Money and Relationships

we have our own separate account and then we have one joint account. I needed it, and it is easier to transfer money from one account to the other that way.

I know in some relationships the wife controls all the money. The couple will have joint savings and checking! It doesn't make sense when one is in control of the money wether if it bills and anything else! Some guys don't mind this but some guys regret it! I know one friend who does! He hates it and sometimes his wife buys things without talking to him first! That is not how a relationship and money should be handled! I believe couples should share paying the bills and both should know what is going on. I have heard so many times of a spouse letting the other spouse take control of the money and don't even know where all the money is going! Then a divorce happens are something else and the other spouse finds out the big finance mess the other spouse got them into! I think before people get married or are even living together should work out their finances before they do anything else!

During my first marriage my ex and I had a joint bank account. That got me in big trouble when he took off and left me holding the bag. So the second time around we have maintained separate bank accounts. However, I do not have a job and therefore no income so we should probably have a joint account. My husband got a line of credit because he was always living in the overdraft. Then he wanted to extend the line of credit which meant using the house as collateral. Because of that, my name is on the line of credit for which we have a cheque book. I should close my own account except for the automatic deposit of my Child Tax Credit. Maybe when that ends (my youngest will be 16 this year) I will close the account and join with his... if he lets me.

we have always had a joint account and never had a problem .We are both careful with money and only take money when we need to,All the bills go by direct debit on certain days of the month.No problem at all.Not everyone is like us,some of my friends do have seperate bank accounts no problem whatever suits you

of course i do prefer separate bank accounts since no one can see my transactions and the integrity will be finally maintained,that is the best way i feel

Once you become a committed couple, it is important to work together to come up with general spending rules or limits. Couples can pick from a number of possibilities.

With my first marriage we had a joint account. I was also married to the military. Unfortunately even with my husband going overseas and on deployments he would always drain the bank accounts by taking advance pays. We lived on post... I am sure you are familiar with this. No rent, no electric, water or garbage bills. We were always so broke that I had to go on Food stamps and eventually me and the kids had to move in with my parents because we did not have money to put fuel in the car to even go get groceries. Most of my neighbors were not very helpful either. I was at a loss. I had to actually borrow a stamp from my neighbor to mail a letter to my Mama telling her how desperate we were and how we needed to come stay with them. Since that time I have NEVER shared an account with anyone. My current husband has a separate account from me and even though I have a card for his account he does not have one for mine. I don't make much money but what I do make I keep tabs on it myself. With his money I take x amount out for what we need and pay the bills. I doubt very seriously if I will ever have a joint account again.

My late husband was not the best with finances. We had a joint bank account together and it was quite a chllenge to keep it under control.Money does have its way of creeping into our relarionships snd turning them upseide down. It may be fine to have a joint account with your spouse but i have had morefinancial happiness when I do it on my own.

I prefer personal accounts. It is okay to share bills. However, sharing bank accounts is not good for me at all. I just dont like people mess with my bank account even though he is my own partner. I just want full control of my own earnings. :)

I think if you are in love with each other and you trust your partner, you should have a joint account as both contribute to the bills. However, you must have very good communication and compromise between yourselves how the money should be spent so that you will not end up having conflicts about finance issues.

I am married for almost 7 years now we have a joint bank account and we have each other different account for our own savings, so far we dont ahve any problem aboout it. My husband is a very good in handling our finances so I just let him to do it for me and just asked for our weekly food budget. He paid all the bills and I just do the marketing. Good thing we both working and my salary is for my own use only and we only use his salary for everything we need.

I perfer our own accounts as I'm rather cheap and like to save. I'm very paranoid and a_nal with my money. Every guy I've dated well irresponsible and just couldn't just hand my money over. Usually I suggest splitting the bills down the middle and you pay your share most guys I've dated just want to be in control and well that's usually why our relationships don't work. I'm very independent and control of myself no man can get in the middle of that or they are gone.

Suebee I'm like you I've been in both. My 1st relationship we had a joint account but that was the wrong thing to do. He went through the money like it was water he wiped the account out. So this time we have a joint account for the bills but we still have our own accounts. I like it that way.

Actually, you can pick and choose which things that you want to share as a couple and which things not to share. I think you must be handling money as a team, something like that. Beside that, handling money is extremely important in a marriage. And just like everything else important in a marriage, communication is key to keeping your money handling healthy. Communication will make a good "bridge" to smooth one bank account life. And last, On the other side, it should be simpler because you are dealing with less bank accounts. In example when dinner, you can just say, "let we pay this", and not "let me pay this".

In my previous relationship my partner and I had separate bank accounts. Every month I trasfered part of my salary to his bank account and then he paid the rent and bills out of the money that he got from me and his own salary. That worked pretty well. Every month there was some money left in my account and in his account and each of us were able to spend that money in any way that we chose. My husband I have 3 bank accounts. I have a personal bank acoount, he has a personal bank account and we have one joint back account. Every month we both transfer most of our salaries to the joint back account and most of that money is spent on the mortgage and the bills. Sometimes my husband spends the money from the joint account on things than we didn't agree about, and I try to save as much money as possible.

Hi friend, i have one join account with my wife, she is not a spender, so i don't worry about having a joint account with her. Having separate bank account is good for both of you. We also have separate bank accounts as well as one joint account

Hi Suebee, I'm married and our money are in one bank account! My husband spends more than me, but when we need to make more cost always solve together... I always have some money for me personally, for coffee, for somethink for a child when we are out, my husband does not control this money.

I like to keep money out of my relationship by keeping my money separate from his, unless we agree to buy something together, but never a joint account. I think this would avoid conflict in the future.

money and relationship, when you are husband and wife or married couple the root of your augrement is about money, bec. your husband earning is not enough for the whole family, and there is sometimes other woman. so the budget is getting smaller. but some relationship is not always fright for money, they just talk about it and go to a goal or pak about money. and sometime money is the reason for living some mother or father go aboard to give them enough education, and good financial. so most of the time it go together that money and relations. sometimes also money is the reason for a couple to spit up. it doest not give the financial support of the family.