How do you feel to it?
By youless
@youless (112586)
Guangzhou, China
November 15, 2012 2:15am CST
Supposed your friend wants to buy something online, but they ask you to pay for them with your credit card and they pay back to you in cash. The reason they do so is they don't have to register an account. And they are also afraid of the safety of online banking. Frankly, I don't like it at all. It just troubles me. They can be afraid of the online payment, then why they think I don't have worries about it? It is very selfish
7 people like this
18 responses
@Mavic123456 (21893)
• Thailand
15 Nov 12
If they have no malice intention of asking for a favor for me to pay their purchases on line i will do it for them. well they are friends and I am great with friends. However, if this is the reason, just scared... No way, why will i risk myself if that is not my purchase anyway. Totally selfishness. not so good friend, user and abuser. sorry I am too frank.
3 people like this
@MsTickle (25180)
• Australia
24 Nov 12
Doing something likes this, leaves you open to the risk that they won't pay you back
For someone to ask you to do this...it's sneaky. If they are not prepared to do it themselves then they should not ask someone else to do it.
@dpk262006 (58678)
• Delhi, India
15 Nov 12
Hi !
If my friend does not have a credit card and the site only accepts a credit card for on line purchase, I would not hesistate to help him.
However, if Debit cards are also accepted for on line purchase on any site and my friend has a Debit card, I would ask him to use his own card.
1 person likes this
@dpk262006 (58678)
• Delhi, India
18 Nov 12
All people can not have credit card because credit cards are issued after ensuring the credit-worthiness of a person.
@carmelanirel (20942)
• United States
16 Nov 12
Wow youless, where do you live? Here only those who have good credit can get a credit card, unless they want to pay high interest, which will make the "deal" I want no longer a deal.
@angelkarah050182 (4980)
• Philippines
15 Nov 12
Oh, yeah. I hope they won't bother you. What if the site is only a scam, are they still going to pay you? Sometimes even they're our dear friends, we should not let them use our credit cards. They should have their own. Don't let them use yours. Happy mylotting.
1 person likes this
@angelkarah050182 (4980)
• Philippines
15 Nov 12
Oh, yeah. They are quite difficult to understand. If they worry about their safety, they should worry more about yours. They should take the risk if they really want to shop online. It's their problem.
2 people like this
@riyauro (6421)
• India
15 Nov 12
When they can do it by themselves, and not doing it and want your credit card, there is certainly something fishy. Maybe they want your details so that they can use it else where. Something or other is definitely going on here. be careful is my words to you..
2 people like this
@myfb2009 (8296)
• Malaysia
21 Nov 12
Youless, in this matter i think being very careful is the best solution. In fact, it is no harm to help your friend paying online, provided the site is not scam site. Another thing is, they must pay cash directly to you. And of course that person must be a very trusted person and we had known them very well. I have a colleague before who always ordered things and even purchase air-ticket online, asking me to pay on her behalf first. Later, she paid cash directly to me.
1 person likes this
@wolfie34 (26771)
• United Kingdom
15 Nov 12
I personally think it's a cheek! If they are worried about the safety of online banking and yet they are perfectly happy for you to use online banking? I would also feel annoyed having to purchase my own gift even if my friend will give me the money for it, there's no thought, even if you do do it, how likely is your friend to give you the money, they'd have to be an extremely reliable and honest friend. I agree with you my friend, it is very selfish.
@carmelanirel (20942)
• United States
16 Nov 12
If they do have a credit card and afraid to use it, then I agree, it is selfish, but I wanted to let you know, where I live, not everyone has a card and if it wasn't for my friend and neighbor, I probably wouldn't be here right now.
@GardenGerty (160996)
• United States
15 Nov 12
I have done this, either using a PayPal account or a "disposable"credit card, that was prepaid. I do not remember, because it was only one time and it was a long time ago. I alwo had the time and patience to find the exact item she wanted. She was a very close friend and one that does things for me as well. She has now gotten comfortable with online shopping herself. I would say the other thing would be if they would pay me in advance if it was not as close a friend.
1 person likes this
@mzz663 (2772)
• United States
15 Nov 12
I kind of feel the same way and think that the older people seem to think this way. I try to teach people like that what they need to look for in order to be safe online. Maybe take your friend aside and show them how to do it, maybe they just really don't know how.
1 person likes this
@carmelanirel (20942)
• United States
15 Nov 12
Another reason might be that their credit isn't good so they can't get a credit card. That is why I can't just immediately but something and I am grateful that I have a friend that if I needed or even wanted something online, she would help me out. Now I do have paypal and a prepaid credit card, but the problem is, if I don't have the money in the account, it can take anywhere from 3-8 business days to get the money and if the item is on sale for a limited time, then I'd loss out.
Just another point of view that sometimes it isn't because someone is selfish, but they can't.
1 person likes this
@carmelanirel (20942)
• United States
16 Nov 12
Well yeah, same here, the pre paid card is new, America has always had the card where you don't put money on it, problem is, if your credit is BAD, you can't get a card. I try every time I go to this store and EVERY time I am turned down..:(
So not EVERYONE can get that card.
@Strovek (868)
• Malaysia
15 Nov 12
It only makes sense if your friend knows that you are already buying from the site and wanted to leverage on your reputation on the site to get discount. However, if it is a new site where you need to register, I think it is very selfish of your friend to impose on you.
1 person likes this
@natliegleb (5175)
• India
15 Nov 12
i can do for my friend ,i wont be holding back and being so absurd selfish,i would say that is fully selfish behaviour with contempt
1 person likes this
@prashu228 (37521)
• India
15 Nov 12
ohh if that's the case ,then i wont pay for them. But id the reason is not that then i can think of paying the money.
1 person likes this
@neelia27 (896)
• Philippines
15 Nov 12
yeah that is really true.. even though they assure you that they gonna pay it`s still bothering that you have a credit and it`s not yours.. it is really selfish.. a credit card is for personal use and it was not made for your friends. after all you are the one who is responsible for it..
@FrugalMommy (1438)
• United States
15 Nov 12
I have a friend who asks me to buy her things from Amazon all the time. She doesn't have a credit or debit card to link to her account. Even if she tried to use a gift card, she can't do it because they want her to have either a credit card or debit card stored in her account first. So she gives me all the Amazon gift cards she earns on Swagbucks, and I order whatever she wants and have it sent to her house.
I don't think it's selfish of her. She prefers to use cash instead of having a card, and she knows that I do a lot of shopping on Amazon. Sometimes I have to wonder if she just wants me to do it because she knows I'm a Prime member and I get free 2-day shipping... it saves her money, too.
1 person likes this
@vidhyaprakash_2 (7116)
• India
15 Nov 12
Hi friend, if my friend is my best one, i will help him. I had experience with online shopping and don't afraid with online payments. I am buying things from genuine sites, i will suggest my friend to buy things from good sites and help him for the payment. As a friend we must do this kind of timely help to our friends
1 person likes this
@riyauro (6421)
• India
15 Nov 12
There is something fishy about it and i would not like it either. If they really wanna buy a gift for me they better do it with their credit card and if not buy it from the shop. I would not even have a gift from them if they are so ignorant and want to take my credit card for some testing thing. It is selfish for them yes and they are not your good friends. They want to take advantage of you. Be careful of them. Thanks for sharing and have a wonderful day ahead..
1 person likes this
@nguyenloan (184)
• Vietnam
15 Nov 12
It's not reliable. You should look carefully before you buy s.th.
1 person likes this