Credit Card not approved by Macy&Paypal. How can I achieve a good credit history

@nat1_ong (150)
Guam
December 11, 2012 8:11am CST
I am new in Guam, 2 months working and working part-time for 5 hours/day. my annual income is $9000. Gosh is that the reason that I was not approved? What are your tips so I could be approved to have a credit card?
2 responses
• United States
25 Dec 12
I don't think it's your income. The first credit card is always hardest to get because you are still new and have no record of borrowing money from any bank. Maybe you can try a credit card that requires a deposit or an annual fee. Those are usually easier to get and having one of those for awhile would help you get a credit card without any fees.
@nat1_ong (150)
• Guam
26 Dec 12
Thank you for the information. Now, I get it. I'll just be patient enough to wait for the right time to be approved in a credit card. Thank you and Merry Christmas!
@syoti20 (5292)
• Philippines
12 Dec 12
Check for their requirements in order to achieve credit card especially if you are just an immigrant. Requirements is really a must. Visit Macy and asked their requirements.
@nat1_ong (150)
• Guam
12 Dec 12
Thank you syoti20. Well, im not an immigrant. Maybe they disapproved my credit card because I'm still new here in Guam and I have low annual gross income and i have not much credit history. Thank you. I'll check the requirements in Macy.