I like to save money.

@celticeagle (167015)
Boise, Idaho
August 5, 2012 3:56am CST
The more I can save in a month the happier I am. I have one time a month I go and shop for groceries and what ever else I need. But I wonder. Are you a saver or do you enjoy spending it? Shopping for cute outfits and buy alot of groceries. Do you like to work for it and see a large amount in your account? Or do you like to spend it and see what you have gotten with it?
5 people like this
32 responses
@thezone (9394)
• Ireland
5 Aug 12
Celtic I am a spender, although I do not spend it on cute outfits lol. I do not see any reason for saving money right now. Money does not make me happy! So once I pay my bills The rest is for squandering
2 people like this
@ajithlal (14716)
• India
5 Aug 12
One of think to prevent spending money is to buy only things that you need very urgently and say to yourself that you will buy the other things tomorrow and tomorrow never comes and when you postponed for some days you will surely will learn the trick of saving money.
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
I try very hard to save and thank the Gods for Paypal cause I am able to save alittle that way. I like to eat out too much so after paying my bills that is where most of the remainders goes.
• South Africa
6 Aug 12
I am unfortunately a spender, although not by choice. Life is hard and expensive unfortunately and after my bills are paid I have so little saving isn't even worth it! :)
1 person likes this
• India
6 Aug 12
I am a saver too. I am a kind of person I feel who overdoes this a bit. Sometimes I am termed miser and to be honest rightly so. I like to save money for future without any preoccupancy of any sort of expenditure. And after all I end up wasting it in some timepass stuff. I feel I need to modify myself a bit and it will prove handy. I certainly do not think it as a very ugly habit but excess of everything is bad. So the right proportion would help me I guess.
2 people like this
@celticeagle (167015)
• Boise, Idaho
6 Aug 12
A miser? The right proportion is smart to find and stay within certain guidelines we set for ourselves.
@dodo19 (47317)
• Beaconsfield, Quebec
5 Aug 12
To be honest, I prefer saving money. Yes, I do spend money, but I spend on things that I may need. If I don't need it, then I think about it, before spending. If I can save, I'm happy. However, I have to say that nowadays I'm finding it difficult to save. Things are really tight.
2 people like this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
THinking about it before spending is important. Food is going up next year too. THings will costs more. Ugh!
6 Aug 12
Normally i am a saver. But when there is a unhappy thing happened to me i will spend a lot for buying whatever i need or i do not need. Then my sad or angry emotion will become better .
2 people like this
@celticeagle (167015)
• Boise, Idaho
6 Aug 12
Spending alittle on ourselves does make for a happier time doesn't it? I do try to save but there are times that we need to spend alittle.
• Indonesia
6 Aug 12
I'd rather save my money. I will release it only to the needs that need. I don't like spending money on something that does not need.
2 people like this
@celticeagle (167015)
• Boise, Idaho
6 Aug 12
Saving is a good habit to get into. And just spending money are our needs is a good rule to live by.
• Puerto Rico
5 Aug 12
I wish I had enough discipline to save money, but I guess I'm stuck in survival mode. I only think about the moment, so I always end up using up my money.
2 people like this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
Me too! I just never seem to have enough to stretch through the entire month.
@taheraa (1545)
• Giza, Egypt
14 Aug 12
I prefer the balance in life, savings and spending money, must be based on sound and systematic, you should be spending money to the extent that satisfies the necessities and needs, saving money should be what might we face in the future of things we planned it and also for emergencies. Balance ... Balance, between spending money and savings is the right solution.
1 person likes this
@taheraa (1545)
• Giza, Egypt
19 Aug 12
There is a rule of 50%, 30%, 20%, a rule stating any individual in control of income and expenses and the amount of money is saving. For details, any individual that divides income into three sections, the first section is 50% of his monthly income, spending on the necessities of life, of expenses usual always on spending per month, routinely fixed, and the second section is 30% of the expenses are paid appointed things less essential to life, and few of them had enough, and we must rationalized, while the third and final section of 20% of the income, which is in excess of our needs and should be saved for the future
@celticeagle (167015)
• Boise, Idaho
17 Aug 12
Yes, balance would be nice.
@celticeagle (167015)
• Boise, Idaho
19 Aug 12
How ever you figure it and what works for you.
@aeiou78 (3445)
• Malaysia
5 Aug 12
Saving money is a good habit. We were taught to save money so that, we could use those money during any unforeseen circumstance later. For me, I do save my money well. But it is meaningless to save so much money in my bank account. After reaching certain amount in my saving account, I shall withdraw partly for investment purposes. This should be a better way to save my money.
2 people like this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
It is smart to save for those unforseen times. Investments are a real good idea. When you get older you will be happy you did that.
• Philippines
5 Aug 12
I am a saver too. But it doesn't end in there. I am a saver and an investor. I don't want to be just a plain saver. Anyway, I enjoy trying to accumulate money. I really don't like spending much, but when I do I really splurge. That is why I save a lot and will reward myself with a big treat spending when I get over my goal. That is what motivates me to save up. I always like to see a handsome amount of money in my account. I just hope I can continuously and consistently pile up my account even if living is getting more and more expensive nowadays.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
I used to invest alittle too. I ended up making enough that I have a good pension and quite afew bonds and stocks. I had to spend the stocks back afew years and it helped me live for nearly two years just on the stocks. Pretty good for me. And I am thankful to have my pension when I worked for the company for five years.
@thezone (9394)
• Ireland
5 Aug 12
What do you save for?
• Philippines
5 Aug 12
I save for financial freedom! Also, my goal is to amass wealth for my future family and down line next generation. Yeah, stocks can generate a good sum of money. I am into it also. i don't know, but it seems I have a passion to earn money. However, I am still not that reach yet!
