How do you save money every day?

Yes,we ought to strike a proper balance between increasing income and cutting down expenditure.Sometimes,the latter is more important.My wife runs the house and scrimps and scrapes .She always stretches money to keep within a budget.

Menu planning is definitely one of the best things that you can do in order to save money in your household budget. Another important thing that you can do in order to save money is to make sure that you turn off lights when you are not in the room and also unplug things that you aren't using at a given time. These are invisible energy hogs and not having those wasting your energy will save you money. You won't notice this on a daily basis, but when you get your bill, you will see the difference.

hi friend today's life really become very fast and expensive and it is really hard to save money from our daily routine but always i try my best to save more and more money so that i am able to use it on some right time so friend i do not waste my money on useless things .

Turning the lights off, making homemade everything I can, buying local, going Vegan, recycling things like pots (to not buy new containers for example), turning the computer off as soon I'm not gonna use for the next 30 minutes, turning the air conditioner off all the time, only when it's unberable do I turn it on... Many things I guess.

I think make a full and clearly plan for your regular cost quite necessary,then you can avoid those unnecessary spending.Make everything under your control. And the most important thing is not to make the plan but to execute your plan.

I save money by avoiding to go shopping all the time. Staying at home watching series rather than going out with friends. I bring my home-made sandwich and lunch at work and only pay for bus fares. I stay in the office rather than going to shops during breaks with working colleagues or I go to the gym during lunchtime. I always buy things that are on sales, I like to buy things that on sale on online sites too.

I go for walks every day and I always want to go to the Mall or Walmart to get something even if something I want, so what I do is I stop and go back home before crossing the street to the Mall. Also if you shop for groceries once a week instead of every day or two. You can take advantage of sales and double coupon. That does help, but be sure that you use coupons on the things that you normally buy. Use dish clothes rather then paper towels to wipe the counters. You can use vinegar instead of rinse aid in the dishwasher. Those are a few things that might help.

For me I allocate a fixed amount of money for daily use for foods. I have to stick within the set amount.

I absolutly agree with you about that. I know for sure that in my case it is more important to cut back my expenses than to seek ways to earn money. I have made a list at Excell of all the food I need at the super. Before going to the supermarket, I check what I have and only buy what I need. Any extras I bouy have to be bought knowing that they are luxuries. That way, there are many times that I want to buy a couple of extra items, but I have to decide to take out just one. Bills is another way to cut back costs. I don`t have light on everywhere: I only have lights where I am currently. I use warmer clothes in Winter and spend less in heating the house. People have gotten acostumed to being too comfortable in Summer or Winter with AC ot central heating. I don`t have either. That helps, as long as it is posible where you live.

That is a great suggestion on saving money. Planning ahead will avoid wastage. Other than that, what I do is to cook a large batch in one go because sometimes it's much cheaper to buy some things at the supermarket in bulk. So I will cook up a large batch and then divide the batch into small containers and freeze them and when it's time to serve the food, I will reheat one batch at a time. It does save me money and time.

Good day GemmaR, Indeed, it is quite difficult to save money especially if you are earning big every time you receive your salary. Hence, the tendency is, you delay doing your savings since you are aware that there is another salary that you will receive on the next payday period. So as a result, you cannot start saving your money now. In this regard, perhaps it will be best if you try to save a penny out from your change. Example if you bought some goods or grocery items, the change from that can be kept and serve as a form of savings. And this is what I am doing. Since, those change are in the form of coins, so I am putting them all in a coin bank. Thus, it will be easy to save money by saving some of your change today.

Try having a handy dandy notebook to jot down all your everyday expenses in a categorical manner. When I say ALL I really mean ALL. You can't miss every centavo because without it just like in accounting firms, the balance sheet will not be balanced. It's a good practice as well because from there you will see your actual expenditures. No need to wonder where you have spent it big time. Also you can use it to check where you can cut down your expenses especially during crucial times where you need to have big savings.

I'm having a hard time saving my money. Because I used to spend my money for foods when I'm hungry,. And I really cannot really avoid my hunger. :)

HI GemmaR, having a menu plan was the best idea in saving money and i usually do that do. Before it hard for me to save money but until i realized that it really hard to earn money and we need to spend and save it wisely. Usually to save money I made sure to eat first before going to the market or grocery to avid getting unlisted foods from my grocery list on list way i only purchased what i need for my menu and i avoid wasting food and money.

I find that is an excellent idea for me as well. I know I waste a lot of food when I do not plan. The other aspect of saving that way is that it also prevents me from eating out impulsively. That is a lot of money, and the food is not really as good as homemade. I also use cold water to wash laundry, run full loads. Buy concentrated cleaning products, too.

Thanks for sharing this discussion. Well glad to hear that u have found out an innovative way of saving money by planning about your food before hand and this is one great thing that can be done by everyone. Saving money is an art and not everyone can master it, what is needed is an awareness and a realization about how important savings are in the long run as it helps u make your life secured. i think u can cut short of the unnecessary expenditure like shopping or bills and save money. What say?

I save money everyday here in Mexico by recycling. Here they buy all, class, platics, aluminum. Everything is bought for some kind of money here. Even old tires and car batteries are bought here. All the extra money sure come in hand.