the lil things

I have a wishlist on Amazon. Several of my sites don't pay cash but they do offer Amazon. On these sites specifically I use the Amazon codes. I know how you feel about the small things and the large things. I have felt like that for several years now. We are starting to be stronger financially and I am hoping that we are finally starting to see the light at the end of the tunnel. One of the methods that I have used to cope with that blah depressed feeling of never getting what I want is to set up accounts for the things we want. For instance, we want a new living room suite. We really need a new living room suite but we cannot afford it at the moment. I have started a living room suite fund. I put my spare change in it and just add to it when I can. It gives me a feeling of accomplishment. I might not manage to get it this year but I am still trying. If there is something major you think you need to save for try putting a little bit back for it each time you get money.

If the storms damage the roof or the gutters it can be a blessing in disguise because then you can file an insurance claim. Of course I never have, and you need the deductible to pay along with it. I do the same thing with the Amazon cards and the PayPal account. I buy things I will not go get in the store. I also buy vitamins for us and special toiletries. I downloaded an accompaniment CD for music I was going to sing at Easter, and things like that that I never go to the store for.

I do the same thing. I usually try to save Amazon GCs for Christmas, but find myself wanting this or that because I know the money is there. I do use it for some basics that are hard to find here, like loose leaf tea and a certain denture cream. I figure that if I buy it with the GCs it saves "real" money for something else. I want (need, in case of another electric outage) a gas fireplace so bad and that's what I started out saving for this year, but it's not going to happen unless I quit buying anything else, then it will probably be another year.

yup, i know what you mean. i often look at ebay and wish for stuff. i use my mylot earnings for stuff on ebay for myself (i love jewelry) and for Christmas gifts because i cannot afford to shop at the mall. we live in a condo, so fortunately, that stuff is taken care of but i need a lot of meds which we have to pay for plus the inside of our house needs fixing (we had a major water leak from our bathroom to our kitchen) plus we need a new van, etc, etc.

Maybe instead of getting gift cards, opt for paypal or cheques. keep this money bit by bit, or even start an account and save it. it all adds up. I have been married 24 years with not a penny savings. A few years ago, i opened another savings account online in which I deposited $100 every cheque (which is twice/month). We now have over $4000 for our retirement. Without opening this account and being adamant about that $100...we still would not have a penny saved. Just my opinion to think about.