My parents saying Practical life is very hard. can you agree???

They are right. Now that I am getting older, the more I have to prepare for my future, the more responsibility I have to carry to survive. I need to start planning on buying a house, on saving money for the rainy days, on preparing for my pension, etc. Of course when I was young as you, I did not care of all of those responsibility, but if you can start thinking of all those things as early as possible, you will be doing great in your future...

I hope you had a very nice birthday! I was like you when I was your age and if I'd listened to my parents I would probably be prosperous now instead of struggling and worried about not having enough money in my old age, which is fast approaching. Your parents love you and don't want you to be like me! Do you save any money? You should save at least 10% of your money, just pretend you don't have it. You'll be very glad you did when you are in great need. You need to be a good steward of your money and make it work for you instead of spending it all, give some to the needy and save some, too.

I tend to agree to it. When I was young, I always wanted to grow up as I thought the life would be easier. However, when I grow up, I found that many things are different. At least we have to be responsible not only for ourselves, but also our families. You may not do whatever you like. You have to think about your family, too. And you will find that money doesn't come easily. And you will no longer spend it so freely, too. I love china

The management of money in todays world is a difficult thing. If I were you I would pay attention to any ideas about this subject that came my way. The bottom line, however is that it is your money and that gives you the right to make any choices you want as to how to spend it. Just remember life in a road and there are many lessons along that road, as we travel it we are bound to make mistakes, the main thing to do is learn from your mistakes not to judge ourself or even to listen to others judgements of you. But if instead of judgements you get advice, then it is worth giving it your attention. Blessings

Yes, I agree. Discussions about life between a parent and children is a vicious cycle that goes on and on. In my youth, my parents would simply told me that I should study hard so that life will not be difficult for me when I grow adult. Sometimes it still rings into my ears this words from them. the good way is that I listen to them and now, had a satisfied job which supports my own family. Now that my kids are studying, I keep on reminding them about the importance of study to their future. I just hope that they will listen to me and follow my footsteps. Practical life is hard, but it will be harder if you don't listen to your parents. They know simply because they're been to it. But still, you and you alone can decide which path will you take.

Of course you can use whatever way you like if it is your own money. What your parents are telling you is to let you know more about the world that you are in. If you need USD500 minimum to survive but your salary is only USD250, isn't it a hard life? What if you can't even get a job to earn that USD250? Even if you are earning USD1000 now, do you have enough savings to be ready for rainy days? Would you give the same advice to your children if you are a parent?

Parents always have best interest for their children and are always thinking about their future. So it is their love. Enjoy your money. Best of luck for your earnings.

I think that your parents are pushing you way too hard. Who says you HAVE to get married And when you do get married, if you choose to get married, I think you and your wife should work together to support your household, and whatever children you may have. I was 20 when I moved into an apartment on my own, and I paid for everything. Then I turned 25, and got married. Now my husband and I live in my original apartment. I pay 100% of the rent, he pays 100% of the food and utilities (electricity, cable, phone etc.) In the end, we both put the same percentage of our income into the household. We do not want to have children, and no one is going to force us to. If getting married and having children is not what you want to do with your life, then don't do it. don't let your parents pressure you. It is your money and you should be able to do what YOU want with it. However if you want to do something expensive with your life like raise a family, or live in a very expensive home, prepare now and sart saving for your future.

I agree that being practical can be hard, to have to support yourself and a family is very hard, but if you don't marry until later that is good - don't let them pressure you to marry before you can.

When you become an adult, you do, or should, take on more responsibility, not depending so much on your parents as you did when you were a child. Although you are still young, there may come a time when you will want to marry and have children. It helps if you have already build up a net egg. That is why you should be careful how you spend your money now. You don't want to have to turn to your parents or hers for help. Believe me, it's wonderful to be able to stand on your own two feet.

hi tushavi, if you are not thinking of the future then its time that you do. your parents mean well and if you want a successful family life, that is what you should aim. living in the present is of course a good thing to do, but then it wont be called present if you didnt pass the past. with the past you have learned experiences which of course is of good use today. but then what is the essence of living if you dont think of the future? have a nice day. ann

You really have to be practical considering your age. No more careless spending and do more careful expense planning. In the future, you'll need to save up and start a family, and you will have other expenses than the ones that you're aware of. There are things that can happen that aren't planned so you also have to consider that.

normally every parent has this problem and they keep caring for their children,but if we are aware for ourself and we know how to spend and enjoy life rather than save and die later ,there is no use.i suggest you enjoy the current moment with the best

Yes, I agree with them. Life is hard. If you want to lead a comfortable and wealthy life, you need to earn money by working hard. However, the truth is even if you work hard,you may earn very little. In order to live comfortably, you also need to handle every kind of issue happened in life.You need to find a good method which you can't obtain any clues from the book or from other people.What you can rely on is your own self.

Your money belongs to you and nobody else. As long as you pay your bills you will be alright. It sounds like your parents wish you to have your own place to live and for you to find a lady to marry. They are probably then going to expect some grand children. You should take your own time to fall in love with a lady and settle down in your own home. You are in your early twenties so I don't think you need to hurry. Good luck.

hi tushavi, yes your parents are right, there is no other persons in this world who care and wish their son must be in prosperous mood, when i am at your age i too was think like this and i have not made any thing for me,now i am feeling what is the use,now i am in retirement stage, neither i have secured a home ,lands or even money, i does not depend on my sons income,so i too wish to earn some thing,so be good boy say what your parents say,have a nice day.

If you can plan your future based on your earnings, then practical life cannot be very hard at all. Don't spend money like anything. Just know how to save and invest it in the proper way. Always care about your body health with good diet and neat habits. No doubt, your parents will stop preaching you.

We should be much bothered about what we are and we need to know where we want to go... If we can find the answers to these basic questions, the life is so simple and not at all hard. We should have a vision, and aim. Being good at mind, think where are you now and think of upto what level you can go up in the life facing with all the hurdles. This is life and it is a mix of all. So, accept the right things and always be in a positive approach with everything and you will find life will be so nice. Yes, we need to consider money and finance, income, family setup, job profie, education, etc. But as long as we can plan by standing where we are now and move forward considering all the factors will make you to reach to a higher levels. As long as perents are concerned, it is their duty to equip their children with a good will and hope and hontestly, we (their children) are the hope for them when they are getting aged. So, consider everything and take an appropriate decision. Whatever it may be, life is beautiful. The steering of life is in our hands and the success is depend on us, how we drive the life vehicle. Best of luck

Well it sounds like to me your parents are worried for you and love you so they want the best for you. Your parents are right. Once your on your own you have bills to worry about and if your planning on getting married you will have a woman to support and take care of also. It IS hard. Real life is very tough. Better to learn it sooner than later...

The only problem is discipline in life, that is needed more than any other role in life. To be in discipline is what makes a person best in life. What your parents are pointing out to have discipline in life and take note of whatever you do. If you be careless like whatever you do with your money. Yes its your money and you do whatever you do want to do with that money. But sometimes you will loose a lot and earn a little if you do not have discipline in life. What makes a successful man successful is discipline.