1 person likes this
@prashu228 (37524)
• India
5 Aug 12
I enjoy both. sometimes i makeup my mind to save without spending, then i save it, but sometimes, i want to spend it, without any reason, so do it. but after spending i feel , that i would have saved it, because sometimes i am very impulsive.
2 people like this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
Well, if making up your mind to save is all it takes we should all be doing it. Haha Impulsive and a saver. Interesting.
1 person likes this
• India
5 Aug 12
Hi friend, i am moderated in this sort, i like to save as well as spend. I will buy the things if it is essential, otherwise i will save the money. I am not interested in spending money unnecessarily, if it is necessary i will buy it at any cost
2 people like this
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
If it is necessary it is important.
@Raine38 (12250)
• United States
5 Aug 12
I am both a spender and a sav-er Whenever I receive my monthly budget, I will already take from it the portion I always intend for savings. The rest is for me to budget with the bills and other necessities like groceries, etc. Anything in excess of that, after savings and after the bills is for anything that I would want to spend it on. Sometimes I only have enough, sometimes I save a lot. If I happen to still have some left over, then well and good. Cute outfits, here I come :) But if only I had enough, then that's it, no more cute outfits for me lol! I'll just have to see if I can do any better for the following month.
1 person likes this
@thezone (9394)
• Ireland
5 Aug 12
What do you save for?
@thezone (9394)
• Ireland
5 Aug 12
What is an emergency?
@Raine38 (12250)
• United States
5 Aug 12
Lots of stuff that I like, but mainly as an emergency fund. We don't want to be caught without just in case.
1 person likes this
• Philippines
6 Aug 12
hi celticeagle, Money is hard to save because it's easy to spend. I like to save up too!
1 person likes this
@celticeagle (167015)
• Boise, Idaho
7 Aug 12
I think so. Especially now days.
@celticeagle (167015)
• Boise, Idaho
6 Aug 12
It is easy to spend and so those that can save some should be awarded.
• Philippines
7 Aug 12
You're right!
1 person likes this
@nadi333 (101)
• India
7 Aug 12
Hi Celtic I'm money saver than a spender. I maintain house expenses accounts inorder to save money so that I can meet extra activities aprt from my personal shopping and daily usage items. Saving money is best habbit I beleive, it help us in many ways like we can shop according to our interest as well as can meet sudden expenses.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
7 Aug 12
So true. Nice to be able to "shop according to our interest" and "meet sudden expenses". I hear what you're saying and that is a good feeling. Happy saving!
@celticeagle (167015)
• Boise, Idaho
8 Aug 12
Well, thank you to you as well. I think this is an important subject and something to give some thought to.
@nadi333 (101)
• India
8 Aug 12
Thanks Celtic for your appreciation as well as for discussing such a wonderful concept like money saving. It really gave me more strength to continue my money saving habbit :).
1 person likes this
• India
15 Sep 12
This is a feeling even I too have. If your bank balance is heavier, it naturally bring a happiness to your face. Not that money is the ultimate source of happiness. But atleast you can be sure that you have way to meet nost of your requirements. I do a bit of secure investments too. It would be helpful incase of some emergency situations.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
16 Sep 12
Good luck on your investments.
@KrauseHome (36448)
• United States
14 Aug 12
Well, it often depends on what is going on for the month. Right now we are about FLAT broke, but the end of the month we usually have extra money so it usually equals out. Being able to save though when you can is a Good thing. I have been known to take even like an Extra $20 when I have it, and set it aside somewhere just to know I will have some $$ when I really need some. Putting extra aside makes you never feel broke either.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
17 Aug 12
I was able to take some out of Paypal this month and so that will help us out.
@ajithlal (14716)
• India
5 Aug 12
I think it is good to save money. Now a days I am trying to save money and also try to enjoy spending less than before. I think it is good to budget and also to save money. I used to spend lots of money before, but now I am trying to cut down expenses and to save some money. I do not get huge amount of money as savings after the expenses and I have some debts and loans, which I have to clear as soon as possible so that I will be debt free and hope I can save some money for it.
@ajithlal (14716)
• India
14 Sep 12
Money saved is money earned.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
16 Sep 12
I've heard that.
@celticeagle (167015)
• Boise, Idaho
5 Aug 12
It is good to save. Good to budget and find ways to save. Debt free is a great way to be.
1 person likes this
@Pavan_m01 (115)
• India
23 Aug 12
I have a liitle different way of saving money. As soon as I get the salary I will pay by loans and bills and will keep some money with me and remaining I will put it into a bank account( It doesnt have ATM card, Intentionally). I will try to spend only the amount which I already kept for me. Thereby I save the monet which I kept in Bank.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
24 Aug 12
That is great if you can keep under those rules.
• United States
14 Aug 12
I know I can be a spender, I was trained by my ex to spend and have huge grocery bills. But being single I am a true saver, I empty out my pantry to the last drop to see the money collect interest and don't like to see anything wasted. If its rice with ketchup, that's what I eat and I won't buy steaks everyday anymore since I'm vegetarian so are my children :)
@celticeagle (167015)
• Boise, Idaho
14 Aug 12
Sounds like you have some good ways to save. A complete turn around from being taught to have huge groceries bills. That is a good thing.
@dechinta (77)
• Indonesia
8 Aug 12
I like saving money better than spending it so I guess I am a saver. But sometimes I spend my money to buy stuff that I like but in a condition which is the amounts of money that I saved must be higher than the money that I spent, it just to make me feel less guilty after spending the money and I can save the left over lol. I just can't see my wallet suddenly become empty.
1 person likes this
@celticeagle (167015)
• Boise, Idaho
9 Aug 12
Ya, it is awful when your wallet suddenly becomes empty. I like to save but usually can't.