how to force someone to pay his credit?
By smoochmwa
@smoochmwa (1)
September 25, 2012 2:07am CST
Hi Friends, let me have your advise, suggestions and opinions about this. We have this person who has a credit to us. its been already 2-3 months but he's still not paying us. then now, we keep on texting him, he always made a promise that he will pay on his payday but unfortunately, it didnt happened, now were texting and were fighting over sms and he promised again to pay but we dont believe in him anymore and because we are really really mad at him already, we cant control what we say and i said some rude things to him and i am now afraid he might file a blotter to me due to the threatening text messages ive said against him. do u think he will have the chance to file a blotter and will i be convicted coz of this? and what do u think is the best way that we should do to make him pay for his credit and how can we assure that he will reall pay and how can we fight over him?
Thanks!
6 responses
@Lovegreen (376)
• Philippines
21 Nov 12
Based on my own experience it's really very hard to collect payment. The same thing happened to us to the point that my husband threathened to hurt him when we finally went to his house because he would turn his mobile phone off so we have no other way to reach him. Still he did not pay after the incident so I thought fighting with him won't solve the problem. I believe he was really has a major financial problem so collecting the full amount plus interest is impossible. I talked to him then and made an arrangement that we will be collecting monthly a small amount that he can afford to pay. He agreed and from then on every month he pays that amount. After a number of years he was able to pay the principal. We stopped there, I decided that we won't be collecting the interest anymore.
@beamer88 (4259)
• Philippines
21 Nov 12
I don't think rude messages can get you 'blottered.' And unless you had put it down on paper that he would pay you, it'll be a bit difficult to make him pay. I guess you''ll just have to wait and hope he does indeed pay. But just the same, don't delete the messages he sent saying he will pay. Those are the only documented proof you have that he owes you some money.
@mythociate (21432)
• Oklahoma City, Oklahoma
12 Nov 12
Do you have his signature on a promise-to-pay?
@manduri20 (108)
• Uganda
25 Sep 12
it will be very hard for that person to pay you since he has something strong against you just make sure that the next time you lend someone make an agreement on the paper and make them sign i wish you luck cause you will need it
@fatlex06 (895)
• Philippines
25 Sep 12
I think asking someone to pay his credit is so hard specially if you didn't sign any waiver(LOL) or any written document saying that he owes you some money. You can't really force a person to do something that they don't want to. If you are a bank and he borrows money from you that's the time that you can really force him to pay your money back through collateral or through a case. But if you don't have any proof that he owes you money, it won't be possible. I think he will be having the thickest face in the world if he do the blotters you. And anyway, don't be afraid because you were the one who's right. But don't let it happen again that tell him a lot of bad things. Sometimes, we regret it at the end. But I hope he will pay his debt. And it's not you who will suffer, it's him. Because at the end he didn't just lost some bucks, he also lost a friend a trust that a person could give him. I hope you could sue him for that but you just really can't. Just stop and move on maybe. Let's hope for a miracle to happen. I hope nobody will let him borrows money. Alarm your friends.
