Willing to pay Not to see a doctor!
@sarahruthbeth22 (43143)
United States
June 28, 2012 11:00am CST
Over here in the U.S. the Supreme Court Upheld the Healthcare law. so now I either get healthcare or pay a fine. I opt for paying the fine! It is cheaper than the insurance.I don't trust doctors I will not see them. So unless they give me this insurance for free And I can Still Not see this doctor I rather just save up for the fine. your thoughts.
4 people like this
15 responses
@ram_cv (16513)
• India
28 Jun 12
I was seeing the whole debate pan out and it was really interesting irony. All through President Obama has said that Obamacare is not about increasing taxes. But today, Supreme Court upheld his Healthcare law because it does not consider the levy as a penalty but a tax. That means his proposal has been upheld by Supreme court for the very reason which Obama says he does not want to do!!
Cheers!
Ram
@sarahruthbeth22 (43143)
• United States
28 Jun 12
Hi Mate! We are talking about something other than Football! Yes In fact I feel better about it as a new tax. I figured out that all this means to me is I will get less money back from my tax return.
2 people like this
@coffeebreak (17798)
• United States
29 Jun 12
But it isn't a tax. It is a fine a penalty. They are just going to make you pay the fine through your taxes on your 1040's...when you file your taxes every year. It will be 1% of your gross income. There will be a space on the 1040 to either prove you paid for insurance or put in the 1% figure fine. If you are getting a refund, they will deduct your 1% fine from your refund. If you owe, they will add the 1% fine to what you owe. If you break even, they will add the 1% fine to make you owe. That's the loop hole no one is talking about.
2 people like this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
Coffee, that is what I call a tax! It is money you earn that the government wants back. And if that is what to happen, I'm in the clear. I don't make enough to pay taxes! And 1% of money I never get to see it ok by me. It will hurt them more. that 1% is money I can't buy things with . Or pay for education or invest. so the government can extort all the money they want, it will hurt them in the end!
1 person likes this
@rogue13xmen13 (14403)
• United States
28 Jun 12
Actually, paying the fine is not cheaper than getting insurance. It can be more expensive, on top of the fact that you will still have to pay any and all medical bills. For someone like me, who has a pre-existing health condition, I have to have the insurance, and I would much rather pay that, then pay the fine plus the medical bills.
@sarahruthbeth22 (43143)
• United States
29 Jun 12
95.00 a year isn't cheaper than 30 dollars a month. And who says I'm paying Any medical bills! Unlike you , I don't trust doctors. I know once I walk into a hospital, I won't walk out. So unless the government finds a way to bill me from the afterlife , There will be no medical bills. This bill was meant for you , not me. my 95.00 will help you , not me. I hope my 95.00 goes to a wanted and needed abortion!That way it is a good tax. And that is what it is , a tax.
@sarahruthbeth22 (43143)
• United States
29 Jun 12
You are not alone. If I paid taxes I will be paying Not to see a doctor. G-d knows what the 1% of my income will actually go for. It won't be abortions , maybe viagra for the Senate!
@coffeebreak (17798)
• United States
29 Jun 12
WHy don't they do something about women not getting pregnant instead of telling them "you can do it anytime you want and if you get pregnant, just come on over and the tax payers will pay for you to have an abortion." It just gives people an outlet to not be responsible. And then, next time they do want to get pregnant they can't cause of a botched abortion and they sue the doctor and that raises medical prices which raises them for those of us who do pay for health insurance. So tax funded abortions are what cause healthy care to be so expensive. Why should I have to foot the bill for women to have s*ex all the time?
1 person likes this
@smacksman (6053)
•
29 Jun 12
You may not trust doctors but they do a lot of good for others and yes, they do make mistakes on occasions. But you would find it hard to travel unless you put your trust in a bus or train driver or a pilot and they occasionally make mistakes and kill people.
If you have hospitals somehow you have to pay for them. As very few people are lucky enough never to set foot in one, isn't it better that everybody shares the cost?
