How do you keep a positive outlook?

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I know that right now things for many people are not as we would like them to be financially. The holidays are here and people don't have enough money to give the gifts that they would like to give to their families to show them what high esteem they hold them in. A lot of people have had to scale back their lifestyles and tighten their belts. I have always maintained that almost all problems in your life are financial problems at their root, because if you throw enough money at the problem, the cause of the problem, or investing in the solution to your problems, they will go away. Not that people who have money have less problems, regardless of social strata or income people will create more wants and more problems. Problems are what give us the impetus to struggle on problem solving, resolving, and living in the solutions you make. Most of our troubles are those of our own creation. It is however important to maintain a positive outlook and a positive energy even in the face of adversity. So how do you maintain a positive outlook? Is it through religious faith, faith in your family, counting your blessings?