No good deed goes unpunished
By TheRealDawn
@dawnald (85146)
Shingle Springs, California
December 28, 2012 10:34am CST
So that accident I got in...
It was totally the girl's fault. She even said so at the time, and her father called up later and offered to pay for it.
Now her mother decided to call the insurance instead, and the girl changed her story. Their insurance is trying to make it 25% Tony's fault when none of it is his fault.
The insurance lady said something about the girl waving on the other car. How is that even relevant? At any rate, it was far too dark for anybody to see anybody else waving.
We were at a stop sign, northbound, She was southbound, not signalling. The other car was westbound, signalling for a left turn. We went straight, and were about 1/2 to 2/3 through the intersection when she suddenly hit the gas and turned left into us. The other car took off and never was a part of the equation.
I swear if Tony's insurance doesn't fight for him, and he has to pay a deductible (which he does not have), I am going to be so mad.
This all could have been avoided if he'd called the insurance right away (he tried to, but they were closed), instead of believing that the dad would cover the repairs.
Sometimes people are just jerks. Don't know what these folks are teaching their daughter, but they should be ashamed of themselves.
5 people like this
17 responses
@lacieice (2060)
• United States
28 Dec 12
I don't know what insurance you have, but most have a hot line that is available 24/7. Another thing, why didn't you call the police and have them see the accident? That would have made it impossible for the other driver to change her story. I hope things work out the right way.
3 people like this
@BarBaraPrz (47611)
• St. Catharines, Ontario
28 Dec 12
I know around here the police don't respond unless there was human damage...
2 people like this
@BarBaraPrz (47611)
• St. Catharines, Ontario
28 Dec 12
Ok, I must have missed your discussion re: the accident. I hope you're ok.
2 people like this
@BarBaraPrz (47611)
• St. Catharines, Ontario
29 Dec 12
Glad no one was hurt. What sort of car did he have?
@dawnald (85146)
• Shingle Springs, California
4 Jan 13
You know, it occurs to me that I have a mylot discussion from the day of or the day after the accident. It would be proof that I"m not changing my story now to make it look like her fault.
@sid556 (30959)
• United States
28 Dec 12
She is at fault no matter how she tries to shake it up. The person going straight has the right of way and if he was 1/2 way into the intersection then there is no question about it. This girl can try to change her story but the point of impact will tell the story.
1 person likes this
@SomeCowgirl (32191)
• United States
28 Dec 12
They are teaching her that mommy will always come to the rescue and daddy will too.. Sickening. The poor girl is going to keep thinking that she can get away with it instead of letting it be a lesson she learns.
The wreck could have been a lot worse.
2 people like this
@blue65packer (11826)
• United States
29 Dec 12
At least you and Tony where not hurt! Maybe Tony should get an insurance company he can call 24/7 if something like this happens again which we hope doesn't! It is just a suggestion!
With teen drivers so many think they own the road and think they are indistructable! Lately I have heard alot of kids driving to fast and getting into accidents! Some are fatal! If it is not that young people are driving drunk and causeing accidents that way to! I work with alot of college kids. Alot of them don't appreciate what they have and so many of them get everything they want,too! It is ridiculous! If parents would not give their kids everything things would be different! Sounds like the parents of this girl are trying to get money out of Tony and his insurance company! They are being selfish and money hungry it sounds like it! Yikes!
2 people like this
@dawnald (85146)
• Shingle Springs, California
4 Jan 13
He can barely afford the insurance that he has.
@wolfie34 (26771)
• United Kingdom
29 Dec 12
Seems some people have no morals, and you are right that is sending all the wrong messages to the daughter. Mind you insurance companies aren't that much better. I hope you get a result on this one, but it seems a fight is needed on this one.
@dawnald (85146)
• Shingle Springs, California
4 Jan 13
I am wondering if it is worth taking them to small claims court.
@celticeagle (168126)
• Boise, Idaho
29 Dec 12
That is a shame. Why didn't Tony try his insurance again when they were open? They tell you to call immediately just so things like this don't happen. What a bummer.
1 person likes this
@wilsongoddard (7291)
• United States
28 Dec 12
In such situations, I always assume that the other person is lying. I developed that view after some woman did something along those lines to one of my best friends; the circumstances were a bit different, but it was in the same ballpark.
When given a chance, most people will try to lie their way out of things. They might admit blame at first, but the story will change significantly once they realize that they will have to take any sort of responsibility. That may sound a tad cynical, but I have met very few people who are truly exceptions to that rule.
1 person likes this
@dawnald (85146)
• Shingle Springs, California
28 Dec 12
Oh I'm sure they meant it at the time. And then they had time to calm down and talk it over. Also, the probably didn't like the estimates that Tony sent to them.
