Do you want to make money everyday?

I am not sure about uinvest. In fact I am very skeptical about its validity. The site is from Ukraine but claims having real offices in USA and Canada. The site says that they do invest in REAL business like restaurants, factories, etc. Anyone can buy shares on any of their investment programs. They will post paper share certificates to all their investors and provide a monthly earning of 5-9% per share IF the investment starts making profit after deducting 10% as service fee. Anyway I look at it, I smell a rat. It is a HYIP that can tell you no earnings for you because your investment make no profit. Who will want to "invest" in a company that in all possibilities exists only virtually? I can do the same with a nice website. Whether they actually invested your money in real business you would not know. All the news and information are supplied by them - in other words, it is only their words. I hope our members who are eagerly wanting to earn online, do take a minute to think logically before you part with your hard-earned money. DON'T trust HYIP! There is NO such thing unless it is a SCAM!

i didnot get you,you are saying it will not make any profit from investment,first paypal donot accept any business easily second you will get a share from that company which you can sell anytime plus they have monthly earning from the share till the time they hold,so my advice for you donot invest.

first life itself is a risk,we are not sure when we go on road whether we meet a accident or not,what we do is take risk of our life to go for even office and check this url,may be it will give you more information hyip-blog-investment-monitor.com/category/uinvest/

I wonder is there such a thing as "legitimate HYIPs". Just how do they make enough profit to pay everyone? If they only pay those who come in early, then it is definitely a scam - why should anyone join a scam to make money? I think almost everyone of us want our investment to be safe - safe investment is always low in earnings - that is the rule of investment. So I really doubt those investment plans that promise guaranteed high yields. Too good to be true indeed.

If I see your statement right then we should all go out and cancel our NationWide investments program. I was securities agent for a lot of years and sold these HYIPs for NationWide and at no time was your money used to pay the new guy. NationWide , as one knows is a large securities investment program that has been selling these for over 50 years and it is still growing so how can you say ALL HYIP are scams?

I don't think there is any country that will take a PONZI scheme as legal. A PONZI is a HYIP that pays the initial small fishes the promised earnings to attract more and bigger fishes. The cheat will use the money paid from the later members as the profit payout for the earlier members. After they have caught enough whales and great white sharks, they will close the plan and vanish without a trace. I don't agree with the saying that "HYIP type programs can make you money if you get in early". Yes, if you get in early, you are the small fish and you will get paid. But you will be also a tool. Your "investment" is also used to pay other small fishes. The worst is that they may have a down-line scheme to attract you to introduce your friends and relatives to join. You will be enthusiastic to refer the people you are close with to join because you really believe that it is a good plan to earn money. When more people have been in it, Mr PONZI may decide that it is the time to run. When he is gone, when the site is offline forever, your downline will query you. They joined because they trusted you. And some of them they invested using the only savings that they had accumulated for 30 years. What to do now? [u] HIGH YIELD INVESTMENT PLANS are all SCAMS![/u] I think your earning online in free to do programs are safe but won't make much money. But that is reasonable as it is a trade-off - those free programs to earn online would be easy to do and usually need no skills.

Are you sure NationWide is a HYIP? Is this the site? http://www.nationwide.com/ I don't find anything that resembles a HYIP in the site. Since you are a agent, do you promise your account holders a high enough yield for their investments in, say, 3 months? How high is the actual yield last year? Anyway, bogus HYIP normally won't hire real agents to take in investments for obvious reasons. From what I see from the site, NationWide is a registered, proper investment/mutual fund/insurance company that exists in the real world with membership in FINRA. It is not a HYIP. I don't think NationWide can pay 3% per month for its account holders. More info about HYIP: http://en.wikipedia.org/wiki/High-yield_investment_program

Most HYIP has a minimum withdrawal, once you hit that minimum, one can request for instant withdrawal. However, beware to withdraw the exact minimum, if not by the end of it, one would end up short for their final withdrawal and it would be stuck. The moment we invest more, the site would turn scam. Paypal would block all accounts they suspect of involving in HYIPs, it applies for investors as well.

How do we know when is the right time to withdraw? Does the HYIP allow anyone to withdraw at will? I would think those scammers will think of a way to tie up the funds for a certain period, say, 3 months, and convert the earnings into shares or "positions" so that the money will remain in the system. As for PayPal usage, if I want to scam, I will open a few PayPal accounts to accept payments, then I transfer the monies to another account or cash out to a bank account. I am not sure if it is possible but it seems we all can do that with PayPal. Is taking the risk to join such HYIPs worthwhile, knowing that eventually they are going to scam? Isn't it akin to gambling? I wonder anyone will join such a plan if he is told that: "This plan is a scam. But if you come in early you will earn. If you are unlucky to come in late or stay too long, you will lose your money" I don't think anyone will join. But what is told is exactly what those HYIPs are.

that's my problem at that time. i'm not good in english.

