I came back with sad news about my bank account
By smilywomen
@surekharathi (14146)
India
January 9, 2013 8:33am CST
Last full week I was absent in mylot because I was in my mother's house. There in private bank my bank account was exist since last 12 years before marriage. But I was unable to operate this account since last 3 years and due to this my bank account was closed. 2000 rs. was balanced there I was worried but suddenly a bank manager said me dont worry madam write the application and explain the reason(dut to marriage and place is changed) why you were unable to operate the account regularly, attached identity proof and address proof then your account will be renew.
I wrote the application and submit it then with in 2 hours my account is renewed and I withdraw 1000 rs. from bank. Do you have such experience. If you are not check your account till 1 year or more then your account was inactive.
2 people like this
13 responses
@anil02 (24688)
• India
9 Jan 13
Hello, welcome back. I hope you were enjoy at your mother's house. It is general rule of bank that if account is not operated for 3 year account is treated as inoperative account. When we make one transaction account is regular itself. I have one account which is not active. I recd notice from bank but I am not interested in operating this account.
1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Sir now the bank manager told me only 6 months are valid if we are not operate our account till more than 6 months then account will be inactive. Now in mylot my earning is not increase even since last 2 days. Even I am working in mylot what is happening not understand.
1 person likes this
@prashu228 (37524)
• India
9 Jan 13
Hi surekha
Welcome back with a bang and that too with a bonus of 1000 Rs please send me 500 Rs 
i know that you will send 
and congratulations for activating the old bank account the technology is very much improved in the modern era so every work is done very fast with in min's and some times in hours .I too had such experience but it was a govt. bank which my Mom did not activate for 6 months and it was inactivated i have produced a letter and it was rectified in 1 hour or so .No need to worry about our money in the modern era of technology .Welcome Back Once Again i hope you had a great time at your Mom's place .
i know that you will send and congratulations for activating the old bank account the technology is very much improved in the modern era so every work is done very fast with in min's and some times in hours .I too had such experience but it was a govt. bank which my Mom did not activate for 6 months and it was inactivated i have produced a letter and it was rectified in 1 hour or so .No need to worry about our money in the modern era of technology .Welcome Back Once Again i hope you had a great time at your Mom's place .1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Yes friend you are right now due to new technology everything is possible hmmmm you need 500 but I need 1000 because want to purchase badminton net and racket both. Do you know about Makar Sankrati I want to purchase some things on this festival. With in a hour my account is active and I able to withdraw the money. I promise whenever you will meet me then I will give a surprise gift.
@prashu228 (37524)
• India
11 Jan 13
yes of course I am Indian too surekha. haha
Makar sankrathi is one of our main festival. we all from different states have same festivals but with some different names.
Ohh sure i will remember about the gift
Enjoy
@KrauseHome (36448)
• United States
10 Jan 13
Well, around here I think they have such a thing as lost money from places people have money sitting that they usually have forgotten about, or moved, etc. There are even Web sites you can check and see for unclaimed money, etc. I have heard many times the banks will do this, but usually try to contact the person first. Glad to hear that you were able to get everything resolved.
1 person likes this
@surekharathi (14146)
• India
12 Jan 13
Yes friend finally my problem is solved and the bank employee specially the account handler person help me and suggest me to write the letter. I get back my account and money both.
@dpk262006 (58676)
• Delhi, India
9 Jan 13
hi ...
Welcome back.
It is good that you could reactivate your account and you were able to withdraw your own money.
It has not happened with me so far.
@surekharathi (14146)
• India
11 Jan 13
Yes I am lucky because now 2000 rs. is also important for me because now earning is less and expenses is more. I was happy when heard My account can be reactive.
@stanley777 (9402)
• Philippines
10 Jan 13
I have not experienced such problem but I guess all banks have the same rules/guidelines. If your account have no activity for years, I think they impose bank charges for being idle. But from what you have said, your account was back when you have submitted proofs of your ownership of the account and it seems that they don't deduct any amount from your account. If it is so, then I'm happy for you because you have proved your ownership of the account.
1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Hmmm friend you are lucky no such danger experience because once inactive account then difficult for reactive submit all proof again and photos etc.
