Friend of mine finally got a loan approval, and bought a house
By kingparker
@kingparker (9673)
United States
February 6, 2013 7:26pm CST
Honestly, I admire this friend of mine, eventually, he moved out of his father's house, and start his own family with his wife and a kid. He work so hard to make it happen. He cut most of the unnecessary expenses, like going to the bar drinking, or make traveling plan, etc.... I guess that is the magic of marriage, he really make serious effort to make his own family. He paid off his credit debt as soon as possible, and he is willing to work extra hours, whenever over time is available. He work so hard to get a house loan approved from FHA, a government loan with a low interest rate. He is ready to move out of his father's house.
For me, I am still single, and I still living with my parents. Maybe he can be my real example. Somehow, I really want to get a place of my own, and I want to live with someone who I really love.
13 responses
@roshigo58 (4859)
• Pune, India
23 Mar 13
Hi,
Congratulations to your friend for his house. It is a reward for his efforts and har working. You keep the example of your friend in your mind. He can be your inspiration. try hard and you can have your own house. My son also have the dream of having new house and his own family. He has a good job and I am also going to help him. I wish your dreams may come true soon.
@asliah (11137)
• Philippines
25 Feb 13
hi,
really,that was really a good news for your friend,i wish i could also have the approval when i get loan for constructing a house,i should be always think positive so that the result is also a positive,that is very envying me.i really wanted to have an own house.
@Koon999Tan (681)
• Malaysia
21 Mar 13
i am totally respect your friend and he really work it out finally, that great to hear. i want to get married too and buy second hand house
@sshiva95 (77)
• India
7 Feb 13
Everybody wants to get a place of their own with their loved ones. But its possible only if you are ready cut down all those expenses like your friend did. I would rather save money from the start and get a place with a stabilized income flow rather than cut down on expenses
@elenaliu (149)
• China
13 Feb 13
It's a common phenomenon in China that every family pursues to own a house,for me,I also want to buy a house,it's a symbol of wealth to have a house,so everybody will work hard to earn money so that they can buy a house in their lifetime.But now the price of the house is becoming more and more high in China,it's impossible for common citizen to buy a house,I don't know whether I can buy a house in my lifetime.What can I do is trying my best to earn money.
@ossie16d (11821)
• Australia
7 Feb 13
Yes it is a great achievement thart your friend was able to pay off his debts, move out of his father's house and to buy his own house. Before he and his wife start their own little family, they need to make that house into a home. Of course he will have to continue to work hard to pay the loan off as well as get the furniture and furnishings that they want but over time it can be done.
The fact that your friend has been able to achieve this will, in fact, be a inspiration to you and others as well. You might still be single right now, but the right person for you might come along at any time. So now while you are living with your parents, you should try to save money for when the time comes.
@chiyosan (30184)
• Philippines
7 Feb 13
Oh that is a great news! :D I admire people who are able to do this, stand up on their own, plans for their life and is able to manage his finances well. As much as i would want to live separately from my parents, i cannot do that because i cannot leave my mother, she does need our support and she is for sure only going to be sad if that is the case.
But speaking of finances, i had to still make an extra effort. I need to be able to save up and know that whenever i need funds, i have them in my account, unlike right now, i work on a cut off, and relies on it alone.
@marguicha (222844)
• Chile
7 Feb 13
I think that it is easier to start buying a house before you start a family. When babies start coming, there are so many things to buy that it is difficult to save much. A young person who works and lives with his parents can still save something towards a down payment. Actually we can all have lots of fun without spending so much money on drinking, eating out or traveling.
@airasheila (5454)
• Philippines
7 Feb 13
a pleasant day kingparker,
that was really rewarding. hence, after all the hardship, your friend finally achieved the fruits of his labor. and i guess, its fine to set him as your example, after reaching this achievement.
and in my end here, i do also plan to have my own house, hoping that i can get a unit the soonest possible time.
@911Ricki (13588)
• Canada
7 Feb 13
Yes, sounds like he is very motivted. It's hard to get a house right now, I not necessarily need to be married, and start a family before moving out. But I am looking around and the prices are ridiculous. $300,000 - $950,000 for a small house, I have been looking at mobile homes.
@Raine38 (12250)
• United States
7 Feb 13
He is admirable. And good for him that his housing loan got approved. Now he can really start on his own family. It is such a very big deal and a very big responsible to be able to afford your own house. Most of us dreams of having a place we can call our own.
@teotimoponcerosacena (1552)
• Philippines
7 Feb 13
I hope you can find your real love. Your friend is a responsible person he knew his responsibilities so he lived unto it. I wish him luck.