@sarahruthbeth22 (43143)
• United States
29 Jun 12
Yes I agree. That is where it is a tax, Not a penalty. I will be taxed for not having insurance. I'm fine with that. Others will be coerced into paying for insurance they Never wanted. They may Never use. I agree that they should just report that there will be a new tax to help pay for healthcare Than call it a new healthcare plan. But then again I want liars to finally tell the truth. I know better than that. I just want to see how Big Brother will their money from the poor! Or will this backfire, the uninmsured Won't even go to the emergency room! It could Really backfire!
@smacksman (6053)
•
29 Jun 12
Don't hold your breath waiting for a politician to tell the truth! haha
2 people like this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
They can't. The lasy one that had the b@lls to tell the truth was Kennedy. And you know what They did to him! Clinton spoke the truth about his policy ideas on the campaign trail and I feared for his life! It is very unhealthy to tell the truth in a public setting.
1 person likes this
@adforme (2114)
•
29 Jun 12
Good day sarah. Now let's think about this. Healthcare is necessary, not trivial. Before we think about ways to be penalized, let's focus on how to get coverage. I do not try to make the doctor's office a revolving door either, but accidents happen, conditions occur. We don't even know if the new healthcare law will even stay on or be repealed. If you are working right now, see what you can cut out of your budget and/or could save money on. Remember, if you have a family you must consider this for them, if you are single, consider it for yourself for your own good. Shop around, look at your options and be educated not fearful. Good luck looking for a solution while you have time and take care.
2 people like this
@asyria51 (2861)
• United States
29 Jun 12
currently the new law does not really effect me. My family already has health care coverage. The only little things that seem to effect me seem to do so to the positive. Now my obgyn yearly visit is considered preventative so I do not have to pay the $20 copay.
as for the rest of it, since it did not appear to directly effect me, I did not pay a ton of attention to it.
2 people like this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
Wonderful! I'm happy for you. I hope my 1% will actually help. they tell me if you don't sign up for insurance you will be taxed 1% of your income.
1 person likes this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
It is another tax. either you get healthcare or you will have the government withhold 95 dollars the first year , 325 dollars the second year, 695 dollars the third year. Me? I never pay That much taxes so I don;t see how they will get their money. I honestly thought I was going to jail but They are not doing that!So I'm fine! But there are going to be families that will lose a whole lot of money. See the president actually thinks All Americans will hurry up and get insurance. Wrong! So many families will just be poorer.
1 person likes this
@cher913 (25782)
• Canada
19 Jul 12
that is just nuts. here in Ontario, where i am, we have social medicine and really, its not a bad thing and i suppose if you didn't have it, you would have to pay but going to see the doctor with an OHIP card (Ontario Health Insurance Program) does have its down sides. you have to wait longer and the wait times to see specialists are ridiculous.
1 person likes this
@sarahruthbeth22 (43143)
• United States
19 Jul 12
This is America. It there isn';t a way to make money, we won't do it!
@JJ4Ever (4693)
• United States
28 Jun 12
I don't like how this new legislation was set up either. I pay an arm and a leg for health insurance coverage for my husband and me, but that's because it is through my employer. If I were working part time or not working, I wouldn't bother paying for health insurance because it'd be too expensive! So this law doesn't directly affect me yet, but I'm sure in some ways it will eventually! I agree with Ram's statement above. Rather than a "fine" or "penalty," they are calling it "tax." I read an article online after seeing this discussion to educate myself a bit more on the new legislation.
The question in my mind was, "How much?" How painful with these "taxes" be? According to the article, "For individuals who choose to not comply with the individual insurance mandate, Congress deliberately chose to make the penalty fairly weak: only $95 for 2014; $325 for 2015; and $695 in 2016."
http://nbcpolitics.msnbc.msn.com/_news/2012/06/28/12457822-supreme-court-upholds-health-care-law?lite
I don't think these charges are weak at all! Yes, as you said, they are considerably less than actually paying for medical coverage, but having to pay something either way is ridiculous! Passing this bill will not make America a more healthy place either. However, I'm inclined to think that for Obama, health wasn't the main concern here. It's always about the money, which is why a new tax was introduced. I don't know that he really cares about the health care U.S. citizens are receiving.
