change
@savemoney4familyfun (162)
United States
January 26, 2013 6:31pm CST
i do not spend any of my change i have 3 jars one is for me which is the money i can do what ever i wish to do with it ,
my second one is for xmas whan it gets full or close to being full i roll the change take it to the bank and put it in my christmas club account
my 3rd one is for summer for when we go on vacation and when that one has a lot in it i roll it take it to bank and put it in our vacation club account , the change or money i find on the street goes in the christmas jar the money i find on my floors or around the house goes in the christmas jar and my hubby has his own money jar and so do my 4 kids that way they have there own money they get from allounce and my 14 year old works at his school and get paid every 2 weeks and that money goes to pay his cell phone bill and some he puts in his bank account as well all 4 of my kids have there own bank account as well i am teaching them young
6 responses
@cher913 (25782)
• Canada
26 Feb 13
i think it is smart to teach them early that you have to work for your money and that saving is good. also that spending on unneccesary things isn't always smart. there is a great show called 'princess' here in Canada and there are mostly young people on this show who have maxed out credit cards or have a significant amount of debt already at the age of 21! a lot of parents don't take the time to teach their kids about money at all.
@savemoney4familyfun (162)
• United States
11 Apr 13
i tought mine at age 2 and 3 out of 4 of my kids got it right away my oldest didnt want to save up until this year , i thought teaching them young is the best idea they need to understand they dont get things handed to them on a silver platter that they need to work for them rather it be chores right now sence 3 of them are to young to get a job or when they get older like my 14 year old they get a job part time to get money for the things they want .
@cutepenguin (6431)
• Canada
1 Feb 13
I've been accumulating change, but I think I am going to roll it up and deposit it - I'm trying to get the bank account as high as possible this year, so I'm going to throw everything I can at it.
I do pick up change I find in the street and keep change from any purchases I make. I only use change if I have to pay for parking.
@savemoney4familyfun (162)
• United States
11 Apr 13
i hope you get your accout very high i am only aloud to have $2,000 in my bank account because i am on disibility and and my oldest son is on ssi so if i have more than that in my account they lower my check and stop his which i dont think is fair
@coffeebreak (17798)
• United States
27 Jan 13
That is the best way to start learning to save and realize that, literally, every penny counts!~ I still pick them up in the parking lot! I just cashed in my coins from last year and got $43! I dont' have alot to use in the first place to get change in the second place to save, but as I say...every penny counts. THat is great that you are teaching your kids to do the same. I am teaching my grand daughter now...she is very receptible to it when she saw how much I have saved this "jar" way!
@savemoney4familyfun (162)
• United States
11 Apr 13
me and my kids pick up all the money from the ground even pennies that do add up last year i saved over $150.00 so far sence jan i have saved over $130.00 i put the money i find on streets in my florda fund jar when it gets full or once a moth depending i take it to the bank for my florda fund account
@savemoney4familyfun (162)
• United States
11 Apr 13
dont feel to bad it took my hubby 14 years to get the clue lol i been trying for 14 years to get him to do it then last year he finaly started to and has over $100.00 from doing it .
@tiffnkeat (1673)
• Singapore
27 Jan 13
I was like you, having change in different jars. Now I think it is better to bank it or invest it in something. You could at least earn some interest or get some dividends., plus it will be in safe hands. Have you 'lost' any of those jars of change before?
@savemoney4familyfun (162)
• United States
11 Apr 13
i keep them in the jars until full or at the end of every month take it and deposit it into the club accounts because here they charge you for haveing a savings plus at the end of the year i would have to pay all the intrest back in taxes so not worth it to do that , and no i have never lost any of my jars
@Nursefrai06 (2498)
• Penrith, Australia
27 Jan 13
That's very good savemoney4familyfun, I have a knack for keeping my change as well. I don't like carrying coins so I put them away in a jar as well. I empty the coins everyday, it helps me save money and have something to use for emergency purposes. I also have a separate jar which keeps the lunch money I've saved, it's about halfway full now and if I get it full, hopefully it will be enough for me to spend for travelling. It gives me something to look forward to and it drives me to work and save more. 
@savemoney4familyfun (162)
• United States
11 Apr 13
thats what i use 2 of my jars for 1 for family vacation and 1 for florida next year sometimes i am shocked on how much i save all the time works great , i hope you get enough to go traveling like you want keep up the good work
