My Anxiety These Past Few Weeks

Have you had a credit card before? In Malaysia, to qualify for a credit card, the person must earn a minimum of RM2000.00 a month. Credit card is convenient but we must be wise when using it. There are many hidden cost like late charges, interest on balance of amount outstanding etc. Hope you got your credit card soon.

anxiety is not good, especially when i think you will also get anxiety after you receive the card, which is the anxiety of whether you can pay back the bill or not. that is what you got from using credit card. anyway, i thought credit card approval only need a week or so? or is it just fast here, and not so fast in other country?

You are having this trouble- anxiety waiting for your credit card's approval..fine. I throw every papers coming in my desk for credit card application. Goodness- for all heavens sake, how many times I decline my bank each time they offer me credit card and no matter how they enumerate all the benefits of it sorry- they're not good enough for me to listen. Maybe I am a better customer representative than they are -lols (they can't convinced me )

Hi! If this is the first time you applied for a crdit card, I understand you. :) The first time I received a call for my credit card application, I blew it off because I was so nervous. I was new to the company then and almost everybody has a credit card. So I applied even though I was not living anywhere near the province where they cater applications. So when the officer asked me about specific landmarks on my declared address, I was shocked, stammered, and finally, just dropped the call because I didn't really know what to say. Lol Anyway that was 1995 and the credit card companies then were still so meticulous in processing applications. Nowadays, almost everybody has a credit card. It's really very easy to apply and get approved. I have 3 cards, one for my gas (it give 5% off on all my fuel charges), another for my grocery and utility bills (gives 3%) off on all my credit card purchase, and just got a new one that offers up to 50% off on women's laboratory expenses. The thing with the credit card is, you don't learn to use one, until you actually had one. Five years ago I had around 7 credit cards and I wanted to cut all of them for causing me to spend so much that I felt I can no longer swim myself out of my debts. Then I started attending seminars on how to manage personal budget and spending. And of course, I stopped using the credit card for a while, about one or two years, I think. When I finally felt I'm ready and responsible enough, I re-applied for a Shell card and i've been using it since then. Now I have three cards and I manage them well. Just make sure you don't use them unnecessarily and pay in full monthly. Always think that the interest they will charge you is equivalent to something important you can buy instead.

you just have to wait patienly and hope for the best,its all about approval and verification process ,or else speak with branch manager to get clear cut information

I have experienced this. I am still a college student and I have already some credit cards but I want my own credit card. i want a credit card that is not tied to my parents so I applied for one. they did approve me because I did not have any job and no income since I am still a student. I am thinking of applying after I get a stable job and after graduation. Happy mylotting.

Why not call the bank and follow up? I have had a card delayed because they wanted to give me a crazy high credit limit but they were waiting on my car note to be paid one more month. I just wanted a card to put gas on not put a down payment on a car lol Honesty, this post does not make it seem like you are responsible enough to have a credit card and use it responsibly.

I hope that you very soon get your credit card and pin number through the post. It will be lovely if you have zero percent interest to pay for a number of months. Then you will be able to make some purchases. I applied for a credit card but getting approved took way too long for my liking. I wondered if they would approve me and accept my application. In the mean time I applied for another credit card and was accepted quickly. Weeks later I got approved for the original credit card that I asked to have. I am sorry that you are suffering anxiety because you are waiting for your credit card to come to you. It might take a couple of weeks and as you applied on July 19 it could be any day now. So I wish you lots of luck.