SBI Life Insurance - Should i Go for this Job interview or Not??

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hello all, I am an Mechanical Engineer from Chennai and i am job Seeker. In my job search process, i recently applied for SBI Life Insurance company (Subsidiary of SBI) through Naukri. Well this might sound pretty Strange that, though i dont have any experience in this field, i applied for this Job role "Unit Manager" which requires 1 to 4yr Similar work experience.. I only have work experience with Manufacturing Industry in fields of Management, Production process and Logistics before. But i applied for this, just to know details about the job profile and to know weather am i eligible or not!! BUT i never thought i would get reply from them!! (As i have been applying for jobs with Naukri but i hardly got nay replies, uhhh!!). Yesterday evening, i got an call from an HR of SBI life regarding the job to know weather i am interested with the job or Not.. I was Shocked & Confused.. And as i could't say no too, i replied i will get back to you tomorrow early morning (thats today).. He asked me few questions and i too asked him few.. I told him that, i dont have any experience with this job profile and applied to know i am eligible. OK People, now i have these doubts - 1) As i have no experience with this kinda job role, will i be selected for this Unit manager job?? (Crazy doubt, but just to know). 2) How good is SBI life insurance company?? any reviews on this.. 3) Is SBI Life Insurance - Govt owned, Partially Govt or Fully Private?? 4) Should i trust the HR and go and attend this Interview (if i say i am interested). Because with many interviews i attended before, i have faced many such similar problems. I go and attend for interview the job role i applied which will not be related to my educational or exp criteria.. The HR will call me and ask me to come and meet him on personal.. And i pack up from home, go there, wait for hours for the interview and probably after 3 hours of wait, the HR says at interview that "Sorry, u dont have any experience, so we cant give u this job".. Will i face the same problem here too.. Any HR recruiter Friends from Chennai, PLEASE HELP ME.. I am Confused... What should i do??