Will the bank do a credit check?

I order a free copy of each of my three credit reports every year. The reports you get from the bureaus never have the credit score on them. There are online credit monitoring services that will give you a credit score when you get your report from them but they usually charge for it. I found a website that gives information about getting your free reports in Canada. Hope this helps a bit! http://www.fcac-acfc.gc.ca/eng/resources/publications/budgetMoneyMgmt/CreditReportScore/ReportScore-6-eng.asp#free

I don't even know what is a credit check ..not much though. I would rather choose a bank than online as well. So someone is planning on buying house huh? don't forget us.. I wanna come to canada.. Thanks for sharing and have a wonderful day ahead.

In India we have a agency called CIBIL..which is currently as per info not online.. we will have to either approach a bank or apply to know your credit rating..Its important as one of my friend did not get his home loan as he had defaulted his car EmI before ..Even after clearance with bank he got loan but ratings remained the same ..

In 2010 I was interested in applying to a building society for a mortgage. Therefore I looked at some websites to check my credit file. I was delighted to see that I had an excellent rating and number. I like to pay my bills early or on time. I would like to recheck my credit file now but I don't know if I can be bothered. I applied to change my repayment mortgage from 23 years remaining to 10 years remaining and was successful. This month is the start of my new amount of money paid per month. Yes, the bank is a safe option. Some on-line sites are no safe. I would look ate the Martin Lewis Money Saving website and follow his links to the credit file check sites. I would also look at Which because I am a member of theirs. See what your rate is then try to improve it. Good luck.

I know that my bank has sent me an offer to get my credit checked before and so I know that they will. I am sure a credit union is no different, though I don't believe I've ever had them give me a form to do a credit check before, though they have checked my credit themselves. It may cost a little bit, I'd say around $25.00 but it's worth it. If they won't do it, maybe they can offer a reputable company who can.

Sometimes you can go online and a few credit agencies will send you a report free once per year.

they only do it if you are requesting a loan or some kind of credit. Go directly to equifax, they are the credit reporting agency most used in Canada, the other one is experion, and in the states they have a third one, trans union.

I use two free sites that are 100% safe and accurate. CreditKarma and CreditSesame. I know these sites are legit and don't hurt your credit by checking but going to the bank will ding your credit for no reason. You are entitled to 1 free credit report each year.

Here, we have a credit reference agency to do that. The largest and most reliable one I trust is called Veda. Perhaps there would be a similar company where you are also.