Online Transaction: Do you consider it safe

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Now a days every thing is online from buying to selling and earning. And all these possible with online transaction services like paypal, google checkout, amazon gift cards and so and so. Along with that you can also pay using debit and credit cards if the site support. These e-commerce sites have made life of many simple and life for many livings. Many survive on these sites and do commerce on these sites. And for all that requires transaction. But how much safe you consider all these transaction to be safe. Do you think that the amount that they spend on securing the sites are being good enough. They say they spend billons each year for security alone still some problems pop up and some hacker cracks their site to pick up the money from someone account or use their cc to do their online transaction or just for fun hack it and sell it to others for which they are not the owner. What I think how ever whatever amount they are going to spend on it, they can only limit it and cannot stop it to any level. If one codes an encrypt another decrypts it and thats go on and on. Then how will you rate it. You will consider that spending lot online is a good thing or you go for normal purching from market. If you consider latter still the former is booming and growing. and thats all because the ease, the ease with which they can find things online. And they think that they are alone and doing things in private, but they don't realize that they keep all at sake for just a piece of small product or fun.