To take it positively - we learned a lesson from our mistakes.

HYIP is only legit if they pay off as promised to ALL the investors before the plan stops. A few people getting paid is not legit especially if the later ones are all getting scammed. It is bad to lose money when it was used to supposedly make more money. We should all understand everything there is to know before we part with our money for these so-called investments, unless, of course, anyone doesn't mind to lose.

Better we should find out a good way to earn money: slow but stable. Any system such as HYIP, they just show us that it is a fast way to earn money but in fact we will lost money for it only.

Thanks for the advice. HYIP is definitely not nice. It is almost 99% sure that money will be lost if we join such plans. But we won't loose our time as they will make it very easy and simple for us to "invest" :)

They have to be clever to make people to believe. Who does not want to earn big returns on our investments? There are no laws in internet to govern the money taking business. Just a website that we can see. When the website is offline forever, there goes without a trace.

Actually I would rate gambling higher in my list of preference than those HYIP that scams. Gambling is bad but you still have a chance to win, a visible chance, in the case of a casino. But in those HYIPs, you don't stand a chance. So, you are right. HYIP is not safe.

Hello friend, You are right my friend. I also agree with you about the matter. It is not a safe place to invest your money. Have a nice day.

Yes, those HYIP is out to scam as there is no way any investment plans can earn that much to afford such ridiculous payouts that they promised. She works hard for the money, yeah, she did. I like that song. Sadly she just passed away in May 17, 2012. May her soul rest in peace.

I am sorry to know what happened to your neighbor. That is the worst consequence that those scammers can bring upon their victims. I really hope all of us can be careful with our money and try to understand any investment plans we want to join.

well you got me. i really can't rely on just earning online. it's too slow and sooo little.

HYIP to me is a scam from the word launch. There could never be any high return investment plans without having the same level of risk involved. So any plan that tells you that they could pay high returns without the risk to lose your investment is a sure scam because no one can do that - if anyone can do that, they have already got rich without needing your investment now.

Yes agree,it i better to not scam, still to be happy for low earning.And there are many scams and true that's always to be careful.

Actually it is the greed that sometimes makes us to not use our brain to think. There are no free lunches. There are no big frogs jumping around on the streets.

To earn is to make money. If we want to earn but we ended up losing money of our own, isn't it bad? It is a dangerous world. A lot of scams are planned to cheat. Just be careful when we are looking for ways to earn. Better to earn slow and small than getting scammed for wanting big and quick returns.

How to invest in PayPal or AlertPay? They are just online payment processors. Care to explain more?

You are right. It is the reason I am putting up this discussion to try to see the responses. I can't understand why we can "invest" our hard-earned money with some one whose words are just sweet promises. We just have to think about it in a logical way, we will know that it is just not workable. But some people will just take the risk unknowingly, thinking that it is safe. If only this discussion will make some people take a few minutes to think before they make a decision, it has served its purpose.

If we don't ever invest money online, we don't really need to be cautious on that, right? :) Yes, it is true that a lot of sites are out to scam. We really have to be careful with our data, our money and also our time.

I have doubts that there are sites provides HYIP with a genuine intention. Because it is just impossible to sustain paying such high rates as promised. Even if the monies we invested are used to trade in FOREX, options or anything else, it is still not right as the HYIP investors expect quick returns in as short as 3 months. We all know that FOREX is the most volatile finance market. It is unpredictable and very speculative. No one can guarantee that there will always be profit. How can anyone promise something that he is not sure that he will get? It is irresponsible and in fact, it is cheating. If they want to be truthful, at least they can tell the investors, "look, if I win, I will pay 10% to the amount you invested, if I lose, too bad". This is called Risk Disclosure. Let the investors know and invest at their peril. But instead, the investors are promised to be paid. But I don't think the HYIPs use the monies they collected to invest. They are out to scam.

Thanks for the advice. Earning online should be, like you said, in those sites that we can really trust. But we also need to think to make sense of what an earning plan promises if we are needed to pay money from our pocket to join. A 10% return on investment in 3 months is surely too good to be true. Yes, it is false.

Sorry. What I mean by "free member" is member without referrals. I should take the "free" out. Anyway it is a HYIP so obviously you will need to invest to join as the minimum stated is USD10. I agree with you that there really are no free lunches on internet but some people still try to buy an USD10K asset with just an USD10 investment.