Will you save for the future?

Nobody wants to be told what to do. That is human nature. One only seeks advise when one is in trouble. I know your intentions are right, but how close are you truly with this girl? Could you grab her and just tell her that she's doing something wrong (type of a friend)? If not, I think the approach was a little bit hasty. I work as a financial services marketing person. We teach or share to people the effects of wrong saving/not saving, and saving without knowing about what your savings is about. Therefore, I am well-trained on how to approach people about money. Obviously, your friend has a lot of issues. She wants attention that's why she's posting those things online. Perhaps she lacks something that's why she wants the praise people say or give her likes (in FB). You never counter people with what they think makes them happy. You never tell them that what they're doing is wrong directly. You could have tried asking more and letting her boast more. Then she'd soon see that she's boasting for the wrong reasons by herself and not coming from you directly. I could remember how my aunts and my cousin. It's quite different in story but the same in context with your situation. You see, my aunts are quite conservative and since the cousin lives with the aunts, they're sort of 'watching out for her'. Anyhow, my cousin turned 16 and started flirting with a lot of guys, wearing skimpy clothes and such so the aunts started scolding her about her outfit and 'ways' stating that she looked like a wh*re. The girl cried her eyes out with the mom and the dad and told them about it. Instead of thanking the aunts because they're looking out for their daughter, they grew angry and a huge fight came between them. Just because the intention was clear but the expression was wrong. I know you are concerned about the daughter but there are many ways on how to help her think about the daughter. You could try asking her where the daughter goes to school or where the daughter is going for college. Then praise her with her 'plans' then perhaps you could tell her that there's this savings something with a bank in your place that only the 'rich' could save in, perhaps that would make her grow crazy and just save. hehehe.. or brag about her savings more if you tell her that you are saving and your money is growing this and that.. You know how jealous and envious people can get. Have a great MyLot experience ahead!

I think that she was offended by it, but maybe because she herself knows she needs to save for the future. Especially here in the USA, if she intends to stay and draw from social security etc, well it's just not promised. She should save for the "ifs" that's for sure.

friends, not matter how much they mean to us change. There are times when we just need to let them be, atleast you were able to say what you need and then let her do what she wants, it is her life still... let us just pray she wont regret it.

Yes, even though the future is still far, it will come and we might have problems, so i have cash for emergencies..I put cash in the bank too although the interest is very low, at least it is safe and i am not tempted to spend it all.

All should save for future and keep that in the form of fixed deposits, one can break them when needed, i worked as professor for 44 years, have saved enough, i have built houses, still i have too much in bank lol. I will not angry at all if some one advises. One thing why should one post this in facebook? Professor

Yeah there is a balance that we want to achieve. We need to save in a reasonable way and enjoy some spending as well. She is right about wanting to enjoy the money she has. Because tomorrow is not promised to us so we don't want to be overly tight with all the money that we have. But I'm sorry to hear that she got so offended. Obviously she doesn't want advice from friends. You were just trying to be helpful.

I probably would not be angry at friendly advice. I hope she gets over her bad feelings and acts like a grown up. It sounds as if she is really enjoying bragging.

I see so many people who spend money without care of being in debt. My husband and I have two daughters, one in high school and the other just finished her first year of college. She would not have been able to go to college if we had not put money in an education savings plan. We cannot pay for her second year. She is going to have to work for it this summer. We have always saved for the future but now, at almost 50, I have decided it is time to spend on myself. But my children were my first priority and always have been. It has been difficult to save because I have been ill since the birth of my second daughter. We probably could have saved better if we didn't splurge here and there. I like my books and my husband likes his golf. We've only made it because of the help of my parents. My father passed away 6 years ago and my mother is slowly passing out inheritance money. It is unfortunate that your friend treated you that way. She sounds young and naive. But we do have to enjoy the journey that we live and not spend our lives miserable and struggling. The best way is to do good and you will be blessed back. Spend on yourself and help others as well. So you're not being totally selfish. But we do have to put our children first. Why have them if you are not going to take care of them and teach them by example?

Some people adopt a new attitude when their lives change. I think that is what happened to your friend. She misunderstood your advice as meddling, one trait which a lot of people do not like. But I think her anger does not match the situation. You only wanted to be a good friend and you got cursed instead. That is not good either.

Everyone has his or her own way of life. But being friends we can give them some practical advice. it's up to them to take it or not. As for saving for the future, I think , Although one shouldn't be a slave of money ,one should set some money aside for the future.

I understand your good intention and it is sad that your friend was not able to realized that. I agree with you about saving money for the future. Life is hard these days no matter where you are located. And even if earning a money is easy for some, it is not always like that because everything can change in a blink of an eye. I suggest that you just shrugged this thing off. After all, you did your part in reminding your friend because you are concern.

That is so bad for her using bad words and the same time unable to understand what a friend is saying. I would hear my friends suggestion most times as she knew me better. Also she would do. In friendship we have to take everything in good sense which wont hurt the other and the relationship too.

I just think she is bragging. No i wouldst get angry, i wouldst waste my time and emotions for someone who would ignore my advise. let her be. Someday she would learn that what you are saying is correct. and not to mention the joy of saying i told you so,when she comes running to you for help.

If I would received a nice advice, of course I will not be angry. I would rather think that my friend was concern on me. And she should really save some money for her daughter and not just think of herself. She cannot always tell that she would have money for everything since nothing is definite.

That is just rude- you were just trying to help and she interpreted it differently.. Just let her be, someday she'll realize money is just temporary.. it is nice to live for the present but she should also think about her child.. All the prices are going up these days, when her kids starts school, the tuition would be really high.. me, i save if I can, so i can continue school.