@cynthiann (18602)
• Jamaica
28 Dec 12
Something like this happened to me once and I ended up getting shafted because I believed the other person. Of course nothing happened. A similar incident took place a few years later and I refused to move my car until the police came. I told them my neck was hurt and they turned up. Sad to think of what lesons this young lady has learnt from her parents - all bad ones. I do hope that he gets it sorted out and does not have to pay out as it is clearly not nhs fault. I am so sorry that this happened
1 person likes this
@dawnald (85146)
• Shingle Springs, California
28 Dec 12
Really annoying as he is just barely scraping by and cannot afford an increase in his insurance, or even the deductible to get the car fixed.
@vandana7 (100526)
• India
29 Dec 12
You are learning the hard way that in life, where it comes to money, people are real jerks. Some people dont realize the consequences of such things. In the long run, it will hurt their own. Somewhere down the line, the roles will be reversed, and at that point of time, due to past experience, people may not be merciful, having had a bad experience, and what more, at that point of time, they may be desperate for mercy. Why people dont think of humanity with futuristic outlook, and live only for the present? Sorry Dawny..nothing that I can do, except agreeing that the parents of that girl should be ashamed of themselves.
1 person likes this
@much2say (55901)
• Los Angeles, California
28 Dec 12
WTH does waving having to do with anything?????? Anyway, I wonder if it would help to tell the insurance company that the girl and her father did admit to being at fault initially . . . this way it does make it all sound kinda fishy - the story has changed on their part. I guess depending on how bad the damages were, I probably would have done the same thing Tony did - only because I've been through that a couple times myself a long time ago. Luckily the people I had to deal with were good on their word and they paid from their pocket on a later date. But, I guess wrenches could be thrown in to any situation at any time . . . can't be too trusting these days, especially when it's possible you have something to lose. You're right - people can be jerks and of course they are going to do whatever it takes to benefit themselves - no matter what they promised.
1 person likes this
@dawnald (85146)
• Shingle Springs, California
28 Dec 12
Her insurance company doesn't even want to talk to me. Even though I'm a witness, I was in his car, and apparently that automatically makes me a liar. Hopefully his insurance company will want to hear my story.
I also had a situation where somebody clobbered me, and although we did involve insurance, she paid me my deductible up front because it was her fault. Nice girl...
@bounce58 (17385)
• Canada
15 Jan 13
Since I've been answering discussions from you that are newer than this, I would assume that you're all fine after the accident.
I guess when the mom did the dollar and cents, she figured out that they don't have to pay for all of it if they can get your insurance involved.
Nice parenting!
@dawnald (85146)
• Shingle Springs, California
15 Jan 13
Nobody was hurt, just a lot of annoying ness...
@AnnieOakley1 (5596)
• Canada
28 Dec 12
I don't know how yours works, but here in Canada, if you make a LEFT TURN you are ALWAYS at fault right off the bat. But with "no-fault insurance" here now, they often do negotiate between the insurance companies for some fault for the innocent one. Because in reality, there are very few accidents where ONLY one person is totally at fault, they always try to get something from the other side. However, in your circumstance, I would say it is actually 100% her fault, and not your husband's. So, yes, he has to get very proactive and call the ins company and tell them his side of the story so that they can fight for his rights. Although, ANY accident usually does make your rates go up, particularly if they have to absorb any of the costs due to even a small fraction being decided is his fault.
I would say that he should write his account of events as they happened, and send it to them. Hard copies always say much more than verbal communications. So, no matter what it would be best if he had something written down while it is still fresh in his mind, to fall back on for evidence.
GOOD LUCK and let us know how it turns out.
1 person likes this
@dawnald (85146)
• Shingle Springs, California
28 Dec 12
I don't think it affects your insurance here at all if the other person is shown to be 100% at fault. That's why it's so important to get it right with the insurance companies. He absolutely cannot afford an increase.
@WildHorses (718)
• United States
11 Feb 13
I've been looking for this discussion for two days to get the details. Now I understand why you had said she changed her story. Sounds like the mother didn't like what the father wanted to do and changed the equation.
@ZoeJoy (1392)
• United States
28 Dec 12
I was involved in a minor accident many years ago. It was my fault but at the time of the accident, no one appeared injured. I had four children in my car and they were not injured. I wasn't injured and the other driver didn't indicated that he was injured. A few months later he reported that he was injured at the accident. He had not even gone to the doctor until at least 2 months after the accident. He didn't have much of a report because he didn't have a lot of medical records to back up his supposed injuries. But he and his lawyer were able to persuade the judge. He was awarded $8000. My insurance's lawyer handled the case as best that she could. My insurance told me that it would be more costly to appeal this decision. My insurance did NOT go up because the insurance company understood that it was an unfair decision.
Although he won this time, but it will come back to him - his dishonesty. So, all we could do is let it go, knowing that he will probably spend his $8000 as quickly as possible, waste it and not really be any better off than before. He is no longer my problem any more.
The lesson that this daughter is learning from her parents will only go so far. Later in life, she will probably pay a heavy price for learning such a dishonest lesson from her parents. She is no longer your problem.
Just give your family a big family hug and focus on your family.
@dawnald (85146)
• Shingle Springs, California
28 Dec 12
I am going to try and convince his insurance company that it could not have been his fault, but some of it is out of my control.