Would you consider credit score be a factor of dating someone?
By kingparker
@kingparker (9673)
United States
January 29, 2013 8:17pm CST
When I read this article from a magazine, I found it pretty absurd, but when I was curious, and willing to read it more and more. Maybe good credit score might represent a person with responsible financial lifestyle, while bad credit score means a person just not so responsible, or spend without considering future. I knew that nowadays, financial stress and pressure more break up a marriage, so some people might take credit score as one of the considering factor is reasonable. There are also websites available for matching people base on credit scores, like creditscoredating.com; and datemycreditscore.com. Quite interesting!
3 people like this
7 responses
@jenny1015 (13366)
• Philippines
31 Jan 13
Times have changed really! Imagine considering the credit score of someone as basis for having a relationship or not. But it does makes sense, actually. Coz initially, one would think that it is downgrading a person, but when you really think more about it, it could be one possible way of knowing what kind of person you are dating.
@teotimoponcerosacena (1551)
• Philippines
30 Jan 13
Yeah really interesting, going with someone you never meet before and be with a relation is really amazing and risky and thrilling.
@dawnald (85146)
• Shingle Springs, California
30 Jan 13
I read about that too. I think the assumption is that a person with a bad credit rating is irresponsible, and you may find them spending all your money and ruining your credit too. Problem is, in this economy especially, that people have circumstances beyond their control, job losses, major medical problems, etc., that mess up their credit. If you pass on a person with a bad credit rating, you may miss out on a really great person.
@marie2052 (3691)
• United States
30 Jan 13
I am older and when I married my husband, I made sure he was stable. We discussed our financial and what we had as credit.
Once you marry your credit ratings merge.
However I had stablized mine after a very bad marriage where my ex had money spent even before he got paid.
So I wanted to make sure I was not going through what I was getting out of.
So I did ask and I looked at his check book to make sure he was paying his bills.
Terrible probably but it made our relationship more easy as I knew he was taking care of himself as well as I was myself.
@911Ricki (13588)
• Canada
30 Jan 13
Ys, it's something I consider. If they have poor credit it normally shows as their personality, and their lifestyle. I want someone who can in a way support me or help support me (i.e. split the bills). I don't want the stress of wondering will they have enough, or will I have to worry about it. Will it bring my credit down or will it be a good tick to my credit.
@skyandgrassplot (1497)
• China
30 Jan 13
As for me,I think it is a good way to figure out that your future lover is a responsible person or not,and if you want to know your lover more,then credit score is a good factor.
@sid556 (30959)
• United States
30 Jan 13
It actually never occured to me to even ask someone that I dated what their credit score is. I just don't feel it is my business. A bad score could just mean someone who has not established much credit or who has had a tough time in the past. I would not consider it indicitive of someone's responsibility. There are so many things that could factor into a person having a low score ....I'd never judge a person on that..it's dumb. Does this website charge? Kind of scary that people are willing to give them this info to begin with.
