where you spend your money the most?

missjahn: I am also like you only --spending money for necessities -- food, clothing, shelter, medical bills, internet, tv a small amount to charity. internet and tV has become a must nowadays if we have to keep our mind engaged. The list i have given if i am in chennai where i spend. but in usa my children take care of my needs like biscuit, savouries, medicine etc. and i do not spend. yours -- you are only studying. you must spend within the amount given by your parents and a very good girl.

Hi, All are having different types of income and it varies from person to person. When it comes to spending money, the normal income group would spend so strictly as now-a-days everything is much costly and you know, that the income wont increase as and how we desire, but there is no limit for expenditure. Any way, in my point of view, we need to priorities our urgency to no normal expenditure and shopping to be made so wisely and DO NOT spend money for extra vengeance. What I learned from my experience so far is that, we need to keep a minimum reserve for emergencies, keep a particular percentage for insurance, savings to be compulsorily maintained, avoid unwanted shopping and expenses. The ratio for these will depend on what is our income and we need to stick on the compulsory expenses like utility bills, cooking gas expense, electricity bills, phone bills etc need to be kept as fixed and household expenses like food and other items also are fixed. So make a balanced spending nature with ignoring the unwanted spending will be ideally good in these days. However, everything is depend on how much we are earning, how many are the earning members etc are also important. As long as we know our surroundings better, we should take a decision depend all these factors. Have a nice day.

most of my money goes toward rent and bills (electricity, phone). The rest of my money goes to food and savings, although a little bit goes to gifts and fun stuff.

Hi, missjahn! I am a mother of four kids. So basically, my priorities are the needs of my children. If there is extra money left, then I buy things that I personally need.

I also spend my money on basic necessities first before any of my wants and luxuries. But I tend to spend more on healthcare and food. I don't really hold back that much on these two. The rest can be trimmed down but not these.

now i live with my parents,so eat and live without money.My moeny mostly spend in supermarket and clothes necessilites.I have to say,moeny is very easy wipe out.as you say even money is not everything but now if you have dont have money your life must very hard.

I love to eat plus it is the necessity of life so that reminds me I am hungry and about to get a snack.

for me i spent my money to my important things every month like bills and foods bec im independent need to sustaine everything. Some time i spend to for my happiness.. Its hard to earn money but its spend easy thats why me i spent it in my important nids