@sarahruthbeth22 (43143)
• United States
29 Jun 12
I think he cares but he doesn't know the American people. Most will see this as a tax. Yet more of their money going to the government. Me? I refuse to pay for a doctor I will Never see.Thanks for the article. At first I was going to thrown in jail for not having insurance. But they can't do that! They can't even get my State to even go along with all of this. Besides It is a " tax" I don't have to pay, I make far too little. I really thought I had until 2014 to hurry up and die!Now I see that everything will remain trhe same for me! If I ever make enough , then the govern,ent will keep the 95, 325, 695, 1000, whatever!
1 person likes this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
and Bush would have dne anything different? Bush Never went to New Orleans during Katrina! What is the difference. There has been a disconnect since 1963, November 23rd , 1963. That is whren the great divide started. Now many Americans don't follow politics and never will. So bad mouthing the current president Doesn't matter. Nothing is going to change.
1 person likes this
@coffeebreak (17798)
• United States
29 Jun 12
Obama don't care about this country or the people in it. I firmly believe he only wanted to be president for the fun and games (how many golf games has he played now? over 100 I believe) and while the country is falling apart..he is golfing or chummin' it up with celebrities. Colorado is literally burning to the ground..and he was at 9 fund raisers this week...oh but wait..he'll bless them with his presence today and say how horrible it is and be back in DC for the golf time on Saturday!
1 person likes this
@TheCatLady (4691)
• Israel
3 Nov 12
It's not fair. Even worse for expats. 1)I live abroad. 2)I have full health coverage in my country. 3)I buy travel medical insurance when I go to America.
Obummer wants me to either get American coverage which I obviously don't need and most likely won't ever use or pay a fine. If I pay the expat fine, I still can't use the services in America should I get sick on my visits ever 5 years or so.
I'm not going to pay the fine. They can't lock me up or maybe they can, but I'm not paying.
@sarahruthbeth22 (43143)
• United States
3 Nov 12
Since you didn't break any law in your country I do not think Obama's people would want an international incident by arresting you. And there are many over here that will not pay the fine either . Why? The way I was told , the fine comes off your refund of taxes. Well many do not pay taxes because they are too poor to pay taxes.
@marguicha (223077)
• Chile
28 Jun 12
I don´t understand much health care in the US, but I gather it´s bad for not so wealthy people (and I have heard also that it is very expensive for the wealthy too). So it seems that one of the richest countries in the world cannot give its citizens appropiate health care unless it´s paid in some way or the other. What happens there with the people who are very poor? Because that, too, is a reality there.
1 person likes this
@sarahruthbeth22 (43143)
• United States
29 Jun 12
The President said there are programs to " Help" them pay. Does that mean it is free for the poor? Not to me is doesn't. I will love to see how the IRS will get the 95 dollars from a poor person.That is the penalty for not having insurance the first year. Then it goes to 325 and then 695. It could be 100,000, they can't pay it!
@sarahruthbeth22 (43143)
• United States
29 Jun 12
They are now. It wasn't always this way. Between The Baby Boomers becoming older and their kids not getting the high paying jobs to pay more taxes and with us trying to fight two wars at once , there is less money. Less programs for the poor.
@marguicha (223077)
• Chile
29 Jun 12
I had heard about health in the US and how bad it was but I never thought it was that bad. It seems that poor people there are worse than poor people in some underdevelopped countries
1 person likes this
@inertia4 (27960)
• United States
7 Jul 12
I need healthcare unfortunately. I do have some conditions like diabetes that need to be treated. I also do not believe in paying for medical coverage. I never believed I had to pay for medical coverage. But america is like the only country in the world where health costs are extremely high. America should adopt Canada's healthcare system. Then it would be free.
1 person likes this
@sarahruthbeth22 (43143)
• United States
8 Jul 12
They don't want to do that! To many that would make us a socialist country. they want it to remain the way it is.others Want All of us covered. But to try to strong arm people to pay for something they can't afford won't work. There are many who can't get covered But won't get penalized because they don't pay taxes!So then what?
1 person likes this
@sarahruthbeth22 (43143)
• United States
21 Jul 12
Maybe because I have been living 8 miles away from DC since I was 8 that I'm cynical.I believe in the America way, but that has Nothing to do with healthcare. It has nothing to do with the government. It has to do with our birthright to oppose any bullsh!t! and to live as we choose. This part of the dream is still alive abs well. Why? No Congress can vote it away. No president can veto it! We are born with it. and our distant cousins who were born elsewhere who come over acquire it. I do believe the government can try to force Americans to do things but if they don't want to , they won't do it. I hope you believe in T and your life together and the kids. And I hope you can believe I care about you too.
