questions about paypal
By bluespygirl
@bluespygirl (2112)
Philippines
January 28, 2013 10:49pm CST
Hello everyone! only have a limited time being online so I don't have much time to search here in internet about paypal.
I do have a paypal account as it is a requirement here in myLot to receive our payments upon reaching the minimum payout. But I don't have a bank account yet as I would like to transfer my earnings there to a bank. I tried sending someone from my paypal to hers but it isn't possible. Paypal says that I have to add a debit card. My question is can I add my cash card to my paypal without going to my bank? I live far from the city and I seldom go there. Maybe I will visit my bank the next time that I will be in the city. Please share what can you say? There is no Union Bank here in my country and I wonder what other banks accepts paypal transfer of funds?
7 people like this
15 responses
@airasheila (5454)
• Philippines
29 Jan 13
good day bluespygirl,
as far as i know there are numerous banks who accepts paypal transactions. if you are from Philippines, try checking other banks since nowadays almost all banks in the Philippines accepts and recognize this transaction.
@jeanneyvonne (5501)
• Philippines
29 Jan 13
Almost all commercial banks recognize paypal.Also, they allow you to link your debit card to your Paypal account. However, there are some banks who have fess when regarding to this transaction.
@bluespygirl (2112)
• Philippines
29 Jan 13
Thanks for your response airasheila and @jeanneyvonne: I had just learned that my bank BDO charges more than what Union bank charge in withdrawing from my paypal account.
@kourdapya (924)
• Philippines
29 Jan 13
Hi! where are you from? I think there are Unionbank branches all over the Philippines.
@bluespygirl (2112)
• Philippines
29 Jan 13
Oops, what I meant was there is no Union bank here in my town. The main city is some 40kms away from the town I live. I am from Tarlac province. 
How about you, from where are you?
Is there any other bank aside from Union bank that accepts paypal?
How about you, from where are you?
Is there any other bank aside from Union bank that accepts paypal?
@SIMPLYD (90722)
• Philippines
30 Jan 13
BPI can also be used as a bank account at Paypal. However, it charges PhP150.00 per transaction. 
@youless (112481)
• Guangzhou, China
29 Jan 13
That's strange. My dad had a Paypal account in the past. His account didn't add any bank information and he could still send money to anybody. He just couldn't withdraw money from Paypal and that's all. I added my credit card account to my Paypal account. I also added my bank information. I think the debit card will work the same.
@bluespygirl (2112)
• Philippines
29 Jan 13
I did had a transaction that I sent money to someone's paypal. So it is paypal to paypal transaction and it didn't require me to add a credit or debit card. Do you think I can add my debit card wiothout verifying to the bank that I had linked it in my paypal?
@enelym001 (8322)
• Philippines
29 Jan 13
There is Union Bank in the Philippines. But I have not gone there when I was there. And to get my myLot payments what I would do is transfer the money to my brother's Paypal account. He has an account in Union Bank so he withdraw the money from there together with my money whenever I transfer mine. There is no need for any debit card. It will ask you and just cancel it. Try it again, logon and then you will see your paypal account's already created.
@bluespygirl (2112)
• Philippines
29 Jan 13
Yeah, there is Union Bank here in the Philippines. What I mean is that there is no bank branch here in my town.. I will try what you had said. Thank you! :)
@ARIES1973 (11426)
• Legaspi, Philippines
30 Jan 13
Hi bluespy!
What I know is that Paypal accepts Visa and Master card. So if your cash card fall on either of these two, you can use it with Paypal. I used Smart money card to verify my account, this is a Master card.
However, I cannot withdraw funds from Paypal to Smart money. So I used my LBP account to withdraw my money.
But if your present card will do, then of opening a bank account when you have a lot of money already in Paypal. Just see to it that your card is connected to your phone for easier transactions.
Have a nice day!
@bluespygirl (2112)
• Philippines
30 Jan 13
I am not planning to withdraw my paypal money to a bank because I think it is costly. Besides, I am saving up to buy some thing online. I am just wondering why I had transferred money to another paypal in the previous month without asking for a debit or credit card and now that I am making another transaction, it asks a card..
Thanks for your response! I will keep that in mind.
1 person likes this
@skyandgrassplot (1497)
• China
29 Jan 13
Actually there are many banks can accept paypal transfer of funds,but the charge is different,and sometimes the procedure is complicated,so you had better go to the counter of bank and get the advice.
@bluespygirl (2112)
• Philippines
29 Jan 13
Thanks for your response sky! So I guess I really have to go to my bank to inquire. I just thought if I could add my debit card now without going to the bank..
@KrauseHome (36448)
• United States
3 Feb 13
As for the cash card, have you tried it yet? Otherwise you might just need to wait until you get your account linked with your bank before ever able to access the money there. I know it may seem like a lot of work sometimes, but you will find it well worth it in the end.
@cripfemme (7698)
• United States
19 Feb 13
Yes, you cam add it without going to your bank, as long as you know your account number (including the routing #). You just need to be able to call them or check your bank account, so you can record the amounts of the deposits PayPal will send. Then you should be all set.
@andak2007 (3229)
• Philippines
11 Feb 13
I just added my debit card last week and it all went well, mine is EON of Unionbank and Paypal asked me to verify my account by linking my debit card so i entered my debit card information and i was charged P100.00 and then after 2 days my paypal account is already verified after putting the 4-letter code they sent and the P100.00 was credited back to my paypal account, transfering your earning here to paypal and then to Eoncard, will cost you fees and charges considering the fact that what we earn here is not that much unless of course if you have many other online incomes that pays paypal, so i am also saving up my earning too because i plan to buy a gadget online using my paypal money..goodluck to both of us girl!
@cobalt20 (1318)
• Philippines
3 Feb 13
There are several banks that accepts Paypal. Unionbank, Banco de Oro or BPI. It depends on bank you choose. Not only banks, you can also you cellphone for Smart Money or G-cash. That is the only I can suggest. I hope you will serious applying this.
@stanley777 (9402)
• Philippines
19 Mar 13
I think what you mean is, there is no Union bank branch in your area. You can apply for an eon card on the said bank and link it to Paypal. It needs verification once you have the card. There's a fee of $1.95 (P100) for the said process, don't worry it would be refunded back to you once's it's verified. Upon withdrawal, it will be automatically transferred to your account on the said bank. There are other banks that accepts Paypal too BDO, BPI and others or you can use Smart money or G-cash if you like. Mine is eon debit card from Union bank. For other banks you can try Paypal and pick the bank you like.
@Professor2010 (20162)
• India
8 Feb 13
Thanks for sharing
I don't know what you mean by 'cash-card', but i know many in Philippines who does not have credit card, they use debit card in stead, here for us , i mean my paypal and Kalyani's pay pal, we used our credit cards only, the money in dollars comes to our Indian bank account as INR automatically.
@jenny1015 (13366)
• Philippines
29 Jan 13
Hi, sis! I ave heard some people using the Smart money linked to their PayPal account and it works just the same as the Eon card of Union Bank.
@Kalyni2011 (3496)
• India
29 Jan 13
I think you can use Paypal account of your relatives too, not sure thogh
@iluvusabado (2560)
• Philippines
29 Jan 13
when i opened an account in metrobank last december, i asked if they acknowledge paypal, the teller said yes. though i didn't really ask further questions about it.
