Which is more important?

Yep. Which bills to pay. That's me! When i worked full time and if I was sick I really would panic. I remember when I was ill with pneumonia and couldn't work for over a month. I was hurtin'! And the stress I had made me miss days too. I finally had to quit work and payments on about three credit cards. Ugh!

I had a cell phone once and I tried to cancel it several times, first they said I had to pay the balance so I did, but when I paid the balance they renewed it for another year, and I fought with them but they wouldn't budge, so I just stopped paying them. That ruined my credit but my credit is great once again so I don't have to worry anymore.

No, I've never had trouble paying something on contract because mine is paid with a credit card. I've had times when it was hard to pay the credit card, but could still pay more than minimum. That doesn't sound too bad until you realize that a cellphone bill is a recurring charge and unless I pay the full amount charged, I'm going deeper and deeper into debt each month. I have felt a little financial crunch lately due to some bills I didn't expect, but so far, so good. As things become more and more expensive, I'm going to have to be more and more careful about spending, as many people will.

I just paid a bit late. It worked out in the end because we were able to pick up some extra work and catch up with everything before it got too bad.

Hi PointlessQuestions, It is difficult everywhere, especially for people on a fixed income. Heating costs are a big thing here in the winter and I've heard of seniors in the big cities having to choose between being cold or being hungry. There are food banks of course but they are usually taxed to the limit during the winter. I've been getting by fairly well myself and managing to pay my bills and have both food and heat. I am very thankful that we have medicare here, otherwise it would be much worse. We have another three years before we can get rid of this Conservative government (baring a miracle), and few expect things to improve while they are in power. Blessings.

so many people are just not getting back on track. its why im wondering that in 4 years wheres the change obama promised? 4 years and its only worse for the working class. yet no good candidate to replace him so i see no help no matter who is elcted. we are going down and dont know whats to become of us. i will never recover i think and here in my house it may get worse financially soon. in order for peace.

I grew up with utilities getting shut off periodically and dad turning them back on and the utilities putting locks on them. This was actually before the laws about severe weather, so there were times when it was icy outside and we had no heat. Most recently, when they added a production fee to gas that one year and our bills were quadrupled, we got too far behind. We actually made the choice to have our gas cut off for five months, during hot weather, because in the summer we only use it to heat hot water. We showered at other places and made do until it just got too cold to do without heat. We made small payments all the way through, and were able to get it put on a budget plan and then they surcharge was taken off.We are on budget now.

Hi Ms.PQ I prioritize my bills I don't pay them to half and I'm afraid to have bills that I are not totally paid. My internet connection and phone are in line but I make sure that I paid them on time for the convenience of my own. Last few months I almost cut my phone for I decide to go back in prepaid but when I total it's more expensive when I use prepaid than line.

I guess that must be the real world. Well I know I will vote against the current people in office that voted for the dreaded health care bill That Obama pushed through. They are raiding medicare and I am paying more than my share now. It has gotten so bad that I had to go out and take on a job just to make enough to may for my insulin and other meds. I can't cut back anymore on food as I need the good stuff to help keep my diabetes under control. I know where you are coming from though about making decisions on what gets paid this month and what gets put off till next. I maintain a list and when I make a payment on one then it goes to bottom of the list to work back up. If I get notice that it has gone to collection then it always gets moved to bottom to start as new bill.

HI POINTLESSquestions thats why I do not have a cellpoint. I have socisl security and SSI and mylot eanrings,thats lal. the rent and board here are taken out of my Social Security and ssi checks on third of each monmth, I have left 128 for my personals exp enses so m ylot earnnings help me to pay my cable internet bill and phone and meds bu t at time I have to p ay the med bill in pieces..thjis place as crummy as it is costs 1 000 a month for G sake and yet they cannot afford better f ood bS. cow puckeys,grrrrrrrr.I think your friends need to cut the cell phone and use landline

I guess it is due to higher living costs which have swallowed up your pay rise so that more and more people are finding it increasingly difficult to live on their wages.

Good evening dear friend PointlessQuestions , well this subject its touching in my opinion at least fifty pourcent of the world population , even if in other parts of the world they still manage to maintain a certain level of normal lifestyle , but those parts of the world will also start to feel the world crisis . Related to the discussion , in my case , i am twenty six years old , have a credit for my appartmet and i go to work from seven am untill three pm , afterwards i get back home to take a quick shower and eat something and then i'm leaving to my taunt cofee bar , and i am working there to help her from five pm untill ten pm , so to make it clear , my regular job wage is 1150 € per month plus my aunt pays me every night 30 € per evening ( week-ends is 60 because i work full time at my aunt ) so i get a total of a extra 720 € per month on working week-ends , and all evenings during the week , so this makes me a total of 1920 € , but my apartment credit is 675 € per month , plus another 500 € in bills for apartment ( water , electricity , gaz ) two years ago when i had the apartment i had to make a credit for furniture and washing machine so adding another 450 € to that per month , plus i am working at 60 kilometers from my home ( my regular job ) so only in gaz i pay another 200 € per month , but if i am doing all of this is hoping that one day i will be old and pensioned , and one day my childrens will have a better life. The point is , the life its getting harder and more expensive to live , and something needs to change. I wish you all a great evening and lots of courage for days to come