I try many way still fail to save money ...

the only way most can save money is to stay out of stores or shopping sites on the internet and get rid of credit cards. often, that is the only way to save money.

Saving money is a learning process. You just need to try some different ways and see what works for you best. Even if you are living paycheck to paycheck, learning to shop better, and using coupons are some suggestions. I would try getting an account that you only put money into and never spending that money. If you have a bank that will allow you to open an account without having a minimum needed to keep it open except for a penny, I would start with that. It helps to be free of debt collections. Understand that savings need to build for one to see it as an acquired financial reward. Whether you can save a little or a lot, just keep saving and allow time to give you an answer for how efficiently you are doing this. If you find that you can save more, do it and allow your savings to grow. Don't be afraid to see what you can cut back on while allowing yourself to keep more money. Maybe you can limit eating out, credit card use, clothing purchases, energy use and more. Also consider investing with minimal risk. Good Luck.

Go ahead and give your mum more money to save for you if she is willing to do that. I don't see any difference in giving it to your mum or putting it in the bank. You are still in charge of how much you want to give each week and she is just holding it for you. The problem is not where you put your saving. It is that you don't take the money out without seriously thinking why you want to. My husband always saved his change. He would buy a cup of coffee for a dollar something. He gave the clerk two dollars and put the change in a can before going to bed and never counted how much was in the can. End of the year he took it to the bank and always had over six hundred dollars. My mom saved dollar bills that had the letter k on it. Every so often she put them in her savings account. Another friend of mine used checks for all her spending. If she spent $3.45, she would put in her check book ledger $4. Her balancing her checkbook was never right but she was never overdrawn either. For me to save, I leave my checkbook at home and only take a limited amount of cash with me. I hope this helps, good luck. Also, you are not a failure. As long as you keep trying, you are already a winner.

Do you have a bank account? If you open a forced savings account you can put money in, but not take it out. At the end of the savings period, usually a year, you get the money plus any interest you have earned. You can then take that money and put it in another savings account or you can invest it.

Saving money is one of the most difficult things to do because money is always a problem for many people. Are you working? Do you expect money every payday? If yes, you can do basic tally of what you spend for the whole month versus the money you have or you will receive as your salary. If in your tally some pennies should be left, then you must make it happen. No matter how much it is, you should keep it aside. Keep it in a jar, or in the bank or ask your mom to save it for you aside from the money you are giving her. I do that tally thingy every payday and it helps me save. Hmmm, I hope this will help you a bit.

I am not sure if you can do this through your bank, but if you can, it is a sure fire way to save money. PAY YOURSELF FIRST. Before you pay any bills, go shopping or anything, immediately put some money from your paycheck into your savings account. If you have direct deposit, you can have part of your paycheck automatically put into your savings account before you ever see it. If you never see the money, you can't spend it.

Cut down unnecessary expense. Try go earn through internet. Try to work hard and also try to read different ways of saving money through internet.

Don't dispair. Your on the right track. By giving money to your mother to put away for you is definitely a good start. By doing so you have a nice nest egg for a rainy day.

It is hard to save money especially in this day and age, but I sometimes manage to save my change and roll it. If you save your coins that quickly add up. Right now I am not working and the only income we have is Randy's Social Security and my financial aid money. I make a little extra online and am hoping to find other sites that pay. I also have a savings account which I have 25.00 taken out of Randy's Social Security and put into this account.

Hi cmy1004f, You said you've tried many ways to save money and yet fail. I think the reason why you fail is not because of the method you try to save money but because you lack discipline. You must want to save money badly enough to resist the temptation of spending it. Practise delayed gratification and don't give in to impulse. If you managed to develop a strong will power you will succeed in your savings plan. Have a good day.

YOu already said you have tried everything and yet failed. So i guess it's time to start trying. There are people who are just like that. They try to reach their goal and yet they fail because they try too hard. The moment they stop and let things go as it is, they soon realize that they are slowly reaching their goal. So maybe this time you should just stop.

just learn to identify your wants from needs, and important to not so important. Giving some amount to your mom that is good at least somehow you can save. Just do it generously.

It is pretty hard to stop spending less if you have picked up the habit of spending over the years. The best way to save money is not buying unnecessary things that you usually buy from out of curiosity. Try to make meal at home and eat less out. Stay away from your credit cards unless it is very urgent. save some money every week in your savings account.

You like to a coin bank if you have money first save like a 1/4 of it and it should be just putting in not putting and taking in also...You know being thrifty is one should know to prevent impulsive buying and we should just buy what we need and not what we want.

I am trying to save money at the moment as well, and there are a lot of things that you can do to try and make this a reality for you. One of the things that you should do is take a look at the amount of food that you're buying. If you buy cheaper foods you could save quite a large amount of money each week that you might not have expected. I managed to save £20 per week in my family when I changed the things that we were buying in the shops. I have also started to shop at charity shops, as I don't think that there is anything wrong with owning something that somebody else has owned in the past. I also keep an eye on the amount of electricity that I use as well. For example in the past I would have had the television on for the whole of the day, but now I will only have it on if I am watching something, and I will just turn it off if there is nothing on. If you get into the habit of turning lights off when you leave the room you will find that you can save a fair amount this way as well.

hi there cmy1004f, with reference to your post, in reality, it is really difficult to save money. most of the time, the more we try to save, the more our money was being exhausted. as a result, we cannot able to start our savings then. in this regard, perhaps, try to start your savings by doing it initially to the coins you get from your purchases. i mean, save money by saving some of your change today. with that move, you can easily and initially do your savings. just give it a try, who knows, that after a couple of weeks, you already have your coin savings bank.

buy a piggybank^^ if you put your money in there then you cant use it^^ unless you break it in pieces. that way you can save it. all monthes try to put 50 dollars in there. 50 dollars is better than nothing. if you put 50 dollars there all monthes after a few time you will have some good money there. if put in a bank account isnt clear you can put in a piggybank^^ just try. you know the more money you have in your pockets the bigger will be the temptation to use it. if you let it stay in a safe place then the temptation wont be so big anymore. wish you the best

friend if you prodigal and always squandering your m0ney you have to do is stop about useless thing you buy, isn't it? :-)

i too have this problem, i save it, but spend it all ,at once without thinking even once, sometimes ,on waste items, trying to overcome this habit from long time

Well i can understand your inability to save money for the future but this is human nature and one cannot avoid it. there are many people on earth like u who complain about not being able to save just because they find it difficult and this is normal and there are some who save money from the security point of view. Just like u even i am good at spending money but i am trying to change this habit by saving some money. Whenever i have money in my hand, without spending a single second i save some amount first and then with the rest amount, i spend it my way. u try this. What say?