investing stocks: a first timer

I am just waiting to saves up on my paypal funds and will surely join Bo Sanchez Truly Rich Club in which he guides every member on how to invest in stocks, like the way he guides his maids investing on stocks

I am also planning to invest in stocks but I don't know anything about it or how it works. I've heard that many people who get rich are really investing in stocks. I know that this is not always about gaining money. There are times that you will also lose some investment.

I also wanted to invest in the stock market especially when I read the pdf free ebook of Bo Sanchez "My Maid Invested in the Stock Market...And Why You Should Too!" He stated there that those who lost their money in the stock market were those who traded in it, but if you invest it is a different ballgame. He talked about a company in the Philippines called Citiseconline where in you can invest as low as 5,000 pesos, and the various tips to invest there. It is not a quick rich talk but a long term plan. I will invest there once I accumulated the 5,000 pesos minimum investment; I also invested on mutual funds. why not try it there since mutual funds are managed by people who knows the stock market.

Hi tess! I have an officemate who is into stocks. When she was just a starter, she failed to manage it because she doesnt really have enough time to review the stocks rise and fall; hence it has been a poor investment on her part. However so, since she believed in financial promises of stocks, she gave it a go but this time she hired a broker. If you dont know much about stocks, i would recommend that you do hire an honest broker. Good luck!

I also wanted to invest somehow cause I wanted to retire early. :) I once listen to Bo Sanchez on TV and also got motivated but the problem is I also dont know how. Some of my friends put their money on mutual funds offered by different banks and insurance companies. Im saving for that one. You can also try that method since it will just require even a small amount of money. Tell me also if you found some good investments. goodluck! :)

I don't know anything about stock marketing and investment in stocks. Even i don't have an idea, How to get profit from it. Somebody saying that it's just similar to gambling

I'm in the U. S. and so I don't know how easy or hard it is to invest in your country. At your age you can take more risks especially if you have a secure job or source of income. Having said that I would still go for a mixture of risk and a little safer type of investments. Even at my age I still do that. I own many stocks(too many actually) and some bonds but only a few of them are really my major ones that I keep good track of. Just for some examples: I currently have some mortgage REITS that pay a very high dividend(15% to 20%) which I consider to be my risky investments and some stocks that pay a lower dividend 4% to about 5.5% that are safer and are my long term base of my investing. These safer ones are things like AT&T, Inc. in the U. S. which pays about 5.5% and that I reinvest the dividend in so that it keeps growing.

There are few basic and essential points to be noted is that: 1. Don't go for a high value trade at risk. 2. If your total income is 100, you should not invest morethan 25% at a time. Because if you gain, you will get a better deal, where as if some losses, it should not pinch you! 3. Before going for it, get a better awareness and understanding. If possible, do trading with long term, reputed companies, etc. 4. Start with minimal amounts and learn properly. 5. There is NO guarantee that you will placed 'gains' at all times. 6. Be careful and any setback or stock crashes should not affect you. 7. Always remember the investment ratio should be within your limits. Best of luck

There are actually good companies who handles structured savings programs. that way, your money will be included in the pool of funds. let's say you have Php50,000.00 extra money on hand.. if you're going to invest it on stocks, you'll have a limited opportunities for the following reasons: very small fund and you have very limited expertise in stocks investment. however, if you'll invest it in the companies that will manage your fund, you'll gain 2 advantages: 1) your money will be included in the pool of funds. a Php 1Billion fund can have very good benefits when investing vs Php50,000.00. 2) your funds will be managed by experts. this will not only save you time to monitor your investments.. but this will also give you higher returns and lower risks :)

I'm like you that is planning to invest our hard earned money. I believe, that you need to start from the smallest investment for you to know the technicalities of going into investing and eventually appreciate its returns. I'm currently reading a book authored by a local financial expert, the book has this simplified ways on how to invest wisely. The most catchy thing that I want to share is that - almost all investments that does not relate to any of this bank accounts - like savings, checking, time deposits and the like are not insured by our local depositors insurance commission. So, in case of a down trend in the stock market or our stocks does not constantly perform well, we may lose our money that fast and the worse is that we may not recover the amount we put into it. The higher the returns, the higher the risks. Sounds exciting. One factor to consider also here is the current inflation rate. Our investment expected rate of return should be higher than the the inflation rate. For us to earn. Sounds too technical but I believe that in everything we aspire for, we need to put our heart into it. Good luck.