1 person likes this
@inertia4 (27960)
• United States
21 Jul 12
I will tell you then what. Lear from the Canadians. They actually have the best healthcare system in the world. I saw a show where this guy wrote a book about this. He said they took a study of all the healthcare systems around the world, and they said that there was this country, I don't remember the name, they were looking to restructure and create a new healthcare system. The one thing they did learn from america was how NOT to do it. After studying all the healthcare systems, they found that Canada has the best and most effective system around. So we need to learn from others on how to make things work. But unfortunately there is a greed factor here in this country. They do not care about the little people. Only the rich. I am not saying there should be no rich people, I am saying when it comes to healthcare I believe everyone should have full coverage no matter rich or poor. It is a shame that only the rich people could afford the best doctors and care. And us people, the regular people have to worry about getting sick and winding up in the hospital. I have a problem now with my tooth and I am not going to the doctor until my new coverage kicks in. In the meantime I suffer. And the coverage does not cover all dental. So I know I will have to pay a good penny, money I just don't have. But it needs to be taken care of. I am giving up on america. I no longer believe in the american way. There is nothing to believe in anymore. It just seems empty to me.
1 person likes this
@changjiangzhibin89 (16761)
• China
4 Jul 12
Willing to pay not to see a doctor I see no reason why you must pay a fine if you don't have health insurance .Here If somebody doesn't have health insurance,he won't get partial reimbursement of medical expenses at worst.However nearly everyone has it, because it is very low.
1 person likes this
@sarahruthbeth22 (43143)
• United States
4 Jul 12
Over here many don't have any insurance because it costs too much. The law is suppose to help us who can't afford health insurance get it. But I don't trust them/ Help pay does not mean it will ve free. In the lobg run, it maybe cheaper Not to be insured.
@sarahruthbeth22 (43143)
• United States
5 Jul 12
That is what has happened. Most don't have insurance . So when they are ill , they go to the emergency room and get care that way. But then it is the people who are insured that pay for those who are not insured. The government wants people who can afford insurance to get it. But what they don't know or thought about it , is there are many people like me, I can't afford insurance , period. They keep saying the will help pay for it but I do not believe them. For many it is either eat Or pay for insurance!
@changjiangzhibin89 (16761)
• China
4 Jul 12
Medical insurance is no more than something providing against a rainy day.However if it costs too much,it will scare away possible people who want to have it.What if most people don't have it?
1 person likes this
@sarahruthbeth22 (43143)
• United States
6 Jul 12
Agreed! If you are a citizen, then you should have automatic, free health insurance.
@thistangent (35)
• United States
26 Oct 12
I don't trust doctors either, but I recognize them as valuable additions to society none the less. Honestly, in the medical field there is a saying that goes something like this : Trust your nurses, for they are the ones that keep the doctors(/surgeons) from killing you.
Many cities have a nurses hotline of some sort that you can call and get quick medical advice. If it's an emergency, go straight to an emergency room, but if it's a nonemergency and you really don't want to go see a doctor, then a nurses hotline is your next best bet.
I have worked in hospitals a while now. I don't trust (most) doctors, but I have yet to meet a nurse that I didn't trust.
@sarahruthbeth22 (43143)
• United States
26 Oct 12
Thanks for the advice. come to think of it, the nurses were nicer than the doctors!
@thistangent (35)
• United States
26 Oct 12
Lol, yep. Nurses are trained and hired to work with patients, make them more comfortable, etc. Doctors are trained to work with tissues, bones, diseases, etc... and they often spend their late teens and early adulthood only studying, in class, or sleeping instead of learning to socialize like the majority of people in that age group.
1 person likes this
@JenInTN (27514)
• United States
1 Jul 12
I am not sure what the fine will be but I know there are a lot of people that are not happy with this. I am anxious to see how they intend on insuring people in these days and times when jobs are limited. They will have to allow the elderly and the poor insurance now. I have seen so many needy people denied here benefits that they needed.
1 person likes this