff that is utterly wasteful and bad for me such as cookies, boxes of chocolates, some stupid as seen on Tv that I knew I idid not need, and did the bad things, the other bills, summons, or what ever come out after that? By the way, when I had my filling for my tooth to be crowned put in, bad things happened after that. So it seems the message given is A G can buy stupid wasteful stuff and it is all right, but if A G buys something she really needed and could use, then a knock will come to her door and she will get a summons, the water heater will break down, thereof will spring a leak, a nation will invade us t. And they things are all practically new so will not happened.
But there is always the stove even though it has a ceramic top, it was one of the first ones -- the front room Tv already went and it is around ten years old.
1 person likes this
@rewardsinlife (1132)
• United States
16 Apr 12
Ultimately everything we do in life is up to us, not others to tell us which way to go. That is what makes us unique, and helps us to learn from our mistakes as well.
If you go out and buy a watchamacallit, and then realize soon after that it was a terrible choice, you learn the lesson that you should be careful in your purchases and watch your money a little more. If someone always stopped you at the door and said you can't afford it, you may think yeah, I can't but then return the next day and buy it anyway.
We must learn from our mistakes, but there is sometimes a clause to help us out. On big item purchases(car, fitness equipments..etc.) there is usually a 'return warranty period'for buyer's remorse.( usually 1 week- about a month is given to return the item with little or no penalty.) Therefore, if you get in the hype of things, and think 2 days later you can't afford that new convertabile, you can return it to the dealer without any penatly to you.
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@suspenseful (40192)
• Canada
16 Apr 12
The thing it is it was not a time waster or something that I would never use. It was something I had planned to get and it was not a mistake, and this has happened before when not because someone else had it, but because I really needed and could use it, then something bad happened after I purchased and it got this thought.
Everyone else with my income and my experience in life can go and buy a ---- but A G cannot go and buy it. She is the only one in that tax bracket and that income bracket who must not ever ever ever get a -----.
And had things gone as planned, that is, if I had not gotten that summons right then, or been asked to go on that retreat and if they told me that they want the money ahead of time, I could have made plans. I could have said I wold like to go and cannot afford it, and I would have said to the summons guy, the thing happened in Janaury, why did you wait until I had the money to buy what I bought to bring the summons.
I figured that guilt was false guilt. The thing is that false guilt is the worse kind and made me decide that now I will go and buy things I really cannot use or do not need with no cumplulctiion. If those things had not come up, I would have decided to maybe not go and buy that DVD or go and buy that stupid ASseenonTv stuff. But now since I get in trouble financially by buying something I really needed and saved for, hmm maybe instead of getting the free apps, I will now pay for them, and maybe I should pay for my storage on the cloud or maybe buy AppleCar right away instead of waiting for a few months.
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