@vidhyaprakash_2 (7116)
• India
11 Jan 13
sureka, good to hear that you renewed your old bank account and got 1k rupees from it, really it is a good news. My wife closed her bank account before our marriage, as she is from different place, now i opened a new account for her after our marriage and she is using that bank account
1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Brother I also created my bank account in my town after marriage but I not closed my old (before marriage)bank account. Because some time it may be required now not open new account easily.
@kalav56 (11464)
• India
9 Jan 13
Surekharathi! Our bank account would become dormant and inactive after a period of no activity. I had a similar problem after I shifted residence ; one account was not operated for nearly two years; I even contemplated closing it because I was not too happy with the service there. But soon I had to shift again and I changed my mind and activated it before it reached the 'dormant' status.
1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Ohhh friend you have also face the same problem like me but really if our residence is changed then difficult to operate the account of old place.
@jaiho2009 (39141)
• Philippines
9 Jan 13
Glad to see you again sis 
Yes, after one year of inactivity the bank will close your account.
However, for big balances, they will send you notice and informed you about the inactivity.
I am not sure with other bank policies anyway.
At least you were able to activate and withdraw your money.
Yes, after one year of inactivity the bank will close your account.
However, for big balances, they will send you notice and informed you about the inactivity.
I am not sure with other bank policies anyway.
At least you were able to activate and withdraw your money.@surekharathi (14146)
• India
11 Jan 13
Ohhh yes the bank manager told me if we are not operates our account till 6 months then account will be closed. But I was lucky able to reactive the account. But not understand about mylot earning because day before yesterday I was done the work in mylot but no earning is increase or not show the earning of 9th Jan.
@AdalieM (1134)
• United States
9 Jan 13
The only problem I had one time was with some type of fee. I had all the minimum requirements and still, I kept getting a fee. When I went to the bank to sort it all out, they told me that they made a mistake and gave me back the 40 something dollars they took from me. However,
the next month the bank did the same thing, so I ended up cancelling my checking account and opened a new bank account with anther bank.
the next month the bank did the same thing, so I ended up cancelling my checking account and opened a new bank account with anther bank. 
@akp100 (13640)
• India
9 Jan 13
Hi SR
Good to see you back.
Well, that's good news in the end. I mean you able to get it back with those money. Right? Well, I have never experienced such thing, as I used to be active with my account so far. But yes in your situation it is understandable reason for your inactivity in that account.. and its great to hear that Bank co operated with you well.
Good to see you back.
Well, that's good news in the end. I mean you able to get it back with those money. Right? Well, I have never experienced such thing, as I used to be active with my account so far. But yes in your situation it is understandable reason for your inactivity in that account.. and its great to hear that Bank co operated with you well.1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Yes I able to get back my account and money but some thing wrong with me this year because now since two day I am working in mylot but no earning is include in daily basis. Like last month also on 31st Dec. earning is not include showing only till 30th. Not understand even I participated in discussions, comments and start my own discussion but earn the money.
@edsss17 (4394)
• Philippines
9 Jan 13
Hi friend.
I'm so glad that you were able to renew your bank account. It's not a sad news at all! :)
Well, so far, I haven't experienced such situation. I've just applied for a bank account last October 2012 and my account is still active.
Thanks for sharing your experience, friend.
1 person likes this
@surekharathi (14146)
• India
11 Jan 13
Nice you have no such danger experience because if manage not gives me permission for reactive then I lost my 2000 rs. but luckily manager says me write the application and tell the reason why account is inactive and say want to reactive.
@meumeu25 (917)
• United Arab Emirates
9 Jan 13
Hi,
When my entire family lived in Manila, we let some family friends use my sister's bank account for them to send money in the province. She didn't have personal money in that account and we were only using it for sending purposes when me and my mother was left in the province. When we also moved to Manila, the account was closed due to inactivity, then one friend sent a money to a relative without informing us. He sent 2000 pesos but his relatives wasn't able to claim it because the account was not active anymore. My sister had to go the bank but wasn't able to activate it because she forgot the correct signature that she used on that account.
@Mavic123456 (21893)
• Thailand
9 Jan 13
Good thing that you still got somethingfrom your money even half... In the philippines the bank calls it as "dormant account".
Dormant Account means that i t has not been moved for two years. Because sometimes the bank eats up your money. Imagine the bank Have used it and still get bank fees as charges for being inactive. Such ridiculous...sometimes, a person will have second thoughts whether to put the money in the bank or just have it in kept in the cabinet. They are such greedy....
