I wish I could handle this myself

There is something I have learned about the men we women tend to pick. We tend to pick the same type over and over until we start looking at the history and see some negative fascets. For me I was always looking for a father figure because mine was never in the picture. I read a book a couple years ago that makes alot of sense. We tend to go bindly out finding men that we may have afew things in common with but do we really set down and figure out what we need and want from a relationship and then actually link that to who we chose to be with? If he treats us nice we think we have it in the bag. Not so. Any guy that has any smarts knows how to treat a woman to get her interested. Then afew weeks down the turn pike we feel slighted and unnerved to find this guy just does't seem to be working out. What a waste of time! The book is great because it tells a woman how to set down and figure out what kind of guy she needs in her life. It explains the different types of guys and which ones to stay away from. It sure opened my eyes. Just my thoughts. Hope this insurance things gsts taken care of.

I hate insurance companies. Back in 05 hubby went out one day (alone thankfully).. actually it was New Year's Day.. not New Year's Eve, but New Year's Day.. in the middle of the day, and he was hit by a 70 year old, unlicensed, drunk driver! His car was totalled, but thankfully he was not hurt. Can you believe the insurance company said it was 5% his fault? I mean for us it wasn't even about how much they paid.. the car was totalled, the car was in the in-laws names so they got the money and gave us MIL's old car to use.. our problem was for the next 5 years that went against our record and our insurance premiums were higher because of it. I was livid, to say the least, that being hit by a drunk driver could go against our record and make us have to pay more!

I have to admit and be honest that I am very passive, it's very hard to be assertive, and it takes a lot of training and indeed practice, but I guess it's small steps. I was lucky with both my long term ex's they were very assertive, bordering aggressive and they would always handle stuff it came so damn easy to them, and I often wondered how they came that way and why couldn't some of their gile and expert ways of dealing with awkward situations rub off on me!

I worked in insurance for 12 yrs and I have never ever heard of this certain percent being your fault and another percent the other guy. Of course, I have been out of that business for several years so maybe this is a newer thing? Or maybe I just did not deal with any states that handled things like this. From all you said in your past discussion on this, the other guy sounded 100% guilty. Tony should really call his insurance company and be a bit more outspoken about this. I think it would be worth going out of his comfort zone a bit. Sounds like a lot of money and his insurance will go up quite a bit more than likely.

There is certainly not much room for passive when it comes to insurance companies. They will try to get out of paying anything they can. I was in a car accident once many years ago and they tried to make me somewhat responsible too. I held out for 6 months before they finally paid me. It was tough but they gave in when they saw I wasn't backing down and court was in their future. It was for a good sized sum though.

This reminds me of the time my Honda was sideswiped and it was not my fault. The lady was distracted, which she admitted to me at the time it occurred but eventually that came out. To make this short, Farmer's (my insurance) tried to screw me out of an additional $400 for a salvage title. I called and told them I would sue them if I didn't get that money. I had to get rid of the car and I knew this because it was totaled out. It was the first time I had to deal with a collision and I was like, no one screws me over. I won my battle.

I have not been in a car accident in like 3 years. It was all my fault. Not much damage was done on either cars. Nobody was hurt either. I had no car insurence at the time! Luckily the woman I hit never got hold of me! I got lucky and right after this I got car insurance! In 2001 I got rear ended by a 17 year. It was all his fault. I got maney to pay for all my car repairs. The kid got ticketed,too. I hope I never have to deal with the crap you are dealing with now!

I've been known to be passive. And I hate it about myself. Specially if I'd be put into a situation like you and Tony are in. Not only wouldn't I want to pay for something totally not my fault (even if they say 25% is mine), I also wouldn't like to dealing with it. Hang in there dawn.

Well, I know, probably you're talking about an automobile accident. You have to know that we have an insurance (among other things in my name) with a deductible (not covered) € 500. My brother had an accident two years ago where he told me that it was not his fault. Moral of all this, we had to pay € 250 for the damage caused to the other vehicle. Some insurance companies have the absurd!

Id march into thier office and give them a piece of your mind....

The most important is because of the accident you knew more about Tony. You are the going to pay then you have the better option what offer is best.

When it comes to these things I must admit I have the understanding of - um, someone who doesn't have much understanding! But I can relate both to being passive and to dealing with someone who is. I was very unassertive and would back down from everything in the past - I wouldn't even go in a shop to return something. I then moved away from home and lived in another country for seven years. That was a lesson in independence, I can tell you! I have also dealt with a partner who is immensely talented but will not do anything with it or respond with action when someone gives him an opportunity. Very frustrating. Good luck with the situation PoetMouse